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Sainsbury's Bank Conveyancing Lender Panel Compliance Tool

Looking for information about your firm's panel status?

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How can my firm apply to be on the Sainsbury's Bank Conveyancing Panel?
Check your firm’s panel Status
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How can my firm be reinstated onto the Sainsbury's Bank Conveyancing Panel?
Check your firm’s panel Status

Lexsure’s COMPLETIONmonitor is web-based pre- and post-completion checklist for property lawyers. It is supported by PI insurers. It is a unique risk management tool.

This system facilitates the way you can demonstrate to lender panels that you are, and can remain fully compliant with their instructions, with alerts on Sainsbury's Bank’s changes. While using COMPLETIONmonitor is not a prerequisite for Sainsbury's Bank , demonstrating you can remain up to date with Sainsbury's Bank’s Handbook requirements is a helpful support to your panel application and, more importantly, protect your panel standing.

The system creates real-time alerts, automatically produces compliance and CQS reports, and will improve your firm's efficiency. In addition it is simply to use, cost-effective and, for some firms, leads to a PII saving.

Find a Law Firm approved by Sainsbury's Bank

Lenders often change their requirements. The UK Finance Lenders’ Handbook requirements from Sainsbury's Bank are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, frequently:

A Timeline of Policy Changes


Since 2008, Sainsbury's Bank has made 130 revisions or additions to sections of their version of the UK Finance Handbook.
That equates to a section change every 21.0 days. In total, 57% of the sections of P2 of the UK Finance Lenders’ Handbook for Sainsbury's Bank have been changed since 15/12/2008.

To find out more about lender panel compliance,
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Sainsburys Bank Solicitor Panel Recently Asked Questions from members of the public

On what basis would a firm of solicitors be removed from the Sainsburys Bank approved conveyancing panel?
According to a recent survey report by the solicitors regulator three quarters of solicitor practices had been removed from a lender panel. The most common reasons in order are :
  1. Low volume of transactions
  2. the lawyer is a sole practitioner
  3. as part of the HSBC panel reduction
  4. regulatory contact by SRA
  5. accidental removal. We are not aware of the specific or common criteria for removal by Sainsburys Bank
We are due to exchange on the purchase a house but as a result of damage from the recent storms I have agreed compensation from the seller of £3k approx by way of a reduction in the price. This was going to be dealt with as part of the conveyancing process but my mortgage company Sainsburys Bank will not agree to this. Why was Sainsburys Bank even consulted?
Your lawyer being on the Sainsburys Bank conveyancing panel is duty bound to inform Sainsburys Bank of any changes to the purchase price. If you were to refuse your lawyers to disclose the reduction to Sainsburys Bank then they would have to discontinue acting for you and Sainsburys Bank.
I am Googling for conveyancing quotes online. Can I be sure that all the firms that are listed on your site are on the Sainsburys Bank conveyancing panel?
The law firms listed on our site have advised us that they are on the Sainsburys Bank panel and agreed to advise us to take down their listing in the event of removal off of the Sainsburys Bank panel. To date we have not been informed by either a lender or a member of the public that the data about a specific firm being on the Sainsburys Bank conveyancing panel is not accurate.
My solicitors in Newcastle have advised me that no longer have my conveyancing file. To assist with my purchase I took out a mortgage with Sainsburys Bank. Is it case that being on the Sainsburys Bank conveyancing panel they need to have retained the file for a prescribed period?
It very much depends from lender to lender but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the Sainsburys Bank Conveyancing Panel Terms. It might be worth you contacting Sainsburys Bank directly.
is it true that all solicitor practices on the Sainsburys Bank conveyancing panel regulated by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Sainsburys Bank conveyancing panel they would need to be regulated by the SRA. Many lenders do allow licenced conveyancers on their panel in which case such firms would be regulated by the Council of Licensed Conveyancers (CLC).
I'm in the process of looking at flats and am about to put in an offer. Should I already have a conveyancer appointed at this stage? I I am planning to take a mortgage with Sainsburys Bank
You should start obtaining conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on the the EA. As you are getting a mortgage with Sainsburys Bank , make sure you remember to check that your lawyer is on the Sainsburys Bank conveyancing panel.
My ex -wife’s name is on the Sainsburys Bank mortgage of my property but not on the land registry. The apartment was transferred to me on our divorce many years ago by way of a sealed court order. Does my ex still have a say on the sale even though the land registry showing the property in my name alone? Will I be required to take her name of the Sainsburys Bank mortgage in order to sell?
In terms of the Sainsburys Bank mortgage, it is unusual that your ex-wife’s name remains on the mortgage but not on the title. It is conceivable that this is an oversight on the part of your conveyancers to ensure that her name was removed or even an administrative error on the part of Sainsburys Bank in failing to update their data. In any event, it should cause difficulty providing her name no longer appears on the Land Registry title and you have a court order ordering that the property is transferred to you.

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