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The Mortgage Lender Conveyancing Lender Panel Compliance Tool

Looking for information about your firm's panel status?

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How can my firm apply to be on the The Mortgage Lender Conveyancing Panel?
Check your firm’s panel Status
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How can my firm be reinstated onto the The Mortgage Lender Conveyancing Panel?
Check your firm’s panel Status

Lexsure’s COMPLETIONmonitor is web-based pre- and post-completion checklist for property lawyers. It is supported by PI insurers. It is a unique risk management tool.

This system facilitates the way you can demonstrate to lender panels that you are, and can remain fully compliant with their requirements, with automatic updates on The Mortgage Lender’s changes. Even though using COMPLETIONmonitor is not a condition for being on the The Mortgage Lender panel, demonstrating you can remain up to date with The Mortgage Lender’s Handbook requirements is an excellent support to your panel application and, just as importantly, protect your firm’s panel status.

COMPLETIONmonitor creates real-time alerts, automatically produces SRA and CQS reports, and will increase your firm's efficiency. In addition it is user friendly, cost-effective and, for some firms, results in reduced PII premiums.

Find a Law Firm approved by The Mortgage Lender

Mortgage companies often change their requirements. The UK Finance Lenders’ Handbook requirements from The Mortgage Lender are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, over time:

A Timeline of Policy Changes


Since 2008, The Mortgage Lender has made 294 revisions or additions to sections of their version of the UK Finance Handbook.
That equates to a section change every 9.3 days. In total, 34% of the sections of P2 of the UK Finance Lenders’ Handbook for The Mortgage Lender have been changed since 15/12/2008.

To find out more about lender panel compliance,
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Q and A’s regarding the The Mortgage Lender Conveyancing Panel from members of the public

My financial adviser has informed me that I have to pay The Mortgage Lender fees should I instruct my family lawyer. How efficient are the The Mortgage Lender conveyancing panel solicitors? I dont care which law firm I use provided that they are good and not exorbitantly priced. Are there any The Mortgage Lender conveyancers you'd recommend?
The Mortgage Lender’s conveyancing panel is pretty large so it would be advisable to check with the firms you are getting quotes from whether they are on it. You can search by postcode on the search tool on this site to find solicitors that The Mortgage Lender will allow to act for them.
My fiance and I are refinancing our apartment with The Mortgage Lender. We have a son 18 who lives with us. The solicitor on the The Mortgage Lender conveyancing panel has asked us to disclose anyone over the age of 17 other than ourselves who lives in the flat. The solicitor has now sent a form for our son to sign, waiving any legal rights in the event that the apartment is forfeited by the lender. I have two questions (1) Is this document specific to the The Mortgage Lender conveyancing panel as he did not need to sign this form when we remortgaged 3 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?
On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to The Mortgage Lender .This is solely used to protect the The Mortgage Lender if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave.

It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of The Mortgage Lender had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

I note that you have a post code search directory identifying solicitors on the The Mortgage Lender conveyancing panel. Do firms pay you a commission if I appoint them for my own house purchase?
We are a listing service only for law firms wishing to communicate if they are on the The Mortgage Lender conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint.
My lawyers in Liverpool have advised me that no longer have my conveyancing file. To assist with my purchase I took out a mortgage with The Mortgage Lender. Is it case that being on the The Mortgage Lender conveyancing panel they need to have retained the file for a prescribed period?
Different lenders have different requirements but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the The Mortgage Lender Conveyancing Panel Terms. It might be worth you contacting The Mortgage Lender directly.
Do most lenders operate their own panel of solicitors?
Many lenders do operate a restricted conveyancing panel but a lot of lenders allow any solicitors to join their panel so long as they meet their criteria. Each lender sets their own criteria. For example the The Mortgage Lender conveyancing panel requirements are different to The Mortgage Lender’s conveyancing panel criteria.
Two weeks ago we had a mortgage agreed in principle with The Mortgage Lender. Solicitors have been appointed? What is the average time that one could expect to receive a mortgage offer from The Mortgage Lender?
There is no definitive answer here. Have The Mortgage Lender completed the survey? Have you advised The Mortgage Lender as your lawyers details and checked that your lawyer is on the The Mortgage Lender conveyancing panel? sometimes it can take as long as six weeks for a mortgage offer to be issued
The Mortgage Lender have agreed my mortgage in principle, my offer on house has been accepted, now what?
The estate agent will want to know who your solicitors are (make sure these solicitors are on the lenders panel). Call up The Mortgage Lender or your broker and complete any relevant paperwork. The Mortgage Lender will tell you what documents they want. The Mortgage Lender will instruct a valuer. The valuer will get in touch with the estate agent or seller to book an appointment. Once conducted (assuming no problems) it takes about week to get a mortgage offer. The Mortgage Lender will issue the offer to you and your lawyer. The transaction will then take it’s course according the nature and complexity of the conveyancing.

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