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National Westminster Bank Conveyancing Lender Panel Compliance Tool

Looking for information about your firm's panel status?

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How can my firm apply to be on the National Westminster Bank Conveyancing Panel?
Check your firm’s panel Status
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How can my firm be reinstated onto the National Westminster Bank Conveyancing Panel?
Check your firm’s panel Status

COMPLETIONmonitor is an online pre- and post-completion checklist for residential conveyancing lawyers. It is supported by PI insurers. It is a unique risk management tool.

This system optimises the way you can demonstrate to lender panels that you are, and can remain fully compliant with their requirements, with automatic updates on National Westminster Bank’s changes. While using the tool is not a prerequisite for National Westminster Bank , demonstrating you can stay up to date with National Westminster Bank’s Handbook requirements is an excellent support to your panel application and, more importantly, safeguard your panel standing.

COMPLETIONmonitor generates real-time alerts, automatically produces COLP and CQS reports, and will improve your firm's efficiency. It is also user friendly, cost-effective and, for many firms, results in a PII saving.

Find a Law Firm approved by National Westminster Bank

Mortgage companies often vary their requirements. The UK Finance Lenders’ Handbook requirements from National Westminster Bank are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, over time:

A Timeline of Policy Changes


Since 2008, National Westminster Bank has made 737 revisions or additions to sections of their version of the UK Finance Handbook.
That equates to a section change every 3.7 days. In total, 67% of the sections of P2 of the UK Finance Lenders’ Handbook for National Westminster Bank have been changed since 15/12/2008.

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Frequently asked questions relating to the National Westminster Bank Solicitor Panel from members of the public

I appointed a firm of solicitors to carry out on my purchase 4 weeks ago having applied for a mortgage with National Westminster Bank. The law firm assured me that they are on National Westminster Bank conveyancing panel and provided me their panel number. National Westminster Bank then ,via my broker advised that their panel number was dormant and would need to be reactivated. What happens next? Do I instruct a different law firm currently on the conveyancing panel for National Westminster Bank?
You may be very frustrated with the lawyer but if it only go take a few more days they it may be worth waiting as, depending on how far progressed you are you may end up delaying the transaction by a number of weeks if you need to replace your solicitor You may wish to enlist the help of your broker to check with the National Westminster Bank as to how long they think it will take to get the firm to get back on the panel.
Expecting to complete my purchase next Monday. I have now been asked to send a copy of my building insurance schedule by my solicitor as as he informs me that he is duty bound to validate that it is in order for National Westminster Bank. What risks do National Westminster Bank expect the insurance to cover?
Any lawyer on the National Westminster Bank conveyancing panel would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in National Westminster Bank’s Part 2 requirements of the CML Handbook (last updated on National Westminster Bank). Being on the National Westminster Bank conveyancing panel your lawyer is expect to follow these requirements.
Is it necessary during the course of the conveyancing process to attend the offices of the National Westminster Bank conveyancing panel solicitor to sign the legal charge? If so, I will instruct a firm who offer conveyancing in Leeds so that I can attend their offices when needed.
Most conveyancing panel lawyers for National Westminster Bank undertake all of the work via the post, internet or over the phone. This means that they can undertake your Conveyancing Transaction no matter where you live in England or Wales. However you should check if you can still book an appointment to go into appointed conveyancing lawyer if you prefer.
The firm that I recently instructed on my purchase in Newcastle has suddenly shut down. I only went with them because I needed a lawyer on the National Westminster Bank conveyancing panel and my preferred lawyer was not. I gave them a cheque for £150 in advance. What are my options?
If you have an estate agent involved then let them know immediately so that they can let the sellers know that there may be a slight delay due to reasons beyond your control. Most sellers would be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You should appoint new lawyers that are on the National Westminster Bank conveyancing panel and notify the lender. If you have paid over any money it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new lawyers may be able to help
Two weeks ago we had a mortgage agreed in principle with National Westminster Bank. Solicitors have been chosen? What is the average time that one could expect to receive a mortgage offer from National Westminster Bank?
There is no definitive answer here. Have National Westminster Bank conducted the valuation? Have you advised National Westminster Bank as your lawyers details and checked that your lawyer is on the National Westminster Bank conveyancing panel? It is not unusual for a mortgage offer to take a month to come through
I am buying a property where the roof has a solar panel. National Westminster Bank have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that you are obtaining a mortgage with National Westminster Bank your lawyer must to check the National Westminster Bank conveyancing instructions contained in the Part of CML Handbook for National Westminster Bank . The CML Handbook contains minimum requirements for solar panel roof-space leases, and solicitors are required to report to National Westminster Bank where a lease does not meet these requirements. The requirements relate to the installation of panels on properties in England and Wales. Requirements for Scotland are due in the near future.
My husband and I are spending time looking at flats and now considering a potential offer. Should I already have a conveyancer appointed at this stage? I intend to finance via a home loan with National Westminster Bank
You should start obtaining conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on the the EA. As you are getting a mortgage with National Westminster Bank , make sure you remember to check that your lawyer is on the National Westminster Bank conveyancing panel.

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