Together Personal Finance Conveyancing Panel Example Support Desk Enquires from members of the public
Is the fact that my solicitor is not on the Together Personal Finance Conveyancing panel that there is a problem with the quality of the firm’s conveyancing?
That would more than likely be a wrong assumption to make. There are all sorts of perfectly reasonable explanations. A recent report by the solicitors regulator indicated 76% of law firms surveyed had been removed from at least one lender panel. The top 3 reasons are as follows: (1) lack of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. If you are concerned you should simply call the firm and ask them why they are no longer on the approved list for Together Personal Finance.
Our nephew is purchasing a new build apartment with a mortgage from Together Personal Finance. His solicitor has advised him of a delay in completing the ‘Disclosure of Incentive Form’. This document is news to me - what is it and who needs sight of it?
The document is intended to provide information to the main parties involved in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Together Personal Finance conveyancing panel as a standard part of the process, and to the surveyor when requested.
The Developer will be required to start the process by downloading the form and completing it.
The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Together Personal Finance conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
I have checked your search tool I can't find the lawyer I was hoping to instruct as being on the Together Personal Finance conveyancing panel. My lawyer has said that they are on the Together Personal Finance approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the Together Personal Finance conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the Together Personal Finance solicitor panel.
I was supposed to move into my first house yesterday. My lawyer’s firm is on the Together Personal Finance conveyancing panel but has moved offices in the past couple of months and had not informed Together Personal Finance of their new address. Together Personal Finance has locked down the release of mortgage funds until such time as their systems are up to date with the correct details.
This is a rare situation indeed. Most lender Terms of Conveyancing Panel Appointment specifically oblige the solicitor to inform the lender of an address change. Your solicitor needs to treat this with the utmost urgency. Do speak with or register your concern with the senior partner (assuming he or she is not your direct lawyer). Most lenders would be reasonable in this situation and expedite the resolution of this issue. It may be prudent to enlist the help of your local Together Personal Finance branch or your mortgage broker to see if they can assist.
I previously instructed online conveyancers located in Cardiff who are on the Together Personal Finance solicitor panel. They have just invoiced me a separate fee of £195 for the legal aspects of the Together Personal Finance mortgage. Is this an additional conveyancing fee specified by Together Personal Finance?
Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your solicitors can charge a fee for this. This fee is not set by Together Personal Finance but by your lawyers. Some firms on the Together Personal Finance will charge an ‘acting for lender’ fee and others do not.
Hi, thinking about buying a house off my mate. Once we agree a price, what’s the best way to proceed? I plan to obtain a mortgage with Together Personal Finance. Is it possible to avoid using solicitors to save on the costs? My father said that years ago it was possible to take the documents into the local Land Registry office and they did the rest
If you are getting a mortgage with Together Personal Finance involved you will need to appoint a solicitor on the Together Personal Finance conveyancing panel. We would not encourage you to both use the same solicitors' firm. There are clear conflict of interest issues and it's not going to make a huge difference to the speed of the overall process. So as not to hold things us you should pass on your solicitors details to Together Personal Finance. Feel free to use our search tool to look for a licensed conveyancer or solicitor on the Together Personal Finance conveyancing panel.
I am currently in the process of buying my council flat. I have a mortgage agreed with Together Personal Finance. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event if you are getting a mortgage with Together Personal Finance you will need to appoint a solicitor on the Together Personal Finance conveyancing panel.