Frequently asked questions relating to the The Chorley & District Building Society Conveyancing Panel from members of the public
I am getting a mortgage with The Chorley & District Building Society. I would like to retain the legal services of a Licensed Conveyancer. Does the The Chorley & District Building Society Solicitor panel allow for conveyancers regulated by the CLC
The Chorley & District Building Society’s approved solicitor list is, like many other lenders associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
My solicitor has requested from me ID documents saying that this is part of his retainer as a conveyancer on the The Chorley & District Building Society Solicitor panel. Is this right?
Due to Money Laundering Regulations your conveyancing lawyer is duty bound to confirm positively your identification when entering into a business relationship with you. It is a criminal offense if your lawyer not do this. If you do not provide ID early in the transaction the solicitor must refuse to act for you. It’s unlikely a lawyer will turn you away if you come to the first meeting without relevant ID but you will have to produce it at some point so you might as well bring it with you to the initial meeting so the lawyer can tick the ID verification box and start sorting out the conveyancing straight away. If you are getting a mortgage with The Chorley & District Building Society your lawyer also has to check ID documents to satisfy The Chorley & District Building Society
I need to find a The Chorley & District Building Society panel solicitor in Belfast. Can you assist?
Unfortunately it’s not apparent why you need a The Chorley & District Building Society panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to The Chorley & District Building Society to find out which solicitors in The Chorley & District Building Society are on their panel. If you do find such a firm not listed please direct them to our site to list. After all the cost is only one £1 a month
We're in Birmingham, First time buyers buying with a mortgage (lender is The Chorley & District Building Society , but our solicitor is on the The Chorley & District Building Society conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the The Chorley & District Building Society conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
When it comes to lenders such as The Chorley & District Building Society do lawyers have to be pay a fee to be on the list of approved solicitors?
We are not aware of any lender fees to be on their panel although some do charge an administration charge to deal with the processing of the conveyancing panel application.
I have today made my last payment due on mortgage with The Chorley & District Building Society. I assume I don't need a solicitor on the The Chorley & District Building Society panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your The Chorley & District Building Society mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the The Chorley & District Building Society mortgage from the register. The Chorley & District Building Society,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
but are not moving to another property
where the The Chorley & District Building Society has sent the Land Registry the discharge electronically, and
the The Chorley & District Building Society has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your The Chorley & District Building Society mortgage has been paid off.
My brother and I are taking a long lease of a terraced house in Hendon. Conveyancing solicitors in Hendon are about to beretained. My motherrecommended that we check that the conveyancer in Hendon is on the The Chorley & District Building Society list of approved conveyancing firms. Aren't all lawyers on the The Chorley & District Building Society panel?
Not all Hendon conveyancing practices are on the The Chorley & District Building Society conveyancing panel. 5 people a month use our search tool to locate a Hendon conveyancing practitioner on the on the The Chorley & District Building Society panel.