National Westminster Bank Conveyancing Lender Panel Compliance Tool

COMPLETIONmonitor is an online pre- and post-completion checklist for property lawyers. Supported by the CML and PI insurers. COMPLETIONmonitor is a unique risk management tool.

This system assists the way you can demonstrate to lender panels that you are, and can stay fully compliant with their instructions, with notifications given on National Westminster Bank’s changes. Even though utilising the software is not a condition for acceptance on the National Westminster Bank panel, demonstrating you can stay up to date with National Westminster Bank’s Handbook requirements is a helpful support to your application to their lender panel and, just as importantly, safeguard your firm’s panel status.

The software generates real-time alerts, automatically produces regulatory and CQS reports, and will improve your firm's efficiency. It is also simply to use, cost-effective and, for some firms, results in reduced PII premiums.

Find a Law Firm approved by National Westminster Bank

Mortgage companies often vary their requirements. The UK Finance Lenders’ Handbook requirements from National Westminster Bank are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, frequently:

A Timeline of Policy Changes


Since 2008, National Westminster Bank has made 502 revisions or additions to sections of their version of the CML Handbook.
That equates to a section change every 5.4 days. In total, 63% of the sections of P2 of the UK Finance Lenders’ Handbook for National Westminster Bank have been changed since 15/12/2008.

To find out more about lender panel compliance,

Book a Personalised Demo

National Westminster Bank Solicitor Panel Sample Enquires to our Call Center from members of the public

I am hoping to receive a offer of a mortgage from National Westminster Bank. my intention is to employ the services of a Licensed Conveyancer. Does the National Westminster Bank Conveyancing panel allow for conveyancers regulated by the CLC
National Westminster Bank’s conveyancing panel is, like many other lenders represented by the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
Please assist. My lawyer is not to blame but, the conveyancing for my house purchase has been going on for months. The Local Authority Search from National Westminster Bank was dated random date and we have agreed a date for me to move into the property on 6 months + 3. My solicitor informs me that as she is on the National Westminster Bank conveyancing panel she needs to reorder the searches as they are no longer acceptable to the lender.
A precondition to being on the National Westminster Bank approved panel is to comply with the CML Handbook Part 2 obligations (last updated for this lender on National Westminster Bank)which states that a local authority search be not more than half a year old. You should nevertheless ask your lawyer to check whether something called ‘search validation’ indemnity insurance is acceptable to National Westminster Bank.
How do I search for a local solicitor on the National Westminster Bank conveyancing panel? I have a car and am prepared to travel up to 20 kilometers to meet the conveyancer.
You can use the find a conveyancing panel search on this page. Please choose the lender and your location and you will see a number of lawyer located nearest you. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the National Westminster Bank solicitor panel.
We're in Liverpool, First timers purchasing with a mortgage (lender is National Westminster Bank , but our solicitor is on the National Westminster Bank conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the National Westminster Bank conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
I was thinking of purchasing my friend’s property. Assuming we can agree a figure, what’s the best way to proceed? I hope to get a mortgage with National Westminster Bank. Is there anyway to cut out the solicitors to save us both money? My father said that years ago it was possible to take the documents into the local Land Registry office and they did the rest
If you are getting a mortgage with National Westminster Bank involved you will need to appoint a solicitor on the National Westminster Bank conveyancing panel. We would not encourage you to both use the same solicitors' firm. There are clear conflict of interest issues and it's not going to make a huge difference to the speed of the overall process. So as not to hold things us you should pass on your solicitors details to National Westminster Bank. Feel free to use our search tool to look for a licensed conveyancer or solicitor on the National Westminster Bank conveyancing panel.
We expect to receive a DIP from National Westminster Bank this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc).Do the National Westminster Bank recommend a solicitor on the National Westminster Bank conveyancing panel, or is it better to find our own lawyer
You will need to appoint solicitors independently although you'll need to choose one on the National Westminster Bank conveyancing panel. The solicitor represents both you and the National Westminster Bank through the process.
For 5 years I had a mortgage with National Westminster Bank. My father retired last week and wants to pay off the mortgage left on the property. After National Westminster Bank is paid, I want to transfer the property to my mother's name; How long does the process take? Do we need two separate solicitors on the National Westminster Bank conveyancing panel? I do not intend to live at the property once the National Westminster Bank mortgage is discharged.
You will need a solicitor but they need not be on the National Westminster Bank conveyancing panel. You will need a solicitor to draw up the transfer and to deal with the Land Registry formalities. The only thing you need to consider is that by selling at an undervalue so ask your lawyer about the implications. There could be an inheritance tax issue if you die within 7 years of this. There's no capital gains tax for you as it is your main residence.