About Lexure Contact us

The Mortgage Works Conveyancing Lender Panel Compliance Tool

Looking for information about your firm's panel status?

Card image cap
How can my firm apply to be on the The Mortgage Works Conveyancing Panel?
Check your firm’s panel Status
Card image cap
How can my firm be reinstated onto the The Mortgage Works Conveyancing Panel?
Check your firm’s panel Status

Lexsure’s COMPLETIONmonitor is an online pre- and post-completion checklist for residential conveyancing lawyers. It is supported by PI insurers such as AmTrust. It is a unique risk mitigation tool.

This system optimises the way you can prove to lender panels that you are, and can remain fully compliant with their requirements, with notifications given on The Mortgage Works’s changes. Even though utilising the tool is not a condition for acceptance on the The Mortgage Works panel, demonstrating you can stay up to date with The Mortgage Works’s Handbook requirements is an excellent support to your panel application and, just as importantly, safeguard your panel standing.

The system generates real-time alerts, automatically produces regulatory and CQS reports, and will enhance your firm's efficiency. It is also user friendly, cost-effective and, for many firms, leads to reduced PII premiums.

Find a Law Firm approved by The Mortgage Works

Banks and building societies often change their requirements. The UK Finance Lenders’ Handbook requirements from The Mortgage Works are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, frequently:

A Timeline of Policy Changes


Since 2008, The Mortgage Works has made 704 revisions or additions to sections of their version of the UK Finance Handbook.
That equates to a section change every 3.9 days. In total, 68% of the sections of P2 of the UK Finance Lenders’ Handbook for The Mortgage Works have been changed since 15/12/2008.

To find out more about lender panel compliance,
Book a Personalised Demo

Q and A’s regarding the The Mortgage Works Solicitor Panel from members of the public

Is the fact that my conveyancer is not on the The Mortgage Works Conveyancing panel that there is a problem with the standard of her conveyancing?
That would more than likely be a wrong assumption to make. There are all sorts of perfectly reasonable explanations. A recent report by the solicitors regulator indicated 76% of law firms surveyed had been removed from at least one lender panel. The top 3 reasons are as follows: (1) lack of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. If you are concerned you should simply call the firm and ask them why they are no longer on the approved list for The Mortgage Works.
I am purchasing a brand new flat and my lawyer is advising me that she is duty bound to disclose incentives from the builder as her practice is on the The Mortgage Works conveyancing panel. I am nearing the developer’s deadline to exchange contracts and I dont want to prolong the conveyancing. Can I insist on an exchange regardless of what my lawyer says about being on the The Mortgage Works panel?
You should not exchange unless you have advised to do so by your lawyer. A precondition to being on the The Mortgage Works approved panel is to comply with the CML Handbook requirements (last updated for this lender on The Mortgage Works). The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
I am looking for online conveyancing estimates. Can I be sure that all the practices that are listed on your website are on the The Mortgage Works conveyancing panel?
The solicitor and licensed conveyancing practices listed on our site have advised us that they are on the The Mortgage Works panel and agreed to advise us to take down their listing in the event of removal off of the The Mortgage Works panel. To date we have not been informed by either a mortgage company or a member of the public that the data about a specific firm being on the The Mortgage Works conveyancing panel is incorrect.
I am attempting to get my former partner removed the mortgage deeds. Can The Mortgage Works really insist on which solicitor I can or can not instruct?
You can use any solicitor you like but The Mortgage Works then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the The Mortgage Works solicitors panel
Can I be sure that the solicitor on the The Mortgage Works panel is any good?
seeking recommendations is a sensible starting point. Before you go ahead check if they offer a no sale no fee offer. Also you often get what you pay for - a firm which quotes more will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the lawyer conducting your transaction
I am buying a property where the roof has a solar panel. Solicitors conducting should look into this right? Will my lender The Mortgage Works be concerned
As you are obtaining a mortgage with The Mortgage Works your lawyer must to check the The Mortgage Works conveyancing instructions contained in the Part of CML Handbook for The Mortgage Works . The CML Handbook contains minimum requirements for solar panel roof-space leases, and solicitors are required to report to The Mortgage Works where a lease does not meet these requirements. The requirements relate to the installation of panels on properties in England and Wales. The CML are developing guidance for Northern Ireland and Scotland.
I have decided to exercise my right to buy my property off the council. I have a mortgage agreed with The Mortgage Works. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event if you are getting a mortgage with The Mortgage Works you will need to appoint a solicitor on the The Mortgage Works conveyancing panel.

Copyright © Lexsure Limited, 2026

Privacy