Stafford Railway Building Society Conveyancing Panel : Questions and Answers
from members of the public
I am hoping to receive a mortgage with Stafford Railway Building Society. I would like to employ the services of a Licensed Conveyancer. Does the Stafford Railway Building Society Solicitor panel include conveyancers regulated by the CLC
Stafford Railway Building Society’s conveyancing panel is, like many other lenders associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
Expecting to move into my new home next Friday. My conveyancing lawyer has asked me to provide him with a copy of the building insurance for the house as as he informs me that he is duty bound to validate that it is in order for Stafford Railway Building Society. What risks do Stafford Railway Building Society expect the insurance to cover?
All property lawyers on the Stafford Railway Building Society conveyancing panel would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in Stafford Railway Building Society’s Part 2 requirements of the CML Handbook (last updated on Stafford Railway Building Society). Being on the Stafford Railway Building Society conveyancing panel your lawyer is expect to follow these instructions.
Are there any apps to help search for a local solicitor on the Stafford Railway Building Society conveyancing panel? I have a car and am prepared to travel up to 25 kilometers to meet the conveyancer.
Feel free to make use of the find a conveyancing panel search on this website. Please choose the lender and your location and you will see a number of lawyer located nearest you. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the Stafford Railway Building Society solicitor panel.
My lawyers in Birmingham have advised me that no longer have my conveyancing file. To assist with my purchase I took out a mortgage with Stafford Railway Building Society. Is it case that being on the Stafford Railway Building Society conveyancing panel they need to have retained the file for a prescribed period?
It very much depends from lender to lender but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the Stafford Railway Building Society Conveyancing Panel Terms. It might be worth you contacting Stafford Railway Building Society directly.
I had instructed online solicitors located in Manchester who are on the Stafford Railway Building Society solicitor panel. They have just invoiced me a separate fee of £195 for dealing with the Stafford Railway Building Society mortgage. Is this a supplemental conveyancing fee specified by Stafford Railway Building Society?
Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your solicitors can charge a fee for this. This fee is not set by Stafford Railway Building Society but by your lawyers. Some firms on the Stafford Railway Building Society will charge an ‘acting for lender’ fee but plenty of firms include it on their overall fee.
The for formalities of my remortgage has taken place with a loan from Stafford Railway Building Society. Conveyancing was a necessary evil but I would like to complain about Stafford Railway Building Society. How do I make a complaint?
All lenders have complaints procedures. Your first point of contact should be one of the Stafford Railway Building Society branches or the Customer Services Team at Stafford Railway Building Society head office. We understand that complaints to Stafford Railway Building Society are sorted out effectively and efficiently. If you feel that the matter is not resolved you can write to the
Financial Ombudsman Service who will take matters further.
Me and my partner are remortgaging a house in Hendon. Conveyancing solicitors in Hendon are preferred to beinstructed. My brokeradvised that we double-check that the conveyancer in Hendon is on the Stafford Railway Building Society solicitors panel. Surely I don't need to do this, do I?
Far from all Hendon conveyancing firms are on the Stafford Railway Building Society conveyancing panel. 7 people a month use our search tool to locate a
Hendon conveyancing practitioner on the on the Stafford Railway Building Society approved list of lawyers.