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State Bank of India UK Conveyancing Lender Panel Compliance Tool

Looking for information about your firm's panel status?

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How can my firm apply to be on the State Bank of India UK Conveyancing Panel?
Check your firm’s panel Status
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How can my firm be reinstated onto the State Bank of India UK Conveyancing Panel?
Check your firm’s panel Status

COMPLETIONmonitor is web-based pre- and post-completion checklist for residential conveyancing lawyers. It is supported by PI insurers. COMPLETIONmonitor is a unique risk management tool.

This system facilitates the way you can demonstrate to lender panels that you are, and can stay fully compliant with their requirements, with notifications given on State Bank of India UK’s changes. Notwithstanding that using the software is not a condition for being on the State Bank of India UK panel, demonstrating you can remain up to date with State Bank of India UK’s Handbook requirements is an excellent support to your application to their lender panel and, just as importantly, safeguard your panel status.

COMPLETIONmonitor creates real-time alerts, automatically produces COLP and CQS reports, and will increase your firm's efficiency. In addition it is user friendly, cost-effective and, for many firms, results in a PII saving.

Find a Law Firm approved by State Bank of India UK

Mortgage companies often change their requirements. The UK Finance Lenders’ Handbook requirements from State Bank of India UK are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, frequently:

A Timeline of Policy Changes


Since 2008, State Bank of India UK has made 219 revisions or additions to sections of their version of the UK Finance Handbook.
That equates to a section change every 12.5 days. In total, 55% of the sections of P2 of the UK Finance Lenders’ Handbook for State Bank of India UK have been changed since 15/12/2008.

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FAQs : The State Bank of India UK Conveyancing Panel from members of the public

On what basis would a law firm be excluded from the State Bank of India UK approved conveyancing panel?
A survey recently commissioned by the Solicitors Regulatory Authority found that three quarters of solicitor practices had been excluded from a lender panel. The top reasons in order are :
  1. Low volume of transactions
  2. the lawyer is a sole practitioner
  3. as part of the HSBC panel reduction
  4. regulatory contact by SRA
  5. accidental removal. We are not aware of the specific or common criteria for removal by State Bank of India UK
My lawyer has uncovered a discrepancy between the surveyor’s assumptions in State Bank of India UK’s home valuation report and what is in the legal papers for the property. My solicitor informs me that as he is on the State Bank of India UK conveyancing panel he needs to check that the lender is OK with this discrepancy and is still content to lend. Is my lawyer’s course or action legitimate?
A precondition to being on the State Bank of India UK approved panel is to comply with the CML Handbook requirements (last updated for this lender on State Bank of India UK) which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
Do lenders provide you with an approved list of solicitors? How do you know who is on the State Bank of India UK conveyancing panel?
The law firm practices themselves provide us confirmation that they are on the State Bank of India UK conveyancing panel as opposed to being supplied with a list from State Bank of India UK directly.
My grandfather passed away 10 months ago and as sole heir and executor was left the house. The house had a small mortgage remaining of approximately £4500. I want to have the title changed into my name whilst I re-mortgage to State Bank of India UK , pay off the mortgage etc. Is this possible?
If you intend to re-mortgage then State Bank of India UK will insist on your using a conveyancer on the State Bank of India UK conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your State Bank of India UK conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the State Bank of India UK mortgage is registered as a charge at the Land Registry.
Are all Conveyancing Quality Solicitors on the State Bank of India UK conveyancing panel?
A selection of lenders now use CQS as the starting point for Panel membership such as HSBC and Santander. CQS accreditation however is no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for firms wishing to remain on their approved list of firms.
Is it the case that all conveyancing lawyers on the State Bank of India UK conveyancing panel work on a no move no charge basis?
There is generally no requirements by lenders for their firms to operate on a no-sale-no-fee basis. There a small number of lenders who operate a very restricted conveyancing panel managed by a third party company (often termed in the industry as a ‘gatekeeper’). That third party may impose certain conditions such as non-sale-no fee on the panel firms. If you require this as a condition of your conveyancing then you should check with the conveyancing firm that this is part of their service
Do the majority of banks operate their own panel of solicitors?
Many lenders do operate a restricted conveyancing panel but a lot of lenders allow any solicitors to join their panel so long as they meet their criteria. Each lender sets their own criteria. For example the State Bank of India UK conveyancing panel requirements are different to State Bank of India UK’s conveyancing panel criteria.

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