The Chorley & District Building Society Conveyancing Lender Panel Compliance Tool

Lexsure’s COMPLETIONmonitor is web-based pre- and post-completion checklist for property lawyers. Supported by the Council of Mortgage Lenders and professional indemnity insures. COMPLETIONmonitor is a unique risk mitigation tool.

This system optimises the way you can demonstrate to lender panels that you are, and can remain fully compliant with their requirements, with notifications given on The Chorley & District Building Society’s changes. Even though using the software is not a condition for being on the The Chorley & District Building Society panel, demonstrating you can stay up to date with The Chorley & District Building Society’s Handbook requirements is an excellent support to your application to their lender panel and, more importantly, safeguard your panel status.

COMPLETIONmonitor generates real-time alerts, automatically produces regulatory and CQS reports, and will increase your firm's efficiency. In addition it is user friendly, cost-effective and, for some firms, results in reduced PII premiums.

Find a Law Firm approved by The Chorley & District Building Society

Mortgage companies often vary their requirements. The BSA instructions from The Chorley & District Building Society are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, frequently:

A Timeline of Policy Changes


Since 2010, The Chorley & District Building Society has made 57 revisions or additions to sections of their version of the BSA Requirements.
That equates to a section change every 47.9 days. In total, 17% of the sections of the BSA Requirements for The Chorley & District Building Society have been changed since 26/1/2010.

To find out more about lender panel compliance,

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Recent Changes Include

# Date Assoc. Changes Related To
D.13 23/11/2018 BSA
Conveyancing Searches: Personal Searches and/or insurance
The Chorley & District Building Society panel lawyers clarification as to whether they accept personal searches/insurance and, if yes, the The Chorley & District Building Society requirements
D.55 26/09/2016 BSA
Shared Ownership and Shared Equity
The Chorley & District Building Society requirements for conveyancing panel lawyers for lending on affordable housing, shared equity and shared ownership properties
E.12 21/03/2016 BSA
Mortgage Advance Mechanics
Details as to how The Chorley & District Building Society pay the mortgage advance to conveyancing panel lawyers
B.13 27/11/2012 BSA
ID Documentation
The Chorley & District Building Society approved lawyers requirements re ID Documentation: Further acceptable documents (if any)
C.19 27/11/2012 BSA
Roads and Sewers
The Chorley & District Building Society requirements for approved lawyers for unadopted roads or sewers
C.20 27/11/2012 BSA
Roads and Sewers
The Chorley & District Building Society requirements for conveyancing panel lawyers for unadopted roads or sewers
D.55 27/11/2012 BSA
Shared Ownership and Shared Equity
The Chorley & District Building Society requirements for approved lawyers for lending on affordable housing, shared equity and shared ownership properties
D.25 27/11/2012 BSA
Flying Freeholds and Freehold Flats
The Chorley & District Building Society panel lawyers clarification as to whether they lend on flying freeholds and freehold flats
D.24 27/11/2012 BSA
Flying Freeholds and Freehold Flats
The Chorley & District Building Society panel lawyers clarification as to whether they lend on flying freeholds and freehold flats
A.12 27/11/2012 BSA
Conveyancing Panel
The Chorley & District Building Society conveyancing panel criteria

Last update 19/09/2019

Frequently asked questions relating to the The Chorley & District Building Society Solicitor Panel from members of the public

My Conveyancer has never been on on the The Chorley & District Building Society Approved Panel. Can I still continue with my family solicitor notwithstanding that they are excluded from the The Chorley & District Building Society approved list?
You have a number of options available to you here:
  1. Complete the purchase with your existing solicitors but The Chorley & District Building Society will need to instruct a lawyer on the The Chorley & District Building Society conveyancing panel. This will result in additional cost and potential delay.
  2. Get a new solicitor to act in the purchase, obviously checking they are on the The Chorley & District Building Society conveyancing panel.
  3. Convince your lawyer to do everything within their powers to join the The Chorley & District Building Society conveyancing panel
I am purchasing a newly constructed duplex and my conveyancer is advising me that she has to reveal incentives from the builder as her firm is on the The Chorley & District Building Society conveyancing panel. I am under pressure to sign contracts and my preference is not to prolong the conveyancing. is my lawyer taking the correct approach?
You should not exchange unless you have advised to do so by your lawyer. A precondition to being on the The Chorley & District Building Society approved panel is to comply with the CML Handbook requirements (last updated for this lender on The Chorley & District Building Society). The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
Are the lawyers identified as being on the The Chorley & District Building Society conveyancing panel, together with their details provided by The Chorley & District Building Society?
The firms themselves provide us confirmation that they are on the The Chorley & District Building Society conveyancing panel as opposed to being supplied with a list from The Chorley & District Building Society directly.
My uncle passed away six months ago and as sole heir and executor was left the property. The house had a relatively small loan remaining of approximately £8000. I want to have the title changed into my name whilst I re-mortgage to The Chorley & District Building Society , pay off the mortgage etc. Is this allowed?
If you intend to re-mortgage then The Chorley & District Building Society will insist on your using a conveyancer on the The Chorley & District Building Society conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your The Chorley & District Building Society conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the The Chorley & District Building Society mortgage is registered as a charge at the Land Registry.
Do the majority of banks operate their own panel of solicitors?
Many lenders do operate a restricted conveyancing panel but a lot of lenders allow any solicitors to join their panel so long as they meet their criteria. Each lender sets their own criteria. For example the The Chorley & District Building Society conveyancing panel requirements are different to The Chorley & District Building Society’s conveyancing panel requirements.
We were going to get a DIP from The Chorley & District Building Society this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc).Do the The Chorley & District Building Society recommend a solicitor on the The Chorley & District Building Society conveyancing panel, or is it better to go independently
You will need to appoint solicitors independently although you'll need to choose one on the The Chorley & District Building Society conveyancing panel. The solicitor represents both you and the The Chorley & District Building Society through the process.
I currently have a mortgage with with The Chorley & District Building Society. Conveyancing was finalised 12 months ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform The Chorley & District Building Society?
The Chorley & District Building Society must be informed of your intention prior to renting your property as this is likely to be a breach of The Chorley & District Building Society’s mortgage conditions. It may be that The Chorley & District Building Society will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact The Chorley & District Building Society directly. It should not be necessary to do this via a The Chorley & District Building Society conveyancing panel lawyer.