The Mortgage Works Conveyancing Lender Panel Compliance Tool

Lexsure’s COMPLETIONmonitor is web-based pre- and post-completion checklist for residential conveyancing lawyers. Supported by the Council of Mortgage Lenders and PI insurers such as AmTrust. It is a unique risk mitigation tool.

This software optimises the way you can prove to lender panels that you are, and can stay fully compliant with their requirements, with automatic updates on The Mortgage Works’s changes. Notwithstanding that using the tool is not a condition for being on the The Mortgage Works panel, demonstrating you can remain up to date with The Mortgage Works’s Handbook requirements is a helpful support to your panel application and, more importantly, safeguard your panel status.

The system generates real-time alerts, automatically produces compliance and CQS reports, and will improve your firm's efficiency. It is also simply to use, cost-effective and, for some firms, leads to a PII saving.

Find a Law Firm approved by The Mortgage Works

Banks and building societies often change their requirements. The UK Finance Lenders’ Handbook requirements from The Mortgage Works are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, over time:

A Timeline of Policy Changes


Since 2008, The Mortgage Works has made 312 revisions or additions to sections of their version of the CML Handbook.
That equates to a section change every 8.8 days. In total, 63% of the sections of P2 of the UK Finance Lenders’ Handbook for The Mortgage Works have been changed since 15/12/2008.

To find out more about lender panel compliance,

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Common questions asked concerning the The Mortgage Works Solicitor Panel from members of the public

I am getting a mortgage with The Mortgage Works. I intend to retain the legal services of a Licensed Conveyancer. Does the The Mortgage Works Conveyancing panel allow for conveyancers regulated by the CLC
The Mortgage Works’s conveyancing panel is, like many other lenders associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.
We are nearing an exchange and my parents having transferred the 10% deposit to my lawyer. I am now advised that as the deposit has not come from me my lawyer needs to make a notification to my lender The Mortgage Works. Apparently, being on the The Mortgage Works conveyancing panel and acting on their behalf he must inform The Mortgage Works if the balance of the mortgage advance is coming from anyone other than me. I informed the bank about my parent’s contribution when I applied for the mortgage so is it really necessary for him to raise this?
Your lawyer is obliged to check with The Mortgage Works to make sure that they are aware that the balance of the purchase price is not from your own funds. Your solicitor can only report this to The Mortgage Works if you agree, failing which, your lawyer must cease to continue acting.
Do I have to have a meeting at the offices of the The Mortgage Works conveyancing panel solicitor to execute the mortgage deed? If so, I will appoint a lawyer who conducts conveyancing in Newcastle so that I can attend their offices when needed.
Whereas this was necessary 12 years ago, most lenders no longer require their conveyancing panel solicitor to witness the borrowers signature. You will still be obliged to provide ID Documents and there are still distinct advantages to using a local solicitor, in your case a conveyancing solicitor in Newcastle .
We're in Wales, First time buyers buying with a mortgage (lender is The Mortgage Works , but our solicitor is on the The Mortgage Works conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the The Mortgage Works conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
Are all solicitor practices on the The Mortgage Works conveyancing panel regulated by the Solicitors Regulatory Authority?
As solicitors, in order to be on the The Mortgage Works conveyancing panel they would need to be regulated by the SRA. Many lenders do allow licenced conveyancers on their panel in which case such firms would be regulated by the Council of Licensed Conveyancers (CLC).
I have had an offer accepted on a flat I spoke to a conveyancer previously used by my mum and he suggested using a law firm approved by The Mortgage Works. The estate agent recommended two local firms so I asked The Mortgage Works if the 2 suggested solicitors are approved, which they are not. The Mortgage Works suggested that either practice can fill out the appropriate forms to become approved. Do I (1) save myself the aggravation and use one of The Mortgage Works 's conveyancing panel solicitors (2) Use the local solicitor and accept there may be delays etc as they go through the approval process.
Enquire of The Mortgage Works to suggest a law firm in your location. Lenders have them all over the country. You can also use our search tool at the top of this page to search for a lawyer on the The Mortgage Works conveyancing panel based on location. If you particularly like the sound of one of the local lawyers that you have spoken to ask them if they would go onto The Mortgage Works conveyancing panel as it may only take about 2-3 weeks. As long as they meet The Mortgage Works’s requirements it can be a very simple job for the solicitor. Other stuff will be going on in parallel (as you are at an early stage) so it may not delay matters.
My husband and I are buying a house in Hendon. Conveyancing solicitors in Hendon need to beappointed. My colleagueadvised that we make sure that the solicitor in Hendon is on the The Mortgage Works list of approved conveyancing firms. Is this right?
A limited percentage of Hendon conveyancing firms are on the The Mortgage Works conveyancing panel. 5 people a month use our search tool to search for a Hendon conveyancing practitioner on the on the The Mortgage Works approved list of lawyers.