Yorkshire Building Society Conveyancing Lender Panel Compliance Tool

COMPLETIONmonitor is web-based pre- and post-completion checklist for property lawyers. Supported by the CML and PI insurers. It is a unique risk mitigation tool.

This software facilitates the way you can demonstrate to lender panels that you are, and can stay fully compliant with their requirements, with automatic updates on Yorkshire Building Society’s changes. Notwithstanding that using the software is not a prerequisite for Yorkshire Building Society , demonstrating you can stay up to date with Yorkshire Building Society’s Handbook requirements is an excellent support to your application to their lender panel and, more importantly, protect your panel status.

The system generates real-time alerts, automatically produces COLP and CQS reports, and will improve your firm's efficiency. In addition it is simply to use, cost-effective and, for many firms, leads to a PII saving.

Find a Law Firm approved by Yorkshire Building Society

Banks and building societies often change their requirements. The UK Finance Lenders’ Handbook requirements from Yorkshire Building Society are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, frequently:

A Timeline of Policy Changes


Since 2008, Yorkshire Building Society has made 255 revisions or additions to sections of their version of the CML Handbook.
That equates to a section change every 10.7 days. In total, 42% of the sections of P2 of the UK Finance Lenders’ Handbook for Yorkshire Building Society have been changed since 15/12/2008.

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Recent Changes Include

# Date Assoc. Changes Related To
10.2a 06/02/2017 CML
Mortgage Advance and Certificate of Title
Do Yorkshire Building Society send the mortgage advance electronically or by cheque?
17.1.1 20/07/2015 CML
Redemption Statements
Contact details at Yorkshire Building Society for conveyancing panel lawyers to request redemption statements .
16.1.1 01/12/2014 CML
Title Documents
Yorkshire Building Society details for requesting Title Documentation
5.5.1a 01/12/2014 CML
requirements in terms of time for planning consents
6.14.2 01/12/2014 CML
requirement that all insurance risks are included
6.14.4 01/12/2014 CML
sending a copy of the buildings insurance policy and last premium
5.2.1 01/12/2014 CML
Seller not registered
Contact details at Yorkshire Building Society for approved lawyers for where the seller is not the owner or registered proprietor and is not listed in the exceptions in the CML Handbook P1.
3.1.5 01/12/2014 CML
ID Documentation
Yorkshire Building Society approved lawyers requirements re ID Documentation: Further acceptable documents (if any)
5.8.1 14/01/2014 CML
Freehold and leasehold owner of multiple flats
Yorkshire Building Society approved lawyers clarification as to whether they accept security which comprises a building converted into not more than four flats where the borrower occupies one of those flats and the borrower or another flat owner also owns the freehold of the building and the other flats are subject to long leases?
14.2.2 03/05/2013 CML
Post Completion Conveyancing
Which documents should approved lawyersfor Yorkshire Building Society send the title deeds and documents following completion?

Last update 17/01/2019

Yorkshire Building Society Conveyancing Panel Sample Enquires to our Call Center from members of the public

For what reasons would a law firm be removed from the Yorkshire Building Society solicitor panel?
According to a recent survey report by the solicitors regulator three quarters of law firms had been excluded from a lender panel. The top reasons in order are :
  1. Low volume of transactions
  2. the lawyer is a sole practitioner
  3. as part of the HSBC panel reduction
  4. regulatory contact by SRA
  5. accidental removal. We are not aware of the specific or common criteria for removal by Yorkshire Building Society
My conveyancing solicitor has requested from me proof of ID documents saying that this forms part of his obligations as a conveyancer on the Yorkshire Building Society Conveyancing panel. Can you confirm whether this is the case?
Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with before they can accept their conveyancing business. The Terms and Conditions that you need to sign will no doubt confirm this. Your lawyer is right that Yorkshire Building Society also require certain documents to be viewed. If a you refuse to provide ID verification documents, your conveyancer would not be able to accept instructions from you. Your lawyer also has obligations to obtain certain documents in accordance with Yorkshire Building Society CML Handbook requirements last updated on Yorkshire Building Society
Whilst your website is a good idea there are many lawyers listed near Newcastle on the Yorkshire Building Society conveyancing panel. It would be a lot more helpful if you could recommend a specific firm on the conveyancing panel for Yorkshire Building Society ?
We do not recommend specific firms as the right firm for you depends on where your priorities lie. For example you may require a local firm with local knowledge or you might be looking for the low cost conveyancing. Before you appoint your lawyer we advise you to speak to two or three of the firms listed to gain comfort as to which one is right for you..
I am attempting to get my former partner taken off the mortgage deeds. Can Yorkshire Building Society really insist on which solicitor I can or can not retain?
You can use any solicitor you like but Yorkshire Building Society then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the Yorkshire Building Society solicitors panel
I have a mortgage with Yorkshire Building Society. Conveyancing was finalised months ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Yorkshire Building Society?
Yorkshire Building Society must be informed of your intention in advance of letting out your property as this is likely to be a breach of Yorkshire Building Society’s mortgage conditions. It may be that Yorkshire Building Society will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Yorkshire Building Society directly. You need not do this via a Yorkshire Building Society conveyancing panel firm.
I am due to exchange contracts on my flat. I had a double glazing fitted in month 2010 but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Yorkshire Building Society are being problematic. The solicitor who is on the Yorkshire Building Society conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Yorkshire Building Society are requiring a building regulation certificate. Why do Yorkshire Building Society have a conveyancing panel of they don’t accept advice from them?
It is probably the case that Yorkshire Building Society have referred the matter to their valuer. The reason why Yorkshire Building Society may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing correctly and safely installed. It merely protects against enforcement action which is very unlikely anyway.
After shopping around on the internet I have found a solicitor having made sure that they are on the Yorkshire Building Society conveyancing panel. Does my lawyer arrange the survey of the property? Or Having digested plenty of house buying,I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my solicitor - who is on the Yorkshire Building Society conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Yorkshire Building Society will need an independent valuation of the property. Your lawyer will not arrange this. Usually Yorkshire Building Society will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller. or Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by postcode. As you are getting a mortgage with Yorkshire Building Society you could contact your them to see if they have a list of approved surveyors.