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NRAM Ltd Conveyancing Lender Panel Compliance Tool

Looking for information about your firm's panel status?

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How can my firm apply to be on the NRAM Ltd Conveyancing Panel?
Check your firm’s panel Status
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How can my firm be reinstated onto the NRAM Ltd Conveyancing Panel?
Check your firm’s panel Status

Lexsure’s COMPLETIONmonitor is web-based pre- and post-completion checklist for residential conveyancing lawyers. It is supported by professional indemnity insurers. COMPLETIONmonitor is a unique risk management tool.

This software facilitates the way you can demonstrate to lender panels that you are, and can stay fully compliant with their requirements, with notifications given on NRAM Ltd’s changes. Even though using the software is not a prerequisite for NRAM Ltd , demonstrating you can stay up to date with NRAM Ltd’s Handbook requirements is a helpful support to your panel application and, more importantly, safeguard your firm’s panel status.

The system generates real-time alerts, automatically produces regulatory and CQS reports, and will improve your firm's efficiency. It is also simply to use, cost-effective and, for some firms, results in a PII saving.

Find a Law Firm approved by NRAM Ltd

Lenders often change their requirements. The UK Finance Lenders’ Handbook requirements from NRAM Ltd are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, over time:

A Timeline of Policy Changes


Since 2008, NRAM Ltd has made 127 revisions or additions to sections of their version of the UK Finance Handbook.
That equates to a section change every 21.5 days. In total, 8% of the sections of P2 of the UK Finance Lenders’ Handbook for NRAM Ltd have been changed since 15/12/2008.

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FAQs for the NRAM Ltd Conveyancing Panel from members of the public

I have been advised by my broker that I have to pay NRAM Ltd fees should I instruct my family lawyer. How efficient are the NRAM Ltd conveyancing panel solicitors? I'm happy to use any solicitor in the country TBH as long as they're good and reasonably priced. Would you recommend a specific law firm on the NRAM Ltd panel?
NRAM Ltd’s conveyancing panel is pretty large so your best bet is just to check with the firms you are getting quotes from that they are on the panel. You can search by postcode on the search tool on this site to find solicitors that NRAM Ltd will allow to act for them.
Please assist. For no fault of my lawyer but, the conveyancing for my house purchase has been going on for months. The Local Authority Search from NRAM Ltd was date stamped random date and we have agreed a date for me to move into the property on Tues etc. My solicitor has advised that as she is on the NRAM Ltd conveyancing panel she needs to reorder the searches as they are no longer valid.
One of the many conditions to being on the NRAM Ltd approved panel is to comply with the CML Handbook Part 2 obligations (last updated for this lender on NRAM Ltd)which states that a local authority search be not more than half a year old. You should nevertheless ask your lawyer to check whether something called ‘search validation’ indemnity insurance is acceptable to NRAM Ltd.
I am planning to acquire a property and need a conveyancing solicitor in Birmingham who is on the NRAM Ltd conveyancing. Can you recommend a local firm?
Our service is a directory service for firms who wish to be listed as being on the approved conveyancing panel for NRAM Ltd . We don’t recommend any particular firm.
The solicitors that I appointed last week on my purchase in London has without warning shut down. I only went with them because I had to have a firm on the NRAM Ltd conveyancing panel and my preferred lawyer was not. I gave my credit card details for them to take £175 for searches. What do I do now?
Assuming that you have an Estate Agent in the equation then let them know immediately so that they can let the sellers know that there may be a slight delay due to the problems encountered. Hopefully they will be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You should appoint new lawyers that are on the NRAM Ltd conveyancing panel and notify the lender. If you have paid over any money it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new solicitors may be able to assist
Do the majority of lenders operate their own panel of solicitors?
Many lenders do operate a restricted conveyancing panel but a lot of lenders allow any solicitors to join their panel so long as they meet their criteria. Each lender sets their own criteria. For example the NRAM Ltd conveyancing panel requirements are different to NRAM Ltd’s conveyancing panel criteria.
We have a mortgage agreed in principle with NRAM Ltd. Solicitors have been instructed? What is the average time that one could expect to receive a mortgage offer from NRAM Ltd?
Some lenders take longer than others. Have NRAM Ltd completed the survey? Have you advised NRAM Ltd as your lawyers details and checked that your lawyer is on the NRAM Ltd conveyancing panel? sometimes it can take as long as six weeks for a mortgage offer to be issued
At last I have had an offer on an apartment accepted, the seller does however have a dependent purchase. The vendors have offered on somewhere, but not been accepted yet, and have viewings of other properties booked. My conveyancing solicitor has been instructed. What do I do now? When should I get the mortgage app going with NRAM Ltd?
It is usual to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is approx £1k, then survey/valuation, conveyancing search costs, etc). First you should check that your solicitor is on the NRAM Ltd conveyancing panel. As to the next stages this very much depends on the circumstances of your case, desire for this property and on the state of the market. In a hot mortgage some buyers would pally for the mortgage with NRAM Ltd and pay for the valuation and only if it comes back ok would they pay their solicitor to press on with searches.

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