FAQs : The Yorkshire Bank Solicitor Panel
from members of the public
Is the fact that my solicitor is not identified on the Yorkshire Bank Conveyancing panel that there is a problem with the standard of the firm’s work?
It would not be wise to jump to that conclusion. There are all sorts of perfectly reasonable explanations. A recent report by the solicitors regulator indicated 76% of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) lack of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. If you are concerned you should simply call the firm and ask them why they are no longer on the approved list for Yorkshire Bank.
Can you help?. My lawyer is not to blame but, the conveyancing for my house purchase has been going on for months. The Local Authority Search from Yorkshire Bank was issued random date and we have agreed a date for me to move into the property on 6 months + 3. My solicitor says that as she is on the Yorkshire Bank conveyancing panel she needs to reorder the searches as they are no longer valid.
One of the many conditions to being on the Yorkshire Bank approved panel is to comply with the CML Handbook Part 2 obligations (last updated for this lender on Yorkshire Bank)which states that a local authority search be not more than half a year old. You should nevertheless ask your lawyer to check whether something called ‘search validation’ indemnity insurance is acceptable to Yorkshire Bank.
I need to find a Yorkshire Bank panel solicitor in Stirling. Can you assist?
It is not clear why you need a Yorkshire Bank panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to Yorkshire Bank to find out which solicitors in Yorkshire Bank are on their panel. If you do find such a firm not listed please direct them to our site to list. After all the cost is only one £1 a month
We're in Wales, First timers buying with a mortgage (lender is Yorkshire Bank , but our lawyer is on the Yorkshire Bank conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Yorkshire Bank conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
Can I be sure that the solicitor on the Yorkshire Bank panel is any good?
obtaining recommendations is a good start. Before you go ahead check if they offer a no sale no fee offer. Also you often get what you pay for - a firm which quotes more will often provide a better service than one which is cheap as chips. We would always advise that you speak with the solicitor handling your transaction
I am buying a property where the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Yorkshire Bank be concerned
As you are obtaining a mortgage with Yorkshire Bank your lawyer must to check the Yorkshire Bank conveyancing instructions contained in the Part of CML Handbook for Yorkshire Bank . The CML Handbook contains minimum requirements for solar panel roof-space leases, and solicitors are required to report to Yorkshire Bank where a lease does not meet these requirements. The requirements relate to the installation of panels on properties in England and Wales. Requirements for Scotland are due in the near future.
On the whole I have been dissatisfied with the level or service received from my lawyer. Is there a Yorkshire Bank conveyancing panel complaints department or do I complain directly to the law firm?
There is little point in complaining directly to Yorkshire Bank. All solicitors and conveyancer must have a complaints procedure. You can get information from the solicitor’s or conveyancer’s website or ask at their office. They must tell you about it if you ask.
The Legal Ombudsman will make sure that your complaint is addressed by the solicitor. It can also advise you how to complain.
If a licensed conveyancer does not have a complaints procedure or will not tell you about it, contact the Council for Licensed Conveyancers (CLC), which will make sure that your complaint is properly dealt with by the conveyancer. Please see below for more information.