West Bromwich Mortgage Company Solicitor Panel Example Support Desk Enquires from members of the public
I appointed a law firm to work on my house purchase three weeks ago having applied for a mortgage with West Bromwich Mortgage Company. The firm reassured me that they are on West Bromwich Mortgage Company conveyancing panel and gave me their panel reference. West Bromwich Mortgage Company then told me that their panel number was dormant and would need to be reactivated. What happens next? Should I appoint a new solicitor listed on the approved panel for West Bromwich Mortgage Company?
The answer depends on whether you still have confidence in the said solicitors and how long it will take for the firm to be reinstated on the West Bromwich Mortgage Company conveyancing panel You may wish to enlist the help of your broker to check with the West Bromwich Mortgage Company as to how long they think it will take to get the firm to get back on the panel.
Our property lawyer has requested from me personal identification documents asserting that this is part of his requirements as a solicitor on the West Bromwich Mortgage Company Solicitor panel. Is this right?
Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with before they can accept their conveyancing business. The Terms and Conditions that you need to sign will no doubt confirm this. Your lawyer is right that West Bromwich Mortgage Company also require certain documents to be viewed. If a you refuse to provide ID verification documents, your conveyancer would not be able to accept instructions from you. Your lawyer also has obligations to obtain certain documents in accordance with West Bromwich Mortgage Company CML Handbook requirements last updated on West Bromwich Mortgage Company
I have checked your search tool I can't find the lawyer I was hoping to instruct as being on the West Bromwich Mortgage Company conveyancing panel. My lawyer has said that they are on the West Bromwich Mortgage Company approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the West Bromwich Mortgage Company conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the West Bromwich Mortgage Company solicitor panel.
I am selling my house. Does my solicitor have to be on the West Bromwich Mortgage Company conveyancing panel in order to deal with redeeming my mortgage?
Ordinarily, even if your lawyer is not on the West Bromwich Mortgage Company conveyancing panel they can still act for you on your sale. it might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently at the moment.
How can we tell if a solicitor on the West Bromwich Mortgage Company panel is any good?
seeking recommendations is a sensible starting point. Before you go ahead check if they offer a no sale no fee offer. Also you often get what you pay for - a firm which quotes more will often provide a better service than one which is cheap as chips. We would always advocate that you speak with the lawyer carrying out your conveyancing
I recently had an offer accepted on a house. My mortgage broker pressured me to appoint their lawyers I paid an upfront payment of 150. Soon after the conveyancers contacted me sheepishly admitting that they were not on the West Bromwich Mortgage Company conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the West Bromwich Mortgage Company panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I am selling my apartment. I had a double glazing fitted in month 2010 but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, West Bromwich Mortgage Company are being a right pain. The solicitor who is on the West Bromwich Mortgage Company conveyancing panel is saying indemnity insurance will be fine but West Bromwich Mortgage Company are requiring a building regulation certificate. Why do West Bromwich Mortgage Company have a conveyancing panel of they don’t accept advice from them?
It is probably the case that West Bromwich Mortgage Company have referred the matter to their valuer. The reason why West Bromwich Mortgage Company may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing correctly and safely installed. It merely protects against enforcement action which is very unlikely anyway.
