FAQs : The The Chorley & District Building Society Solicitor Panel from members of the public
My financial adviser has says he needs my lawyer’ panel member for the The Chorley & District Building Society conveyancing panel. What is the best way to discover this. I have contacted my local The Chorley & District Building Society office but they cant find it on their system.
Have you tried speaking to your lawyer about this?. A law firm is likely to keep a file or database of lender panel information which would include, if applicable their conveyancing panel details for The Chorley & District Building Society.
I am purchasing a brand new apartment and my conveyancer is informing me that she has to disclose incentives from the developer as her firm is on the The Chorley & District Building Society conveyancing panel. I am on a tight deadline to exchange and I dont want to delay deal. Is my lawyer right?
You should not exchange unless you have advised to do so by your lawyer. A precondition to being on the The Chorley & District Building Society approved panel is to comply with the CML Handbook requirements (last updated for this lender on The Chorley & District Building Society). The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
I am buying a house and need a conveyancing solicitor in Birmingham who is on the The Chorley & District Building Society solicitor. Can you recommend a local conveyancing firm?
Our service is a directory service for firms who wish to be listed as being on the approved conveyancing panel for The Chorley & District Building Society . We don’t recommend any particular firm.
The lawyers that just started acting on my house acquisition in Newcastle has suddenly closed. I chose them because I needed a solicitor on the The Chorley & District Building Society conveyancing panel and my family lawyer was not. I paid them £200 on account. What do I do now?
Assuming that you have an Estate Agent in the equation then let them know straight away so that they can let the sellers know that there may be a slight delay due to the problems encountered. Hopefully they will be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You should appoint new lawyers that are on the The Chorley & District Building Society conveyancing panel and notify the lender. If you have paid over any money it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new lawyers should be in a position to help
The mortgage over my property is with The Chorley & District Building Society. Conveyancing has been completed some time ago. Should I wish to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform The Chorley & District Building Society?
The Chorley & District Building Society must be informed of your intention before renting your property as this is likely to be a breach of The Chorley & District Building Society’s mortgage conditions. It may be that The Chorley & District Building Society will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact The Chorley & District Building Society directly. You need not do this via a The Chorley & District Building Society conveyancing panel firm.
Can I register a complaint to The Chorley & District Building Society about the lawyers being on the The Chorley & District Building Society conveyancing panel?
Complaining to The Chorley & District Building Society about their conveyancing panel is unlikely to yield much of a response. All solicitors and conveyancer must have a complaints procedure. Usually one can find this information from the solicitor’s or conveyancer’s website or ask at their office. They must tell you about it if you ask.
The Legal Ombudsman will make sure that your complaint is addressed by the solicitor. It can also advise you how to complain.
If a licensed conveyancer does not have a complaints procedure or will not tell you about it, contact the Council for Licensed Conveyancers (CLC), which will make sure that your complaint is properly dealt with by the conveyancer. Please see below for more information.
Intending to buy a flat with a mortgage with The Chorley & District Building Society. I have received an online quote from a licensed conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the The Chorley & District Building Society conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that they are on the The Chorley & District Building Society conveyancing panel
