Tipton Coseley Building Society Conveyancing Lender Panel Compliance Tool

COMPLETIONmonitor is web-based pre- and post-completion checklist for residential conveyancing lawyers. Supported by the CML and professional indemnity insures. COMPLETIONmonitor is a unique risk management tool.

This system facilitates the way you can prove to lender panels that you are, and can remain fully compliant with their requirements, with alerts on Tipton Coseley Building Society’s changes. Notwithstanding that utilising the software is not a prerequisite for Tipton Coseley Building Society , demonstrating you can remain up to date with Tipton Coseley Building Society’s Handbook requirements is an excellent support to your application to their lender panel and, just as importantly, protect your panel status.

COMPLETIONmonitor creates real-time alerts, automatically produces SRA and CQS reports, and will enhance your firm's efficiency. In addition it is user friendly, cost-effective and, for many firms, results in reduced PII premiums.

Find a Law Firm approved by Tipton Coseley Building Society

Lenders frequently vary their requirements. The UK Finance Lenders’ Handbook requirements from Tipton Coseley Building Society are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, frequently:

A Timeline of Policy Changes


Since 2008, Tipton Coseley Building Society has made 63 revisions or additions to sections of their version of the CML Handbook.
That equates to a section change every 43.3 days. In total, 27% of the sections of P2 of the UK Finance Lenders’ Handbook for Tipton Coseley Building Society have been changed since 15/12/2008.

To find out more about lender panel compliance,

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Tipton Coseley Building Society Solicitor Panel Recently Asked Questions from members of the public

My lawyer is not on the Tipton Coseley Building Society Approved Panel. Can I still use my preferred solicitor notwithstanding that they are excluded from the Tipton Coseley Building Society approved list?
You have a number of options available to you here:
  1. Complete the purchase with your existing lawyers but Tipton Coseley Building Society will need to instruct a lawyer on the Tipton Coseley Building Society conveyancing panel. This will result in additional cost and potential delay.
  2. Get a new solicitor to act in the purchase, obviously checking they are on the Tipton Coseley Building Society conveyancing panel.
  3. Urge your lawyer to apply to join the Tipton Coseley Building Society lender panel
Our conveyancer has discovered a legal deficiency with the lease for the flat we are buying. The seller’s lawyers have put forward title insurance as a workaround. We are happy with insurance and will cover the costs. Our lawyer says that as he is on the Tipton Coseley Building Society conveyancing panel he must check that the lender is happy with this solution. Are we the client or is Tipton Coseley Building Society?
The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and Tipton Coseley Building Society are the client. A precondition to being on the Tipton Coseley Building Society approved panel is to comply with the CML Handbook requirements (last updated for this lender on Tipton Coseley Building Society). The CML Handbook conditions require your lawyer to disclose issues such as defects will the lease so that Tipton Coseley Building Society can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected . Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
I require the services of a Tipton Coseley Building Society panel solicitor in Inverness. Could you help me?
Unfortunately it’s not apparent why you need a Tipton Coseley Building Society panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to Tipton Coseley Building Society to find out which solicitors in Tipton Coseley Building Society are on their panel. If you do find such a firm not listed please direct them to our site to list. After all the cost is only one £1 a month
I am selling my house. Does my solicitor have to be on the Tipton Coseley Building Society conveyancing panel in order to deal with paying off my mortgage?
Ordinarily, even if your lawyer is not on the Tipton Coseley Building Society conveyancing panel they can still act for you on your sale. it might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently at the moment.
Is there a list of Tipton Coseley Building Society panel solicitors on the CML Handbook Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few lenders make their panel listings available online.
On the whole I have been dissatisfied with the level or service received from my lawyer. Is there a Tipton Coseley Building Society conveyancing panel complaints department or do I complain directly to the law firm?
Complaining to Tipton Coseley Building Society about their conveyancing panel is unlikely to yield much of a response. Every solicitor firm and conveyancer must have a complaints procedure. You can get information from the solicitor’s or conveyancer’s website or ask at their office. They must tell you about it if you ask.

The Legal Ombudsman will make sure that your complaint is properly dealt with by the solicitor. It can also advise you how to complain.

If a licensed conveyancer does not have a complaints procedure or will not tell you about it, contact the Council for Licensed Conveyancers (CLC), which will make sure that your complaint is properly dealt with by the conveyancer. Please see below for more information.

After much negotiation I have agreed a price on an apartment. My mortgage broker pressured me to appoint their lawyers I paid an upfront payment of 175. Soon after the conveyancers contacted me sheepishly admitting that they were not on the Tipton Coseley Building Society conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Tipton Coseley Building Society panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.