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Pepper Money (UK) Conveyancing Lender Panel Compliance Tool

Looking for information about your firm's panel status?

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How can my firm apply to be on the Pepper Money (UK) Conveyancing Panel?
Check your firm’s panel Status
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How can my firm be reinstated onto the Pepper Money (UK) Conveyancing Panel?
Check your firm’s panel Status

Lexsure’s COMPLETIONmonitor is an online pre- and post-completion checklist for property lawyers. It is supported by professional indemnity insurers. It is a unique risk mitigation tool.

This system facilitates the way you can prove to lender panels that you are, and can remain fully compliant with their requirements, with automatic updates on Pepper Money (UK)’s changes. Even though using this technology is not a condition for being on the Pepper Money (UK) panel, demonstrating you can stay up to date with Pepper Money (UK)’s Handbook requirements is a helpful support to your panel application and, just as importantly, safeguard your panel status.

The system creates real-time alerts, automatically produces SRA and CQS reports, and will enhance your firm's efficiency. In addition it is simply to use, cost-effective and, for some firms, results in reduced PII premiums.

Find a Law Firm approved by Pepper Money (UK)

Banks and building societies frequently vary their requirements. The UK Finance Lenders’ Handbook requirements from Pepper Money (UK) are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, frequently:

A Timeline of Policy Changes


Since 2008, Pepper Money (UK) has made 24 revisions or additions to sections of their version of the UK Finance Handbook.
That equates to a section change every 113.8 days. In total, 9% of the sections of P2 of the UK Finance Lenders’ Handbook for Pepper Money (UK) have been changed since 15/12/2008.

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Common questions asked concerning the Pepper Money (UK) Solicitor Panel from members of the public

My financial adviser has has requested my solicitor’s panel reference for the Pepper Money (UK) conveyancing panel. What is the best way to discover this. I have contacted my local Pepper Money (UK) office but they have not responded to me.
the sensible thing to do is ask for this information from your solicitor. A law firm is likely to keep a file or database of lender panel information which would include, if applicable their conveyancing panel details for Pepper Money (UK).
Our conveyancer has identified a legal deficiency with the lease for the property we are purchasing. The other side have suggested defective title insurance as a solution. We are content with insurance and will pay for it. Our solicitor has advised that as he is on the Pepper Money (UK) conveyancing panel he must ensure that the lender is happy with this solution. Are we the client or is Pepper Money (UK)?
The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and Pepper Money (UK) are the client. A precondition to being on the Pepper Money (UK) approved panel is to comply with the CML Handbook requirements (last updated for this lender on Pepper Money (UK)). The CML Handbook conditions require your lawyer to disclose issues such as defects will the lease so that Pepper Money (UK) can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected . Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
I need to find a Pepper Money (UK) panel solicitor in Stirling. Could you help me?
It is not clear why you need a Pepper Money (UK) panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to Pepper Money (UK) to find out which solicitors in Pepper Money (UK) are on their panel. If you do find such a firm not listed please direct them to our site to list. After all the cost is only one £1 a month
I would like to get my former partner taken off the mortgage deeds. Can Pepper Money (UK) really tell me which solicitor I can or can not use?
You can use any solicitor you like but Pepper Money (UK) then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the Pepper Money (UK) solicitors panel
When it comes to lenders such as Pepper Money (UK) do lawyers have to be pay a fee to be on the conveyancing panel?
We are not aware of any lender fees to be on their panel although some do charge an administration charge to deal with the processing of the conveyancing panel application.
Hi, thinking about buying a house off my mate. Once we agree a price, what’s the best way to move forward? I plan to obtain a mortgage with Pepper Money (UK). Is there anyway to cut out the solicitors to save on the costs? My father said that years ago it was possible to take the documents into the local Land Registry office and they did the rest
If you are getting a mortgage with Pepper Money (UK) involved you will need to appoint a solicitor on the Pepper Money (UK) conveyancing panel. We would not encourage you to both use the same solicitors' firm. There are clear conflict of interest issues and it's not going to make a huge difference to the speed of the overall process. So as not to hold things us you should pass on your solicitors details to Pepper Money (UK). Feel free to use our search tool to look for a licensed conveyancer or solicitor on the Pepper Money (UK) conveyancing panel.
I have today made my last payment due on mortgage with Pepper Money (UK). I assume I don't need a solicitor on the Pepper Money (UK) panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Pepper Money (UK) mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Pepper Money (UK) mortgage from the register. Pepper Money (UK),and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage: but are not moving to another property where the Pepper Money (UK) has sent the Land Registry the discharge electronically, and the Pepper Money (UK) has instructed the Land Registry to do so The Land Registry will send you a letter confirming that your Pepper Money (UK) mortgage has been paid off.

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