About Lexure Contact us

Topaz Finance Conveyancing Lender Panel Compliance Tool

Looking for information about your firm's panel status?

Card image cap
How can my firm apply to be on the Topaz Finance Conveyancing Panel?
Check your firm’s panel Status
Card image cap
How can my firm be reinstated onto the Topaz Finance Conveyancing Panel?
Check your firm’s panel Status

Lexsure’s COMPLETIONmonitor is an online pre- and post-completion checklist for property lawyers. It is supported by PI insurers. It is a unique risk mitigation tool.

This software facilitates the way you can demonstrate to lender panels that you are, and can remain fully compliant with their requirements, with alerts on Topaz Finance’s changes. Notwithstanding that using COMPLETIONmonitor is not a condition for acceptance on the Topaz Finance panel, demonstrating you can remain up to date with Topaz Finance’s Handbook requirements is an excellent support to your application to their lender panel and, just as importantly, protect your panel standing.

COMPLETIONmonitor creates real-time alerts, automatically produces SRA and CQS reports, and will increase your firm's efficiency. In addition it is user friendly, cost-effective and, for some firms, leads to a PII saving.

Find a Law Firm approved by Topaz Finance

Lenders frequently vary their requirements. The UK Finance Lenders’ Handbook requirements from Topaz Finance are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, frequently:

A Timeline of Policy Changes


Since 2008, Topaz Finance has made 321 revisions or additions to sections of their version of the UK Finance Handbook.
That equates to a section change every 8.5 days. In total, 37% of the sections of P2 of the UK Finance Lenders’ Handbook for Topaz Finance have been changed since 15/12/2008.

To find out more about lender panel compliance,
Book a Personalised Demo

FAQs : The Topaz Finance Solicitor Panel from members of the public

I am obtaining a mortgage with Topaz Finance. I would like to employ the services of a Licensed Conveyancer. Does the Topaz Finance Solicitor panel exclude Licensed Conveyancers
Topaz Finance’s conveyancing panel is, like many other lenders associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
Our conveyancer has discovered a defect with the lease for the apartment we are buying. The seller’s lawyers have suggested title insurance as a workaround. We are happy with insurance and will cover the costs. Our solicitor has advised that as he is on the Topaz Finance conveyancing panel he must be satisfied that the lender is happy with this solution. Are we the client or is Topaz Finance?
Just because you have a mortgage offer from Topaz Finance does not mean to say that the property will be meet their requirements for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the CML Handbook Requirements. You and Topaz Finance are the client. The appropriate lender requirements have to be complied with by the Topaz Finance conveyancing panel who has to balance acting for you and Topaz Finance
I require the services of a Topaz Finance panel solicitor in Belfast. Can you assist?
It is not clear why you need a Topaz Finance panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to Topaz Finance to find out which solicitors in Topaz Finance are on their panel. If you do find such a firm not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site
My aunt passed away six months ago and as sole heir and executor was left the property. The house had a relatively small loan left on it of around £4500. I want to transfer the title deeds into my name whilst I re-mortgage to Topaz Finance , pay off the mortgage etc. Is this possible?
If you intend to re-mortgage then Topaz Finance will insist on your using a conveyancer on the Topaz Finance conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Topaz Finance conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Topaz Finance mortgage is registered as a charge at the Land Registry.
Can you point me to a directory of Topaz Finance panel conveyancers on the Building Society Association’s Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few lenders make their panel listings available online.
I previously instructed online solicitors based in Birmingham who are on the Topaz Finance solicitor panel. They have just invoiced me a separate fee of £135 for the legal aspects of the Topaz Finance mortgage. Is this an additional conveyancing fee set by Topaz Finance?
Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your solicitors can charge a fee for this. This fee is not set by Topaz Finance but by your lawyers. Some firms on the Topaz Finance will charge an ‘acting for lender’ fee but plenty of firms include it on their overall fee.
I am selling my flat. I had a double glazing fitted in month 6 but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Topaz Finance are being difficult. The solicitor who is on the Topaz Finance conveyancing panel is saying indemnity insurance will be fine but Topaz Finance are insisting on a building regulation certificate. Why do Topaz Finance have a conveyancing panel of they don’t accept advice from them?
It is probably the case that Topaz Finance have referred the matter to their valuer. The reason why Topaz Finance may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing correctly and safely installed. It merely protects against enforcement action which is very unlikely anyway.

Copyright © Lexsure Limited, 2026

Privacy