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NRAM Ltd Conveyancing Lender Panel Compliance Tool

Looking for information about your firm's panel status?

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How can my firm apply to be on the NRAM Ltd Conveyancing Panel?
Check your firm’s panel Status
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How can my firm be reinstated onto the NRAM Ltd Conveyancing Panel?
Check your firm’s panel Status

Lexsure’s COMPLETIONmonitor is an online pre- and post-completion checklist for residential conveyancing lawyers. It is supported by professional indemnity insurers. COMPLETIONmonitor is a unique risk management tool.

This software assists the way you can prove to lender panels that you are, and can stay fully compliant with their requirements, with notifications given on NRAM Ltd’s changes. Notwithstanding that using the software is not a condition for acceptance on the NRAM Ltd panel, demonstrating you can remain up to date with NRAM Ltd’s Handbook requirements is a helpful support to your panel application and, more importantly, safeguard your panel status.

COMPLETIONmonitor creates real-time alerts, automatically produces compliance and CQS reports, and will enhance your firm's efficiency. In addition it is user friendly, cost-effective and, for some firms, leads to reduced PII premiums.

Find a Law Firm approved by NRAM Ltd

Banks and building societies frequently change their requirements. The UK Finance Lenders’ Handbook requirements from NRAM Ltd are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, frequently:

A Timeline of Policy Changes


Since 2008, NRAM Ltd has made 127 revisions or additions to sections of their version of the UK Finance Handbook.
That equates to a section change every 21.5 days. In total, 8% of the sections of P2 of the UK Finance Lenders’ Handbook for NRAM Ltd have been changed since 15/12/2008.

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Common questions asked concerning the NRAM Ltd Conveyancing Panel from members of the public

A lawyer my husband and I had intended to instruct on a remortgage said he would charge more if my lender is because of their difficult processes! Will I regret using NRAM Ltd? Is NRAM Ltd conveyancing so much more difficult?
NRAM Ltd conveyancing requirements for their panel are no better or no more complicated than most lenders. It is the case now the CML Handbook, the "bible" used by solicitors to establish lender requirements, is different for each lender. It is not clear if your lawyer is on the NRAM Ltd conveyancing panel. If they are not, this does add further risk of delay as NRAM Ltd will appoint their own solicitors to look after their interest.
Our lawyer is asking me for identification documents asserting that this forms part of his retainer as a solicitor on the NRAM Ltd Solicitor panel. Am I being spun a yarn?
Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with before they can accept their conveyancing business. The Client Care letter that you need to sign will no doubt confirm this. Your lawyer is right that NRAM Ltd also require certain documents to be viewed. If a you refuse to provide ID verification documents, your conveyancer would not be able to accept instructions from you. Your lawyer also has obligations to obtain certain documents in accordance with NRAM Ltd CML Handbook requirements last updated on NRAM Ltd
I see that you have a post code search directory identifying firms on the NRAM Ltd conveyancing panel. Do firms pay you a referral fee if I appoint them for my conveyancing?
We are a listing service only for law firms wishing to communicate if they are on the NRAM Ltd conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint.
My solicitors in Liverpool have advised me that no longer have my conveyancing file. To assist with my purchase I took out a mortgage with NRAM Ltd. Is it case that being on the NRAM Ltd conveyancing panel they need to have retained the file for a number of years?
Different lenders have different requirements but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the NRAM Ltd Conveyancing Panel Terms. It might be worth you contacting NRAM Ltd directly.
Hi, thinking about buying a house off my mate. Once we agree a price, what’s the best way to move forward? I plan to obtain a mortgage with NRAM Ltd. Is it possible to avoid using solicitors to save us both money? My father said that years ago it was possible to take the documents into the local Land Registry office and they did the rest
If you are getting a mortgage with NRAM Ltd involved you will need to appoint a solicitor on the NRAM Ltd conveyancing panel. We would not encourage you to both use the same solicitors' firm. There are clear conflict of interest issues and it's not going to make a huge difference to the speed of the overall process. So as not to hold things us you should pass on your solicitors details to NRAM Ltd. Feel free to use our search tool to look for a licensed conveyancer or solicitor on the NRAM Ltd conveyancing panel.
I am currently in the process of buying my council flat. I have a mortgage agreed with NRAM Ltd. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event if you are getting a mortgage with NRAM Ltd you will need to appoint a solicitor on the NRAM Ltd conveyancing panel.
The for formalities of my remortgage has taken place with a loan from NRAM Ltd. Conveyancing was satisfactory but I would like to complain about NRAM Ltd. How does one go about formally complaining?
Almost all banks and building societies have complaints procedures. Your first port of call should be one of the NRAM Ltd branches or the Customer Services Department at NRAM Ltd head office. Ordinarily complaints to NRAM Ltd are resolved effectively and efficiently. However if you are not satisfied that the matter is resolved you can write to the Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.

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