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NRAM Ltd Conveyancing Lender Panel Compliance Tool

Looking for information about your firm's panel status?

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How can my firm apply to be on the NRAM Ltd Conveyancing Panel?
Check your firm’s panel Status
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How can my firm be reinstated onto the NRAM Ltd Conveyancing Panel?
Check your firm’s panel Status

Lexsure’s COMPLETIONmonitor is web-based pre- and post-completion checklist for residential conveyancing lawyers. It is supported by PI insurers such as AmTrust. It is a unique risk management tool.

This software assists the way you can demonstrate to lender panels that you are, and can remain fully compliant with their requirements, with automatic updates on NRAM Ltd’s changes. Notwithstanding that using COMPLETIONmonitor is not a condition for acceptance on the NRAM Ltd panel, demonstrating you can remain up to date with NRAM Ltd’s Handbook requirements is an excellent support to your panel application and, more importantly, safeguard your panel standing.

The software generates real-time alerts, automatically produces regulatory and CQS reports, and will increase your firm's efficiency. It is also user friendly, cost-effective and, for many firms, results in reduced PII premiums.

Find a Law Firm approved by NRAM Ltd

Mortgage companies often vary their requirements. The UK Finance Lenders’ Handbook requirements from NRAM Ltd are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, over time:

A Timeline of Policy Changes


Since 2008, NRAM Ltd has made 127 revisions or additions to sections of their version of the UK Finance Handbook.
That equates to a section change every 21.5 days. In total, 8% of the sections of P2 of the UK Finance Lenders’ Handbook for NRAM Ltd have been changed since 15/12/2008.

To find out more about lender panel compliance,
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FAQs : The NRAM Ltd Conveyancing Panel from members of the public

I appointed a solicitor to conveyancing on my purchase three weeks ago having applied for a mortgage with NRAM Ltd. The solicitors confirmed to me that they are on NRAM Ltd conveyancing panel and gave me their panel reference. NRAM Ltd then called me to say that their panel number was dormant and would need to be reactivated. What happens next? Should I appoint a new solicitor listed on the conveyancing panel for NRAM Ltd?
You may be very frustrated with the lawyer but if it only go take a few more days they it may be worth waiting as, depending on how far progressed you are you may end up delaying the transaction by a number of weeks if you need to replace your solicitor You may wish to enlist the help of your broker to check with the NRAM Ltd as to how long they think it will take to get the firm to get back on the panel.
We are only a couple days away from an exchange and my parents having sent the 10% deposit to my lawyer. I am now advised that as the deposit has not come from me my lawyer needs to disclose this to my lender NRAM Ltd. I am advised that, being on the NRAM Ltd conveyancing panel and acting on their behalf he must inform NRAM Ltd if the balance of the mortgage advance is coming from anyone other than me. I informed the bank about my parent’s contribution when I applied for the home loan so is it really necessary for this now to be an issue?
Your lawyer is obliged to check with NRAM Ltd to make sure that they are aware that the balance of the purchase price is not from your own funds. Your solicitor can only report this to NRAM Ltd if you agree, failing which, your lawyer must cease to continue acting.
I see that you have a search directory identifying firms on the NRAM Ltd conveyancing panel. Do firms pay you a referral fee if I retain them for my own conveyancing?
We are a listing service only for law firms wishing to communicate if they are on the NRAM Ltd conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint.
We're in London, First time buyers buying with a mortgage (lender is NRAM Ltd , but our lawyer is on the NRAM Ltd conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the NRAM Ltd conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
When it comes to lenders such as NRAM Ltd do lawyers have to be pay a fee to be on the conveyancing panel?
We are not aware of any lender fees to be on their panel although some do charge an administration charge to deal with the processing of the conveyancing panel application.
I previously instructed online solicitors based in Birmingham who are on the NRAM Ltd solicitor panel. They have just invoiced me a separate fee of £175 for dealing with the NRAM Ltd mortgage. Is this a supplemental conveyancing fee specified by NRAM Ltd?
Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your solicitors can charge a fee for this. This fee is not set by NRAM Ltd but by your lawyers. Some firms on the NRAM Ltd will charge an ‘acting for lender’ fee but plenty of firms include it on their overall fee.
We have a mortgage agreed in principle with NRAM Ltd. Solicitors have been instructed? What is the average time that one could expect to receive a mortgage offer from NRAM Ltd?
There is no definitive answer here. Have NRAM Ltd completed the valuation? Have you advised NRAM Ltd as your lawyers details and checked that your lawyer is on the NRAM Ltd conveyancing panel? sometimes it can take as long as six weeks for a mortgage offer to be issued

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