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NRAM Ltd Conveyancing Lender Panel Compliance Tool

Looking for information about your firm's panel status?

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How can my firm apply to be on the NRAM Ltd Conveyancing Panel?
Check your firm’s panel Status
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How can my firm be reinstated onto the NRAM Ltd Conveyancing Panel?
Check your firm’s panel Status

COMPLETIONmonitor is an online pre- and post-completion checklist for property lawyers. It is supported by professional indemnity insurers. It is a unique risk mitigation tool.

This system optimises the way you can demonstrate to lender panels that you are, and can stay fully compliant with their instructions, with alerts on NRAM Ltd’s changes. Even though using this technology is not a prerequisite for NRAM Ltd , demonstrating you can stay up to date with NRAM Ltd’s Handbook requirements is a helpful support to your panel application and, more importantly, safeguard your firm’s panel status.

The software generates real-time alerts, automatically produces regulatory and CQS reports, and will improve your firm's efficiency. It is also user friendly, cost-effective and, for some firms, results in a PII saving.

Find a Law Firm approved by NRAM Ltd

Mortgage companies frequently vary their requirements. The UK Finance Lenders’ Handbook requirements from NRAM Ltd are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, over time:

A Timeline of Policy Changes


Since 2008, NRAM Ltd has made 127 revisions or additions to sections of their version of the UK Finance Handbook.
That equates to a section change every 21.5 days. In total, 8% of the sections of P2 of the UK Finance Lenders’ Handbook for NRAM Ltd have been changed since 15/12/2008.

To find out more about lender panel compliance,
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FAQs : The NRAM Ltd Conveyancing Panel from members of the public

My financial adviser has informed me that I have to pay NRAM Ltd fees if I use my own solicitor. How good are the NRAM Ltd conveyancing panel solicitors? I'm happy to use any solicitor in the country TBH as long as they're good and reasonably priced. Are there any NRAM Ltd conveyancers you'd recommend?
NRAM Ltd’s conveyancing panel is pretty large so it would be advisable to check with the firms you are getting quotes from whether they are on it. You can search by postcode on the search tool on this site to find solicitors that NRAM Ltd will allow to act for them.
We are due to exchange on the purchase a house but as a result of damage from the recent storms I have agreed compensation from the seller of £3k approx by way of a reduction in the price. This was going to be dealt with as part of the conveyancing process but my mortgage company NRAM Ltd will not agree to this. Why was NRAM Ltd even consulted?
Your lawyer being on the NRAM Ltd conveyancing panel is duty bound to inform NRAM Ltd of any changes to the purchase price. If you were to refuse your lawyers to disclose the reduction to NRAM Ltd then they would have to discontinue acting for you and NRAM Ltd.
I am looking to buy a property and need a conveyancing solicitor in Birmingham who is on the NRAM Ltd conveyancing. Could you point me in the right direction as regards a conveyancing firm?
Our service is a directory service for firms who wish to be listed as being on the approved conveyancing panel for NRAM Ltd . We don’t recommend any particular firm.
I am in the process of refinancing my property does my lawyer have to be on the NRAM Ltd Solicitor panel?
In theory, you could use a solicitor that is not on NRAM Ltd conveyancing panel, but NRAM Ltd would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.
I had instructed online conveyancers based in Bristol who are on the NRAM Ltd solicitor panel. They are now charging me a separate fee of £195 for dealing with the NRAM Ltd mortgage. Is this a supplemental conveyancing fee specified by NRAM Ltd?
Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your solicitors can charge a fee for this. This fee is not set by NRAM Ltd but by your lawyers. Some firms on the NRAM Ltd will charge an ‘acting for lender’ fee but plenty of firms include it on their overall fee.
Last month we had a mortgage agreed in principle with NRAM Ltd. Solicitors have been appointed? How long does it take for NRAM Ltd to send the offer to our conveyancer
Some lenders take longer than others. Have NRAM Ltd done the valuation? Have you advised NRAM Ltd as your lawyers details and checked that your lawyer is on the NRAM Ltd conveyancing panel? It is not unusual for a mortgage offer to take a month to come through
I have paid off my mortgage with NRAM Ltd. I assume I don't need a solicitor on the NRAM Ltd panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your NRAM Ltd mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the NRAM Ltd mortgage from the register. NRAM Ltd,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage: but are not moving to another property where the NRAM Ltd has sent the Land Registry the discharge electronically, and the NRAM Ltd has instructed the Land Registry to do so The Land Registry will send you a letter confirming that your NRAM Ltd mortgage has been paid off.

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