Royal Bank of Scotland -Natwest One Conveyancing Panel Sample Enquires to our Call Center
from members of the public
I need to swap lawyers as my lawyer is not on the Royal Bank of Scotland -Natwest One panel of conveyancing solicitors. Is it advisable to appoint a new law firm?
If you haven't yet instructed a solicitor to do anything for you and have just received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer you're considering.
can you help? My conveyancer is assuring me that he has to apply for a Local Authority search because the firm are on the Royal Bank of Scotland -Natwest One conveyancing panel. Do I not have a choice here?
Unfortunately both you and your lawyer have little choice here. Given that you are taking out a loan with Royal Bank of Scotland -Natwest One your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of Royal Bank of Scotland -Natwest One’s conveyancing panel appointment which obliges them to follow the CML Handbook requirements last updated Royal Bank of Scotland -Natwest One. even if you were a cash buyer you would be ill advised not to carry out a local authority search.
Are the lawyers identified as being on the Royal Bank of Scotland -Natwest One conveyancing panel, together with their details provided by Royal Bank of Scotland -Natwest One?
The firms themselves provide us confirmation that they are on the Royal Bank of Scotland -Natwest One conveyancing panel as opposed to being supplied with a list from Royal Bank of Scotland -Natwest One directly.
I am attempting to get my ex-husband removed the mortgage deeds. Can Royal Bank of Scotland -Natwest One really tell me which solicitor I can or can not use?
You can use any solicitor you like but Royal Bank of Scotland -Natwest One then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the Royal Bank of Scotland -Natwest One solicitors panel
How can we tell if a solicitor on the Royal Bank of Scotland -Natwest One panel is any good?
Getting recommendations is a sensible start. Before you go ahead check if they offer a no sale no fee offer. Also you often get what you pay for - a firm which quotes more will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the lawyer carrying out your conveyancing
Do most banks operate their own panel of solicitors?
Many lenders do operate a restricted conveyancing panel but a lot of lenders allow any solicitors to join their panel so long as they meet their criteria. Each lender sets their own criteria. For example the Royal Bank of Scotland -Natwest One conveyancing panel requirements are different to Royal Bank of Scotland -Natwest One’s conveyancing panel requirements.
For 5 years I had a mortgage with Royal Bank of Scotland -Natwest One. My grandfather has just retired and wants to pay off the mortgage left on the property. After Royal Bank of Scotland -Natwest One is paid, I want to transfer the property to my mother's name; How long does the process take? Do we need two separate solicitors on the Royal Bank of Scotland -Natwest One conveyancing panel? I do not intend to live at the property once the Royal Bank of Scotland -Natwest One mortgage is discharged.
Although you do need to retain the services of a lawyer they dont
need to be on the Royal Bank of Scotland -Natwest One panel.
You will need a solicitor to draw up the transfer and
to deal with the Land Registry formalities. The only thing you need to
consider is that by selling at an undervalue so ask your lawyer about
the implications. There could be an inheritance tax issue if you die
within 7 years of this. As the property is your main residence you need
not pay CGT but you should speak with your accountants in any event.