Examples of recent questions relating to the State Bank of India UK Solicitor Panel
from members of the public
I am obtaining a mortgage offer from State Bank of India UK. I intend to instruct a Licensed Conveyancer. Does the State Bank of India UK Solicitor panel include Licensed Conveyancers
State Bank of India UK’s conveyancing panel is, like many other lenders associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
We are due to exchange on the purchase a house but as a result of damage from the recent storms I have agreed compensation from the seller of £3k approx by way of a reduction in the price. This was going to be dealt with as part of the conveyancing process but my mortgage company State Bank of India UK will not agree to this. Why was State Bank of India UK even consulted?
Your lawyer being on the State Bank of India UK conveyancing panel is duty bound to inform State Bank of India UK of any changes to the purchase price. If you were to refuse your lawyers to disclose the reduction to State Bank of India UK then they would have to discontinue acting for you and State Bank of India UK.
I see that you have a post code search directory identifying solicitors on the State Bank of India UK conveyancing panel. Do firms pay you a referral fee if I appoint them for my house purchase?
We are a listing service only for law firms wishing to communicate if they are on the State Bank of India UK conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint.
My house is up for sale and I have a buyer. Does my solicitor have to be on the State Bank of India UK conveyancing panel in order to deal with paying off my mortgage?
Ordinarily, even if your lawyer is not on the State Bank of India UK conveyancing panel they can still act for you on your sale. it might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently at the moment.
My fiance and I are in the throws of looking at flats and am about to put in an offer. Is it best to have a conveyancer on ‘stand by’? I intend to finance via a home loan with State Bank of India UK
It would be sensible to have your start your search soon rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on the the estate agent. As you are getting a mortgage with State Bank of India UK , make sure you remember to check that your lawyer is on the State Bank of India UK conveyancing panel.
On the whole I have been dissatisfied with the level or service received from my lawyer. Is there a State Bank of India UK conveyancing panel complaints department or do I complain directly to the law firm?
Complaining to State Bank of India UK about their conveyancing panel is unlikely to yield much of a response. All solicitors and conveyancer must have a complaints procedure. You can get information from the solicitor’s or conveyancer’s website or ask at their office. They must tell you about it if you ask.
The Legal Ombudsman will make sure that your complaint is addressed by the solicitor. It can also advise you how to complain.
If a licensed conveyancer does not have a complaints procedure or will not tell you about it, contact the Council for Licensed Conveyancers (CLC), which will make sure that your complaint is properly dealt with by the conveyancer. Please see below for more information.
I recently had an offer accepted on an apartment. My mortgage broker recommended their conveyancers I paid an upfront payment of 225. Soon after the conveyancers contacted me to say that they were not on the State Bank of India UK conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the State Bank of India UK panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.