Together Personal Finance Solicitor Panel Sample Enquires to our Call Center from members of the public
I have just been informed by my lender that my lawyer is not on the Together Personal Finance Solicitor panel. What can I do to check?
You need to contact your lawyer directly. You lawyer should advise you of the situation. If they are not on the panel they may recommend you to a firm that is on the the approved Together Personal Finance solicitor panel.
My conveyancing solicitor has requested from me proof of ID documents stating that this is part of his requirements as a conveyancer on the Together Personal Finance Conveyancing panel. Is this right?
Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with before they can accept their conveyancing business. The Client Care letter that you need to sign will no doubt confirm this. Your lawyer is right that Together Personal Finance also require certain documents to be viewed. If a you refuse to provide ID verification documents, your conveyancer would not be able to accept instructions from you. Your lawyer also has obligations to obtain certain documents in accordance with Together Personal Finance CML Handbook requirements last updated on Together Personal Finance
I am looking to buy a property and require a conveyancing solicitor in who is on the Together Personal Finance conveyancing. Can you recommend a local solicitor?
Our service is a directory service for firms who wish to be listed as being on the approved conveyancing panel for Together Personal Finance . We don’t recommend any particular firm.
We're in London, First timers buying with a mortgage (lender is Together Personal Finance , but our lawyer is on the Together Personal Finance conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Together Personal Finance conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
Do the majority of banks operate their own panel of solicitors?
Many lenders do operate a restricted conveyancing panel but a lot of lenders allow any solicitors to join their panel so long as they meet their criteria. Each lender sets their own criteria. For example the Together Personal Finance conveyancing panel requirements are different to Together Personal Finance’s conveyancing panel criteria.
Why might a lender such as Together Personal Finance withdraw a mortgage offer?
Banks and Building Societies such as Together Personal Finance can revoke their mortgage offer although this rarely happens. should Together Personal Finance withdraw their offer they may or may not inform you or the lawyer as to the reasons why. There are various possible reasons but here are 5 examples:
- Where information comes to Together Personal Finance ‘s attention regarding the customers or the security that they were not aware of prior to offer that affects their original decision to lend
- Where to proceed with the Mortgage offer would be unlawful
- Following advice from the valuer on their lender panel or If the lender has doubts about the effectiveness of the valuation as a result of subsequent events or information received post valuation but pre completion
- Where the sale is not at arms length for value to unconnected persons
- If the solicitor on the Together Personal Finance conveyancing panel acting for the applicant, borrower, mortgagor or guarantor cannot comply with Together Personal Finance ‘s instructions
My husband and I are buying a 1st floor apartment in Hendon. Conveyancing solicitors in Hendon need to beappointed. My motheradvised that we make sure that the conveyancing practitioner in Hendon is on the Together Personal Finance list of approved conveyancing firms. Aren't all lawyers on the Together Personal Finance panel?
Far from all Hendon conveyancing solicitors are on the Together Personal Finance conveyancing panel. 8 people a month use our search tool to find a Hendon conveyancing practitioner on the on the Together Personal Finance list of approved conveyancing firms.