Pepper Homeloans Conveyancing Panel Recently Asked Questions
from members of the public
I was advised recently by my mortgage broker that my the law firm I have appointed is not on the Pepper Homeloans Conveyancing panel. How can I check?
The best course of action for you to take is to contact your conveyancer. It is reasonable to expect your lawyer to advise you what has happened. If they are not on the panel they could put your in touch with solicitors on the the approved Pepper Homeloans solicitor panel.
Can you help?. For no fault of my lawyer but, my purchase conveyancing has been going on for months. The Local Authority Search from Pepper Homeloans was dated random date and we have agreed a date for me to move into the property on 10 days inc Day of week eg. Mon. My solicitor informs me that as she is on the Pepper Homeloans conveyancing panel she needs to reorder the searches as they are now out of date.
One of the many conditions to being on the Pepper Homeloans approved panel is to comply with the CML Handbook requirements (last updated for this lender on Pepper Homeloans)which specifies that a local authority search be not more than 6 months old. You should nevertheless ask your lawyer to check whether something called ‘search validation’ indemnity insurance is acceptable to Pepper Homeloans.
I note that you have a post code search directory listing solicitors on the Pepper Homeloans conveyancing panel. Do firms pay you a referral fee if I appoint them for my house purchase?
We are a listing service only for law firms wishing to communicate if they are on the Pepper Homeloans conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint.
I am purchasing a new build flat and getting a mortgage with Pepper Homeloans. Can I do my own conveyancing?
Leaving aside the complexities and merits of DIY conveyancing you will have to appoint a solicitor on the Pepper Homeloans conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to made in you doing to conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on the Pepper Homeloans conveyancing panel in your location.
Do the majority of banks operate their own panel of solicitors?
Many lenders do operate a restricted conveyancing panel but a lot of lenders allow any solicitors to join their panel so long as they meet their criteria. Each lender sets their own criteria. For example the Pepper Homeloans conveyancing panel requirements are different to Pepper Homeloans’s conveyancing panel criteria.
I recently had an offer accepted on a house. My mortgage broker pressured me to appoint their lawyers I paid an upfront payment of 150. Soon after the conveyancers contacted me to say that they were not on the Pepper Homeloans conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Pepper Homeloans panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Sometime soon me and my wife are remortgaging a 1st floor apartment in Hendon. Conveyancing solicitors in Hendon are preferred to beretained. My colleagueadvised that we make sure that the solicitor in Hendon is on the Pepper Homeloans solicitors panel. Surely I don't need to do this, do I?
Far from all Hendon conveyancing solicitors are on the Pepper Homeloans conveyancing panel. Click here to locate a
Hendon conveyancing firm on the on the Pepper Homeloans panel.