The Chorley & District Building Society Conveyancing Lender Panel Compliance Tool

Lexsure’s COMPLETIONmonitor is web-based pre- and post-completion checklist for property lawyers. Supported by the Council of Mortgage Lenders and professional indemnity insures. It is a unique risk management tool.

This software optimises the way you can prove to lender panels that you are, and can stay fully compliant with their instructions, with automatic updates on The Chorley & District Building Society’s changes. Notwithstanding that using the tool is not a condition for acceptance on the The Chorley & District Building Society panel, demonstrating you can stay up to date with The Chorley & District Building Society’s Handbook requirements is an excellent support to your panel application and, more importantly, protect your firm’s panel status.

COMPLETIONmonitor creates real-time alerts, automatically produces compliance and CQS reports, and will increase your firm's efficiency. It is also simply to use, cost-effective and, for many firms, leads to reduced PII premiums.

Find a Law Firm approved by The Chorley & District Building Society

Banks and building societies frequently change their requirements. The BSA instructions from The Chorley & District Building Society are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, frequently:

A Timeline of Policy Changes


Since 2010, The Chorley & District Building Society has made 57 revisions or additions to sections of their version of the BSA Requirements.
That equates to a section change every 47.9 days. In total, 17% of the sections of the BSA Requirements for The Chorley & District Building Society have been changed since 26/1/2010.

To find out more about lender panel compliance,

Book a Personalised Demo

Recent Changes Include

# Date Assoc. Changes Related To
D.13 23/11/2018 BSA
Conveyancing Searches: Personal Searches and/or insurance
The Chorley & District Building Society approved lawyers clarification as to whether they accept personal searches/insurance and, if yes, the The Chorley & District Building Society requirements
D.55 26/09/2016 BSA
Shared Ownership and Shared Equity
The Chorley & District Building Society requirements for conveyancing panel lawyers for lending on affordable housing, shared equity and shared ownership properties
B.13 27/11/2012 BSA
ID Documentation
The Chorley & District Building Society approved lawyers requirements re ID Documentation: Further acceptable documents (if any)
C.10 27/11/2012 BSA
Tenancy Agreements
Does The Chorley & District Building Society need to be sent a copy of the proposed tenancy?
C.19 27/11/2012 BSA
Roads and Sewers
The Chorley & District Building Society requirements for conveyancing panel lawyers for unadopted roads or sewers
D.32 27/11/2012 BSA
Commonhold
The Chorley & District Building Society panel lawyers clarification as to whether they lend where the title is commonhold
D.55 27/11/2012 BSA
Shared Ownership and Shared Equity
The Chorley & District Building Society requirements for conveyancing panel lawyers for lending on affordable housing, shared equity and shared ownership properties
E.10 27/11/2012 BSA
Conveyancing : retenions by mortgage company
The Chorley & District Building Society clarification to approved lawyers clarification as to who they release retentions (or instalments of the advance) to
D.24 27/11/2012 BSA
Flying Freeholds and Freehold Flats
The Chorley & District Building Society approved lawyers clarification as to whether they lend on flying freeholds and freehold flats
D.26 27/11/2012 BSA
Freehold and leasehold owner of multiple flats
The Chorley & District Building Society approved lawyers clarification as to whether they accept security which comprises a building converted into not more than four flats where the borrower occupies one of those flats and the borrower or another flat owner also owns the freehold of the building and the other flats are subject to long leases?

Last update 21/05/2019

The Chorley & District Building Society Conveyancing Panel : Questions and Answers from members of the public

My IFA has says he needs my solicitor’s panel member for the The Chorley & District Building Society conveyancing panel. What is the best way to obtain this. I have tried my local The Chorley & District Building Society branch but they have not got back to me yet.
You are best placed to get this information from your conveyancing lawyer. A law firm is likely to keep a file or database of lender panel information which would include, if applicable their conveyancing panel details for The Chorley & District Building Society.
I am due to complete my purchase next Tuesday. My conveyancing lawyer has asked me to provide him with a copy of the building insurance for the house as he says that he has to check this in has capacity as lawyer for The Chorley & District Building Society. What risks do The Chorley & District Building Society expect the insurance to cover?
All property lawyers on the The Chorley & District Building Society conveyancing panel would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in The Chorley & District Building Society’s Part 2 requirements of the CML Handbook (last updated on The Chorley & District Building Society). Being on the The Chorley & District Building Society conveyancing panel your lawyer is expect to follow these requirements.
Do all the firms listed on your directory have online case tracking as I understood that this was a condition of being on the The Chorley & District Building Society conveyancing panel?
No. There is no CML Part 2 or Building Society Association requirement relating to online case tracking. Some law firms operate such technology and some don't.
My grandmother passed away six months ago and as sole heir and executor was left the property. The house had a relatively small loan remaining of approximately £8000. I want to transfer the title deeds into my name whilst I re-mortgage to The Chorley & District Building Society , pay off the mortgage etc. Is this possible?
If you intend to re-mortgage then The Chorley & District Building Society will insist on your using a conveyancer on the The Chorley & District Building Society conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your The Chorley & District Building Society conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the The Chorley & District Building Society mortgage is registered as a charge at the Land Registry.
Is there a list of The Chorley & District Building Society panel conveyancers on the CML Handbook Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few lenders make their panel listings available online.
The Chorley & District Building Society have agreed my mortgage in principle, my offer on house has been accepted, now what?
The estate agent will want to know who your solicitors are (make sure these solicitors are on the lenders panel). Call up The Chorley & District Building Society or your broker and complete any relevant paperwork. The Chorley & District Building Society will tell you what documents they want. The Chorley & District Building Society will instruct a valuer. The valuer will get in touch with the estate agent or seller to book an appointment. Once conducted (assuming no problems) it takes about week to get a mortgage offer. The Chorley & District Building Society will issue the offer to you and your lawyer. The transaction will then take it’s course according the nature and complexity of the conveyancing.
We are are purchasing a flat in Hendon. Conveyancing solicitors in Hendon need to beappointed. My colleaguerecommended that we check that the conveyancing practitioner in Hendon is on the The Chorley & District Building Society solicitors panel. Is this right?
Far from all Hendon conveyancing firms are on the The Chorley & District Building Society conveyancing panel. Click here to search for a Hendon conveyancing firm on the on the The Chorley & District Building Society panel.