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Rooftop Mortgages Conveyancing Lender Panel Compliance Tool

Looking for information about your firm's panel status?

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How can my firm apply to be on the Rooftop Mortgages Conveyancing Panel?
Check your firm’s panel Status
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How can my firm be reinstated onto the Rooftop Mortgages Conveyancing Panel?
Check your firm’s panel Status

Lexsure’s COMPLETIONmonitor is web-based pre- and post-completion checklist for property lawyers. It is supported by professional indemnity insurers. It is a unique risk mitigation tool.

This system facilitates the way you can prove to lender panels that you are, and can remain fully compliant with their requirements, with automatic updates on Rooftop Mortgages’s changes. Notwithstanding that using the tool is not a condition for being on the Rooftop Mortgages panel, demonstrating you can remain up to date with Rooftop Mortgages’s Handbook requirements is a helpful support to your panel application and, just as importantly, safeguard your panel status.

The system creates real-time alerts, automatically produces COLP and CQS reports, and will increase your firm's efficiency. It is also simply to use, cost-effective and, for some firms, leads to a PII saving.

Find a Law Firm approved by Rooftop Mortgages

Lenders frequently vary their requirements. The UK Finance Lenders’ Handbook requirements from Rooftop Mortgages are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, frequently:

A Timeline of Policy Changes


Since 2008, Rooftop Mortgages has made 404 revisions or additions to sections of their version of the UK Finance Handbook.
That equates to a section change every 6.8 days. In total, 25% of the sections of P2 of the UK Finance Lenders’ Handbook for Rooftop Mortgages have been changed since 15/12/2008.

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Examples of recent questions relating to the Rooftop Mortgages Conveyancing Panel from members of the public

I have just been informed by my mortgage broker that my solicitor is not on the Rooftop Mortgages Solicitor panel. What can I do to check?
You need to contact your lawyer directly. It is reasonable to expect your lawyer to advise you what has happened. If they are not on the panel they may recommend you to a firm that is on the the approved Rooftop Mortgages solicitor panel.
Our lawyer has discovered a legal deficiency with the lease for the flat we are purchasing. The other side have put forward title insurance as a workaround. We are happy with insurance and will cover the costs. Our solicitor has advised that as he is on the Rooftop Mortgages conveyancing panel he must check that the lender is happy with this solution. Are we the client or is Rooftop Mortgages?
Just because you have a mortgage offer from Rooftop Mortgages does not mean to say that the property will be meet their requirements for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the CML Handbook Requirements. You and Rooftop Mortgages are the client. The appropriate lender requirements must be adhered to by the Rooftop Mortgages conveyancing panel who has to balance acting for you and Rooftop Mortgages
Whilst your website is a good idea there are many lawyers listed near Middlesbrough on the Rooftop Mortgages conveyancing panel. Can you recommend a specific firm on the conveyancing panel for Rooftop Mortgages ?
We are not in the business of recommending one firm above another as the right firm for you depends on where your priorities lie. For example you may require a local firm with local knowledge or you might be looking for the low cost conveyancing. We recommend that you speak to 3 or 4 lawyers listed before you make your choice..
My grandmother passed away six months ago and as sole heir and executor was left the property. The house had a small mortgage remaining of approximately £5k. I want to have the title changed into my name whilst I re-mortgage to Rooftop Mortgages , pay off the mortgage etc. Is this allowed?
If you intend to re-mortgage then Rooftop Mortgages will insist on your using a conveyancer on the Rooftop Mortgages conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Rooftop Mortgages conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Rooftop Mortgages mortgage is registered as a charge at the Land Registry.
How can we tell if a solicitor on the Rooftop Mortgages panel is any good?
Getting recommendations is a good starting point. Before you go ahead check if they offer a no sale no fee offer. Also you often get what you pay for - a firm which quotes more will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the lawyer conducting your transaction
We were going to get a DIP from Rooftop Mortgages this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc).Do the Rooftop Mortgages recommend a solicitor on the Rooftop Mortgages conveyancing panel, or is it better to go independently
You will need to appoint solicitors independently although you'll need to choose one on the Rooftop Mortgages conveyancing panel. The solicitor represents both you and the Rooftop Mortgages through the process.
I had an offer accepted on an apartment on the 17th March 2014, valuation was booked 3 days later, received a clean bill of health. Conveyancer instructed, so all that was missing was my mortgage offer. Having made daily calls to Rooftop Mortgages and chasing them on my offer I have now been told that my offer will not be issued unless the lawyer is on the Rooftop Mortgages conveyancing panel. Are Rooftop Mortgages entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Rooftop Mortgages to deal with your lawyers application to be on the Rooftop Mortgages conveyancing panel. There's no guarantee that your solicitors will be accepted.

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