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Rooftop Mortgages Conveyancing Lender Panel Compliance Tool

Looking for information about your firm's panel status?

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How can my firm apply to be on the Rooftop Mortgages Conveyancing Panel?
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COMPLETIONmonitor is an online pre- and post-completion checklist for property lawyers. It is supported by PI insurers. COMPLETIONmonitor is a unique risk management tool.

This system optimises the way you can demonstrate to lender panels that you are, and can remain fully compliant with their instructions, with notifications given on Rooftop Mortgages’s changes. While utilising COMPLETIONmonitor is not a prerequisite for Rooftop Mortgages , demonstrating you can stay up to date with Rooftop Mortgages’s Handbook requirements is a helpful support to your panel application and, just as importantly, safeguard your panel status.

COMPLETIONmonitor generates real-time alerts, automatically produces COLP and CQS reports, and will increase your firm's efficiency. In addition it is simply to use, cost-effective and, for some firms, results in a PII saving.

Find a Law Firm approved by Rooftop Mortgages

Banks and building societies frequently change their requirements. The UK Finance Lenders’ Handbook requirements from Rooftop Mortgages are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, frequently:

A Timeline of Policy Changes


Since 2008, Rooftop Mortgages has made 404 revisions or additions to sections of their version of the UK Finance Handbook.
That equates to a section change every 6.8 days. In total, 25% of the sections of P2 of the UK Finance Lenders’ Handbook for Rooftop Mortgages have been changed since 15/12/2008.

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Examples of recent questions relating to the Rooftop Mortgages Solicitor Panel from members of the public

I have been advised by my broker that I have to pay Rooftop Mortgages fees if I use my own solicitor. How efficient are the Rooftop Mortgages conveyancing panel solicitors? I dont care which law firm I use as long as they're good and reasonably priced. Are there any Rooftop Mortgages conveyancers you'd recommend?
Rooftop Mortgages’s conveyancing panel is pretty large so it would be advisable to check with the firms you are getting quotes from whether they are on it. You can search by postcode on the search tool on this site to find solicitors that Rooftop Mortgages will allow to act for them.
We are approaching an exchange and my mum and dad having transferred the 10% deposit to my lawyer. I am now advised that as the deposit has not come from me my lawyer needs to disclose this to my lender Rooftop Mortgages. Apparently, being on the Rooftop Mortgages conveyancing panel and acting on their behalf he must inform Rooftop Mortgages if the balance of the mortgage advance is coming from anyone other than me. I informed the bank about my parent’s contribution when I applied for the home loan so is it really necessary for him to raise this?
Your lawyer is obliged to check with Rooftop Mortgages to make sure that they are aware that the balance of the purchase price is not from your own funds. Your solicitor can only report this to Rooftop Mortgages if you agree, failing which, your lawyer must cease to continue acting.
How up to date is your database of lawyers on the Rooftop Mortgages conveyancing panel? Do Rooftop Mortgages send you an updated list?
The firms themselves provide us confirmation that they are on the Rooftop Mortgages conveyancing panel as opposed to being supplied with a list from Rooftop Mortgages directly.
We're in Liverpool, First timers buying with a mortgage (lender is Rooftop Mortgages , but our solicitor is on the Rooftop Mortgages conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Rooftop Mortgages conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
I have today made my last payment due on mortgage with Rooftop Mortgages. I assume I don't need a solicitor on the Rooftop Mortgages panel to remove the mortgage at the Land Registry. Please confirm
If you have finished paying off your Rooftop Mortgages mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Rooftop Mortgages mortgage from the register. Rooftop Mortgages,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage: but are not moving to another property where the Rooftop Mortgages has sent the Land Registry the discharge electronically, and the Rooftop Mortgages has instructed the Land Registry to do so The Land Registry will send you a letter confirming that your Rooftop Mortgages mortgage has been paid off.
I am currently in the process of buying my council flat. I have a mortgage offer with Rooftop Mortgages. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event if you are getting a mortgage with Rooftop Mortgages you will need to appoint a solicitor on the Rooftop Mortgages conveyancing panel.
I can not work out if my mortgage offer requires a lease extension . I have telephoned Rooftop Mortgages on numerous occasions and was told they are content with the situation and they would lend. My solicitor - who is on the Rooftop Mortgages conveyancing panel- telephoned and was told not they would not lend in accordance with their CML Handbook minimum lease term requirements. Who do I believe?
As long as the conveyancer is on the Rooftop Mortgages panel she or he must comply with the CML Handbook requirements for Rooftop Mortgages. Unless your lawyer obtains specific confirmation in writing that Rooftop Mortgages will go ahead your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask Rooftop Mortgages to contact your lawyer in writing confirming that they will accept the remaining number of years left on the lease.

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