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NRAM Ltd Conveyancing Lender Panel Compliance Tool

Looking for information about your firm's panel status?

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How can my firm apply to be on the NRAM Ltd Conveyancing Panel?
Check your firm’s panel Status
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How can my firm be reinstated onto the NRAM Ltd Conveyancing Panel?
Check your firm’s panel Status

Lexsure’s COMPLETIONmonitor is web-based pre- and post-completion checklist for residential conveyancing lawyers. It is supported by PI insurers. It is a unique risk management tool.

This software assists the way you can prove to lender panels that you are, and can stay fully compliant with their requirements, with alerts on NRAM Ltd’s changes. Even though using the tool is not a prerequisite for NRAM Ltd , demonstrating you can stay up to date with NRAM Ltd’s Handbook requirements is an excellent support to your panel application and, just as importantly, safeguard your firm’s panel status.

COMPLETIONmonitor generates real-time alerts, automatically produces SRA and CQS reports, and will improve your firm's efficiency. In addition it is simply to use, cost-effective and, for some firms, leads to a PII saving.

Find a Law Firm approved by NRAM Ltd

Banks and building societies often change their requirements. The UK Finance Lenders’ Handbook requirements from NRAM Ltd are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, over time:

A Timeline of Policy Changes


Since 2008, NRAM Ltd has made 127 revisions or additions to sections of their version of the UK Finance Handbook.
That equates to a section change every 21.5 days. In total, 8% of the sections of P2 of the UK Finance Lenders’ Handbook for NRAM Ltd have been changed since 15/12/2008.

To find out more about lender panel compliance,
Book a Personalised Demo

NRAM Ltd Conveyancing Panel : Questions and Answers from members of the public

My husband and I are hoping to buy a 2 bedroom apartment in Hackney with a mortgage from NRAM Ltd. We would like to retain our lawyer but NRAM Ltd says he's not on their "panel". We have to appoint one of the NRAM Ltd panel solicitors or keep our solicitor and pay for one of their panel ones to represent them. This seems very unfair; is there anything we can do?
Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the NRAM Ltd conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for NRAM Ltd
We are due to exchange on the purchase a house but as a result of damage from the recent storms I have agreed compensation from the seller of £3k approx by way of a reduction in the price. This was going to be dealt with as part of the conveyancing process but my mortgage company NRAM Ltd will not agree to this. Why was NRAM Ltd even consulted?
Your lawyer being on the NRAM Ltd conveyancing panel is duty bound to inform NRAM Ltd of any changes to the purchase price. If you were to refuse your lawyers to disclose the reduction to NRAM Ltd then they would have to discontinue acting for you and NRAM Ltd.
How do I search for a local solicitor on the NRAM Ltd conveyancing panel? I have a car and am prepared to travel up to 20 kilometers to meet the solicitor.
You can use the find a conveyancing panel tool on this website. Please choose the lender and your location and you will see a number of lawyer located nearest you. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the NRAM Ltd solicitor panel.
We're in Birmingham, FTBs buying with a mortgage (lender is NRAM Ltd , but our solicitor is on the NRAM Ltd conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the NRAM Ltd conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
Can I be sure that the solicitor on the NRAM Ltd panel is any good?
Getting recommendations is a sensible starting point. Before you go ahead check if they offer a no sale no fee offer. Also you often get what you pay for - a firm which quotes more will often provide a better service than one which is cheap as chips. We would always advocate that you speak with the solicitor carrying out your transaction
I am buying a property where the roof has a solar panel. Solicitors conducting should look into this right? Will my lender NRAM Ltd be concerned
Given that your lender is NRAM Ltd your lawyer must to check the NRAM Ltd conveyancing instructions contained in the Part of CML Handbook for NRAM Ltd . The CML Handbook contains minimum requirements for solar panel roof-space leases, and solicitors are required to report to NRAM Ltd where a lease does not meet these requirements. The requirements relate to the installation of panels on properties in England and Wales. The CML are developing guidance for Northern Ireland and Scotland.
We were going to get a DIP from NRAM Ltd this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc).Do the NRAM Ltd recommend a solicitor on the NRAM Ltd conveyancing panel, or is it better to go independently
You will need to appoint solicitors independently although you'll need to choose one on the NRAM Ltd conveyancing panel. The solicitor represents both you and the NRAM Ltd through the process.

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