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Scottish Widows Conveyancing Lender Panel Compliance Tool

Looking for information about your firm's panel status?

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How can my firm apply to be on the Scottish Widows Conveyancing Panel?
Check your firm’s panel Status
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How can my firm be reinstated onto the Scottish Widows Conveyancing Panel?
Check your firm’s panel Status

COMPLETIONmonitor is an online pre- and post-completion checklist for property lawyers. It is supported by PI insurers. It is a unique risk mitigation tool.

This software is the only way you can prove to lender panels that you are, and can remain fully compliant with their requirements, with alerts on Scottish Widows’s changes. Even though using the software is not a prerequisite for Scottish Widows , demonstrating you can stay up to date with Scottish Widows’s Handbook requirements is a helpful support to your application to their lender panel and, just as importantly, safeguard your firm’s panel status.

The system generates real-time alerts, automatically produces SRA and CQS reports, and will increase your firm's efficiency. In addition it is user friendly, cost-effective and, for many firms, leads to a PII saving.

Find a Law Firm approved by Scottish Widows

Mortgage companies frequently vary their requirements. The UK Finance Lenders’ Handbook requirements from Scottish Widows are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, frequently:

A Timeline of Policy Changes


Since 2008, Scottish Widows has made 716 revisions or additions to sections of their version of the UK Finance Handbook.
That equates to a section change every 3.8 days. In total, 46% of the sections of P2 of the UK Finance Lenders’ Handbook for Scottish Widows have been changed since 15/12/2008.

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Scottish Widows Conveyancing Panel : Questions and Answers from members of the public

My IFA has has requested my solicitor’s panel member for the Scottish Widows conveyancing panel. How do I obtain this. I have contacted my local Scottish Widows office but they cant find it on their system.
You are best placed to get this information from your conveyancing lawyer. A law firm is likely to keep a file or database of lender panel information which would include, if applicable their conveyancing panel details for Scottish Widows.
Much to my surprise my lawyer has requested from me proof of ID documents stating that this forms part of his obligations as a conveyancer on the Scottish Widows Solicitor panel. Can this be correct?
Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with before they can accept their conveyancing business. The Terms and Conditions that you need to sign will no doubt confirm this. Your lawyer is right that Scottish Widows also require certain documents to be viewed. If a you refuse to provide ID verification documents, your conveyancer would not be able to accept instructions from you. Your lawyer also has obligations to obtain certain documents in accordance with Scottish Widows CML Handbook requirements last updated on Scottish Widows
I need to find a Scottish Widows panel solicitor in Stirling. Can you assist?
It is not clear why you need a Scottish Widows panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to Scottish Widows to find out which solicitors in Scottish Widows are on their panel. If you do find such a firm not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site
I am attempting to get my ex-husband taken off the mortgage deeds. Can Scottish Widows really tell me which solicitor I can or can not instruct?
You can use any solicitor you like but Scottish Widows then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the Scottish Widows solicitors panel
I had instructed online solicitors located in London who are on the Scottish Widows solicitor panel. They have just invoiced me a separate fee of £135 for dealing with the Scottish Widows mortgage. Is this an additional conveyancing fee specified by Scottish Widows?
Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your solicitors can charge a fee for this. This fee is not set by Scottish Widows but by your lawyers. Some firms on the Scottish Widows will charge an ‘acting for lender’ fee but plenty of firms include it on their overall fee.
I have a mortgage with Scottish Widows. My grandfather retired last week and wants to pay off the mortgage left on the property. After Scottish Widows is paid, I want to transfer the property to my mother's name; How long does the process take? Do we need two separate solicitors on the Scottish Widows conveyancing panel? I do not intend to live at the property once the Scottish Widows mortgage is discharged.
You will need a solicitor but they need not be on the Scottish Widows conveyancing panel. You will need a solicitor to draw up the transfer and to deal with the Land Registry formalities. The only thing you need to consider is that by selling at an undervalue so ask your lawyer about the implications. There could be an inheritance tax issue if you die within 7 years of this. As the property is your main residence you need not pay CGT but you should speak with your accountants in any event.
My offer was accepted on a house on the 17th March 2014, valuation was booked five days after, all came back fine. Solicitor retained, so all that was missing was my mortgage offer. Having made daily calls to Scottish Widows and chasing them on my offer I have now been told that my offer will not be issued unless the lawyer is on the Scottish Widows conveyancing panel. Are Scottish Widows entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Scottish Widows to deal with your lawyers application to be on the Scottish Widows conveyancing panel. There's no guarantee that your solicitors will be accepted.

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