Nationwide Building Society Conveyancing Lender Panel Compliance Tool

COMPLETIONmonitor is web-based pre- and post-completion checklist for residential conveyancing lawyers. Supported by the CML and PI insurers. COMPLETIONmonitor is a unique risk management tool.

This software assists the way you can demonstrate to lender panels that you are, and can stay fully compliant with their requirements, with automatic updates on Nationwide Building Society’s changes. Notwithstanding that using the software is not a condition for acceptance on the Nationwide Building Society panel, demonstrating you can stay up to date with Nationwide Building Society’s Handbook requirements is a helpful support to your application to their lender panel and, just as importantly, safeguard your firm’s panel standing.

The system creates real-time alerts, automatically produces SRA and CQS reports, and will increase your firm's efficiency. In addition it is user friendly, cost-effective and, for many firms, leads to a PII saving.

Find a Law Firm approved by Nationwide Building Society

Mortgage companies often vary their requirements. The UK Finance Lenders’ Handbook requirements from Nationwide Building Society are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, frequently:

A Timeline of Policy Changes


Since 2008, Nationwide Building Society has made 328 revisions or additions to sections of their version of the CML Handbook.
That equates to a section change every 8.3 days. In total, 45% of the sections of P2 of the UK Finance Lenders’ Handbook for Nationwide Building Society have been changed since 15/12/2008.

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Common questions asked concerning the Nationwide Building Society Solicitor Panel from members of the public

What is the rationale as to why all property lawyers aren't included on the Nationwide Building Society Conveyancing panel?
Even though it may seem unfair for Nationwide BS to restrict who can act for them from the public’s or solicitor’s point of view, the other side of the coin is that the lenders are becoming ever more anxious and feel the necessary need to protect them from mortgage fraud and other illegal activities. As a result of this concern Nationwide Building Society have restricted their panel of approved conveyancing lawyers to a size that they are happy to control. The Nationwide BS lawyer panel is not the most difficult to join
I am buying a newly constructed flat and my solicitor is informing me that she is duty bound to disclose incentives from the builder as her firm is on the Nationwide Building Society conveyancing panel. The Estate Agents are hassling me to exchange contracts and I dont want to prolong deal. is my lawyer taking the correct approach?
You should not exchange unless you have advised to do so by your lawyer. A precondition to being on the Nationwide Building Society approved panel is to comply with the CML Handbook requirements (last updated for this lender on Nationwide BS). The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
Your search tool is useful but there are many lawyers listed near Chelsea on the Nationwide Building Society conveyancing panel. It would be a lot more helpful if you could recommend a specific firm on the Nationwide BS approved panel?
We are not in the business of recommending one firm above another as the right firm for you depends on where your priorities lie. For example you may require a local firm with local knowledge or you might be looking for the low cost conveyancing. We recommend that you speak to 3 or 4 lawyers listed before you make your choice..
Please explain the implications if my lawyer’s firm is removed from the Nationwide BS Solicitor panel prior to completion?
First, this is a very rare occurrence. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have ti instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by the regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit for a fee.
How can we tell if a solicitor on the Nationwide Building Society panel is any good?
seeking recommendations is a good starting point. Before you go ahead check if they offer a no sale no fee offer. Also you often get what you pay for - a firm which quotes more will often provide a better service than one which is cheap as chips. We would always recommend that you speak with the solicitor conducting your conveyancing
I am selling my flat. I had a double glazing fitted in month 8 but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Nationwide BS are being a right pain. The solicitor who is on the Nationwide Building Society conveyancing panel is recommending indemnity insurance as a solution but Nationwide BS are insisting on a building regulation certificate. Why do Nationwide Building Society have a conveyancing panel of they don’t accept advice from them?
It is probably the case that Nationwide BS have referred the matter to their valuer. The reason why Nationwide Building Society may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing correctly and safely installed. It merely protects against enforcement action which is very unlikely anyway.
My ex -wife’s name is on the Nationwide BS mortgage of my property but not on the land registry. The apartment was transferred to me on our divorce many years ago by way of a sealed court order. Does my ex still have a say on the sale even though the land registry showing the property in my name alone? Will I be required to take her name of the Nationwide Building Society mortgage in order to sell?
In terms of the Nationwide BS mortgage, it is unusual that your ex-wife’s name remains on the mortgage but not on the title. It is conceivable that this is an oversight on the part of your conveyancers to ensure that her name was removed or even an administrative error on the part of Nationwide Building Society in failing to update their data. In any event, it should cause difficulty providing her name no longer appears on the Land Registry title and you have a court order ordering that the property is transferred to you.