About Lexure Contact us

Topaz Finance Conveyancing Lender Panel Compliance Tool

Looking for information about your firm's panel status?

Card image cap
How can my firm apply to be on the Topaz Finance Conveyancing Panel?
Check your firm’s panel Status
Card image cap
How can my firm be reinstated onto the Topaz Finance Conveyancing Panel?
Check your firm’s panel Status

Lexsure’s COMPLETIONmonitor is an online pre- and post-completion checklist for residential conveyancing lawyers. It is supported by PI insurers. It is a unique risk management tool.

This system optimises the way you can prove to lender panels that you are, and can stay fully compliant with their requirements, with notifications given on Topaz Finance’s changes. Even though utilising the tool is not a condition for being on the Topaz Finance panel, demonstrating you can remain up to date with Topaz Finance’s Handbook requirements is a helpful support to your panel application and, just as importantly, safeguard your panel standing.

The software creates real-time alerts, automatically produces SRA and CQS reports, and will enhance your firm's efficiency. In addition it is simply to use, cost-effective and, for some firms, results in a PII saving.

Find a Law Firm approved by Topaz Finance

Banks and building societies frequently vary their requirements. The UK Finance Lenders’ Handbook requirements from Topaz Finance are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, over time:

A Timeline of Policy Changes


Since 2008, Topaz Finance has made 321 revisions or additions to sections of their version of the UK Finance Handbook.
That equates to a section change every 8.5 days. In total, 37% of the sections of P2 of the UK Finance Lenders’ Handbook for Topaz Finance have been changed since 15/12/2008.

To find out more about lender panel compliance,
Book a Personalised Demo

Topaz Finance Conveyancing Panel : Questions and Answers from members of the public

I have been advised by my broker that I have to pay Topaz Finance fees if I use my own solicitor. How good are the Topaz Finance conveyancing panel solicitors? I dont care which law firm I use provided that they are good and reasonably priced. Would you recommend a specific law firm on the Topaz Finance panel?
Topaz Finance’s conveyancing panel is substantial so your best bet is just to check with the firms you are getting quotes from whether they are on it. You can search by postcode on the search tool on this site to find solicitors that Topaz Finance will allow to act for them.
I am buying a newly built flat and my solicitor is advising me that she is duty bound to disclose incentives from the seller as her practice is on the Topaz Finance conveyancing panel. I am under pressure to exchange contracts and my preference is not to delay matters. is my lawyer taking the correct approach?
You should not exchange unless you have advised to do so by your lawyer. A precondition to being on the Topaz Finance approved panel is to comply with the CML Handbook requirements (last updated for this lender on Topaz Finance). The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
Your search tool is useful but there are many lawyers listed near Middlesbrough on the Topaz Finance conveyancing panel. It would be a lot more helpful if you could recommend a specific firm on the conveyancing panel for Topaz Finance ?
We do not recommend specific firms as the right firm for you depends on where your priorities lie. For example you may require a local firm with local knowledge or you might be looking for the low cost conveyancing. We recommend that you speak to 3 or 4 lawyers listed before you make your choice..
My uncle passed away 10 months ago and as sole heir and executor was left the house. The house had a relatively small loan remaining of approximately £5k. I want to have the title changed into my name whilst I re-mortgage to Topaz Finance , pay off the mortgage etc. Is this allowed?
If you intend to re-mortgage then Topaz Finance will insist on your using a conveyancer on the Topaz Finance conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Topaz Finance conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Topaz Finance mortgage is registered as a charge at the Land Registry.
Is the case that all CQS (Conveyancing Quality Scheme) solicitors on the Topaz Finance conveyancing panel?
Some major lenders now use CQS as the starting point for Panel membership such as HSBC and Santander. CQS membership however is no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to join their approved list of firms.
Two weeks ago we had a mortgage agreed in principle with Topaz Finance. Solicitors have been chosen? What is the average time that one could expect to receive a mortgage offer from Topaz Finance?
There is no definitive answer here. Have Topaz Finance conducted the survey? Have you advised Topaz Finance as your lawyers details and checked that your lawyer is on the Topaz Finance conveyancing panel? sometimes it can take as long as six weeks for a mortgage offer to be issued
Topaz Finance have agreed my mortgage in principle, my offer on house has been accepted, now what?
The estate agent will want to know who your solicitors are (make sure these solicitors are on the lenders panel). Call up Topaz Finance or your broker and complete any relevant paperwork. Topaz Finance will tell you what documents they want. Topaz Finance will instruct a valuer. The valuer will get in touch with the estate agent or seller to book an appointment. Once conducted (assuming no problems) it takes about week to get a mortgage offer. Topaz Finance will issue the offer to you and your lawyer. The transaction will then take it’s course according the nature and complexity of the conveyancing.

Copyright © Lexsure Limited, 2025

Privacy