FAQs for the Yorkshire Bank Solicitor Panel
from members of the public
My Solicitor is not on the Yorkshire Bank Approved Panel. Is it possible for me to retain my family solicitor notwithstanding that they are excluded from the Yorkshire Bank approved list?
You have a number of options available to you here:
- Carry on with your preferred lawyers but Yorkshire Bank will need to instruct a lawyer on the Yorkshire Bank conveyancing panel. This will result in additional cost and potential delay.
- Get a new solicitor to act in the purchase, obviously checking they are on the Yorkshire Bank conveyancing panel.
- Convince your lawyer to do everything within their powers to join the Yorkshire Bank conveyancing panel
Can you help?. My lawyer is not to blame but, the conveyancing for my house purchase has been going on for months. The Local Authority Search from Yorkshire Bank was date stamped random date and we have agreed a date for me to move into the property on 10 days inc Day of week eg. Mon. My solicitor says that as she is on the Yorkshire Bank conveyancing panel she needs to redo the searches as they are no longer acceptable to the lender.
One of the many conditions to being on the Yorkshire Bank approved panel is to comply with the CML Handbook Part 2 obligations (last updated for this lender on Yorkshire Bank)which specifies that a local authority search be not more than 6 months old. You should nevertheless ask your lawyer to check whether something called ‘search validation’ indemnity insurance is acceptable to Yorkshire Bank.
I require the services of a Yorkshire Bank panel solicitor in Inverness. Can you assist?
It is not clear why you need a Yorkshire Bank panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to Yorkshire Bank to find out which solicitors in Yorkshire Bank are on their panel. If you do find such a firm not listed please direct them to our site to list. After all the cost is only one £1 a month
My grandmother passed away 10 months ago and as sole heir and executor was left the house. The house had a small mortgage left on it of around £8000. I want to transfer the title deeds into my name whilst I re-mortgage to Yorkshire Bank , pay off the mortgage etc. Is this possible?
If you intend to re-mortgage then Yorkshire Bank will insist on your using a conveyancer on the Yorkshire Bank conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Yorkshire Bank conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Yorkshire Bank mortgage is registered as a charge at the Land Registry.
Can you point me to a directory of Yorkshire Bank panel solicitors on the Building Society Association’s Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few lenders make their panel listings available online.
The for formalities of my remortgage has taken place with a loan from Yorkshire Bank. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about Yorkshire Bank. How do I make a complaint?
Almost all lenders have complaints procedures. Your first point of contact should be one of the Yorkshire Bank branches or the Customer Services Department at Yorkshire Bank head office. Ordinarily complaints to Yorkshire Bank are sorted out very quickly. However if you are not satisfied that the matter is resolved you can write to the
Financial Ombudsman Service
who will take matters further.
On the whole I have been dissatisfied with the level or service received from my lawyer. Is there a Yorkshire Bank conveyancing panel complaints department or do I complain directly to the law firm?
Complaining to Yorkshire Bank about their conveyancing panel is unlikely to yield much of a response. All solicitors and conveyancer must have a complaints procedure. Usually one can find this information from the solicitor’s or conveyancer’s website or ask at their office. They must tell you about it if you ask.
The Legal Ombudsman will make sure that your complaint is properly dealt with by the solicitor. It can also advise you how to complain.
If a licensed conveyancer does not have a complaints procedure or will not tell you about it, contact the Council for Licensed Conveyancers (CLC), which will make sure that your complaint is properly dealt with by the conveyancer. Please see below for more information.