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West Bromwich Mortgage Company Conveyancing Lender Panel Compliance Tool

Looking for information about your firm's panel status?

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How can my firm apply to be on the West Bromwich Mortgage Company Conveyancing Panel?
Check your firm’s panel Status
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How can my firm be reinstated onto the West Bromwich Mortgage Company Conveyancing Panel?
Check your firm’s panel Status

Lexsure’s COMPLETIONmonitor is web-based pre- and post-completion checklist for property lawyers. It is supported by PI insurers. It is a unique risk mitigation tool.

This system assists the way you can prove to lender panels that you are, and can remain fully compliant with their requirements, with automatic updates on West Bromwich Mortgage Company’s changes. While utilising the tool is not a condition for being on the West Bromwich Mortgage Company panel, demonstrating you can stay up to date with West Bromwich Mortgage Company’s Handbook requirements is an excellent support to your panel application and, just as importantly, protect your firm’s panel status.

The software creates real-time alerts, automatically produces compliance and CQS reports, and will increase your firm's efficiency. In addition it is simply to use, cost-effective and, for many firms, results in a PII saving.

Find a Law Firm approved by West Bromwich Mortgage Company

Banks and building societies often vary their requirements. The BSA instructions from West Bromwich Mortgage Company are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, over time:

A Timeline of Policy Changes


Since 2010, West Bromwich Mortgage Company has made 128 revisions or additions to sections of their version of the BSA Requirements.
That equates to a section change every 21.3 days. In total, 48% of the sections of the BSA Requirements for West Bromwich Mortgage Company have been changed since 26/1/2010.

To find out more about lender panel compliance,
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Q and A’s regarding the West Bromwich Mortgage Company Solicitor Panel from members of the public

For what reasons would a law firm be excluded from the West Bromwich Mortgage Company solicitor panel?
A survey recently commissioned by the Solicitors Regulatory Authority found that three quarters of solicitor practices had been removed from a lender panel. The top reasons in order are :
  1. Low volume of transactions
  2. the lawyer is a sole practitioner
  3. as part of the HSBC panel reduction
  4. regulatory contact by SRA
  5. accidental removal. We are not aware of the specific or common criteria for removal by West Bromwich Mortgage Company
We are due to exchange on the purchase a house but as a result of damage from the recent storms I have agreed compensation from the seller of £3k approx by way of a reduction in the price. This was going to be dealt with as part of the conveyancing process but my mortgage company West Bromwich Mortgage Company will not agree to this. Why was West Bromwich Mortgage Company even consulted?
Your lawyer being on the West Bromwich Mortgage Company conveyancing panel is duty bound to inform West Bromwich Mortgage Company of any changes to the purchase price. If you were to refuse your lawyers to disclose the reduction to West Bromwich Mortgage Company then they would have to discontinue acting for you and West Bromwich Mortgage Company.
Do lenders provide you with an approved list of solicitors? How do you know who is on the West Bromwich Mortgage Company conveyancing panel?
The firms themselves provide us confirmation that they are on the West Bromwich Mortgage Company conveyancing panel as opposed to being supplied with a list from West Bromwich Mortgage Company directly.
Can you clarify what the consequences are if my solicitor is expelled from the West Bromwich Mortgage Company Solicitor panel in advance of the completion date?
The first thing to point out is that, this is very unlikely to happen. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have ti instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by the regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit for a fee.
Is it the case that all conveyancing solicitors on the West Bromwich Mortgage Company conveyancing panel regulated by the Solicitors Regulatory Authority?
As solicitors, in order to be on the West Bromwich Mortgage Company conveyancing panel they would need to be regulated by the SRA. Many lenders do allow licenced conveyancers on their panel in which case such firms would be regulated by the Council of Licensed Conveyancers (CLC).
Last month we had a mortgage agreed in principle with West Bromwich Mortgage Company. Solicitors have been appointed? What is the average time that one could expect to receive a mortgage offer from West Bromwich Mortgage Company?
There is no definitive answer here. Have West Bromwich Mortgage Company done the valuation? Have you advised West Bromwich Mortgage Company as your lawyers details and checked that your lawyer is on the West Bromwich Mortgage Company conveyancing panel? sometimes it can take as long as six weeks for a mortgage offer to be issued
We have had an offer accepted on a house I spoke to a solicitor recommended by my uncle and he recommended retaining a law firm approved by West Bromwich Mortgage Company. The estate agent recommended two local firms so I asked West Bromwich Mortgage Company if the 2 suggested solicitors are approved, which they are not. West Bromwich Mortgage Company suggested that either practice can fill out the appropriate forms to become approved. Do I (1) save myself the aggravation and use one of West Bromwich Mortgage Company 's conveyancing panel solicitors (2) Use the local solicitor and accept there may be delays etc as they go through the approval process.
Ask West Bromwich Mortgage Company for conveyancing panel firms in your area. Lenders have them all over the country. You can also use our search tool at the top of this page to search for a lawyer on the West Bromwich Mortgage Company conveyancing panel based on location. If you particularly like the sound of one of the local lawyers that you have spoken to ask them if they would go onto West Bromwich Mortgage Company conveyancing panel as it may only take about 2-3 weeks. As long as they meet West Bromwich Mortgage Company’s requirements it can be a very simple job for the solicitor. Other stuff will be going on in parallel (as you are at an early stage) so it may not delay matters.

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