The Chorley & District Building Society Conveyancing Lender Panel Compliance Tool

Lexsure’s COMPLETIONmonitor is web-based pre- and post-completion checklist for residential conveyancing lawyers. Supported by the Council of Mortgage Lenders and PI insurers such as AmTrust. COMPLETIONmonitor is a unique risk management tool.

This system optimises the way you can prove to lender panels that you are, and can remain fully compliant with their requirements, with notifications given on The Chorley & District Building Society’s changes. While using the software is not a condition for acceptance on the The Chorley & District Building Society panel, demonstrating you can stay up to date with The Chorley & District Building Society’s Handbook requirements is an excellent support to your application to their lender panel and, more importantly, safeguard your firm’s panel standing.

COMPLETIONmonitor generates real-time alerts, automatically produces SRA and CQS reports, and will improve your firm's efficiency. In addition it is simply to use, cost-effective and, for many firms, results in reduced PII premiums.

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Lenders frequently change their requirements. The BSA instructions from The Chorley & District Building Society are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, frequently:

A Timeline of Policy Changes


Since 2010, The Chorley & District Building Society has made 56 revisions or additions to sections of their version of the BSA Requirements.
That equates to a section change every 48.8 days. In total, 16% of the sections of the BSA Requirements for The Chorley & District Building Society have been changed since 26/1/2010.

To find out more about lender panel compliance,

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Recent Changes Include

# Date Assoc. Changes Related To
D.55 26/09/2016 BSA
Shared Ownership and Shared Equity
The Chorley & District Building Society requirements for conveyancing panel lawyers for lending on affordable housing, shared equity and shared ownership properties
E.12 21/03/2016 BSA
Mortgage Advance Mechanics
Details as to how The Chorley & District Building Society pay the mortgage advance to conveyancing panel lawyers
B.13 27/11/2012 BSA
ID Documentation
The Chorley & District Building Society panel lawyers requirements re ID Documentation: Further acceptable documents (if any)
C.10 27/11/2012 BSA
Tenancy Agreements
Does The Chorley & District Building Society need to be sent a copy of the proposed tenancy?
C.20 27/11/2012 BSA
Roads and Sewers
The Chorley & District Building Society requirements for approved lawyers for unadopted roads or sewers
D.32 27/11/2012 BSA
Commonhold
The Chorley & District Building Society panel lawyers clarification as to whether they lend where the title is commonhold
D.55 27/11/2012 BSA
Shared Ownership and Shared Equity
The Chorley & District Building Society requirements for approved lawyers for lending on affordable housing, shared equity and shared ownership properties
E.10 27/11/2012 BSA
Conveyancing : retenions by mortgage company
The Chorley & District Building Society clarification to approved lawyers clarification as to who they release retentions (or instalments of the advance) to
D.25 27/11/2012 BSA
Flying Freeholds and Freehold Flats
The Chorley & District Building Society panel lawyers clarification as to whether they lend on flying freeholds and freehold flats
D.26 27/11/2012 BSA
Freehold and leasehold owner of multiple flats
The Chorley & District Building Society approved lawyers clarification as to whether they accept security which comprises a building converted into not more than four flats where the borrower occupies one of those flats and the borrower or another flat owner also owns the freehold of the building and the other flats are subject to long leases?

Last update 07/11/2018

The Chorley & District Building Society Solicitor Panel Example Support Desk Enquires from members of the public

How easy is it to change a solicitor as I need to find one who is on the The Chorley & District Building Society conveyancing panel. Is it practical to instruct different lawyers?
If you haven't yet instructed a solicitor to do anything for you and have just received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer you're considering.
We are only a couple days away from an exchange and my parents having sent the 10% deposit to my lawyer. I am now advised that as the deposit has not come from me my lawyer needs to make a notification to my lender The Chorley & District Building Society. Apparently, being on the The Chorley & District Building Society conveyancing panel and acting on their behalf he must inform The Chorley & District Building Society if the balance of the mortgage advance is not just from me. I disclosed to the bank about my parent’s contribution when I applied for the home loan so is it really necessary for him to raise this?
Your lawyer is obliged to check with The Chorley & District Building Society to make sure that they are aware that the balance of the purchase price is not from your own funds. Your solicitor can only report this to The Chorley & District Building Society if you agree, failing which, your lawyer must cease to continue acting.
What tools are available to search for a local solicitor on the The Chorley & District Building Society conveyancing panel? I have a car and am prepared to travel up to 10 kilometers to meet the lawyer.
Feel free to make use of the find a conveyancing panel tool on this page. Please choose the lender and your location and you will see a number of lawyer located nearest you. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the The Chorley & District Building Society solicitor panel.
My grandmother passed away last year and as sole heir and executor was left the property. The house had a relatively small loan remaining of approximately £4500. I want to have the title changed into my name whilst I re-mortgage to The Chorley & District Building Society , pay off the mortgage etc. Is this allowed?
If you intend to re-mortgage then The Chorley & District Building Society will insist on your using a conveyancer on the The Chorley & District Building Society conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your The Chorley & District Building Society conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the The Chorley & District Building Society mortgage is registered as a charge at the Land Registry.
I am buying a property where the roof has a solar panel. The Chorley & District Building Society have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As you are obtaining a mortgage with The Chorley & District Building Society your lawyer must to check the The Chorley & District Building Society conveyancing instructions contained in the Part of CML Handbook for The Chorley & District Building Society . The CML Handbook contains minimum requirements for solar panel roof-space leases, and solicitors are required to report to The Chorley & District Building Society where a lease does not meet these requirements. The requirements relate to the installation of panels on properties in England and Wales. Requirements for Scotland are due in the near future.
The for formalities of my purchase has taken place with a mortgage from The Chorley & District Building Society. Conveyancing was satisfactory but I feel I should register my dissatisfaction about The Chorley & District Building Society. Who do I contact should I wish to lodge a complaint?
Almost all banks and building societies have complaints procedures. Your first point of contact should be one of the The Chorley & District Building Society branches or the Customer Services Department at The Chorley & District Building Society head office. In most cases complaints to The Chorley & District Building Society are sorted out effectively and efficiently. However if you are not satisfied that the matter is resolved you can write to the Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
My offer was accepted on an apartment on the 5th January 2014, valuation was booked 2 days later, all came back fine. Conveyancer retained, so all that was missing was my mortgage offer. Having made daily calls to The Chorley & District Building Society and chasing them on my offer I have now been told that my offer will not be issued unless the lawyer is on the The Chorley & District Building Society conveyancing panel. Can the lender hold off the offer?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for The Chorley & District Building Society to deal with your lawyers application to be on the The Chorley & District Building Society conveyancing panel. There's no guarantee that your solicitors will be accepted.