National Westminster Bank Conveyancing Lender Panel Compliance Tool

Lexsure’s COMPLETIONmonitor is web-based pre- and post-completion checklist for property lawyers. Supported by the Council of Mortgage Lenders and PI insurers. COMPLETIONmonitor is a unique risk management tool.

This software is the only way you can prove to lender panels that you are, and can stay fully compliant with their requirements, with alerts on National Westminster Bank’s changes. Even though using the tool is not a condition for acceptance on the National Westminster Bank panel, demonstrating you can remain up to date with National Westminster Bank’s Handbook requirements is an excellent support to your panel application and, just as importantly, safeguard your firm’s panel status.

The software generates real-time alerts, automatically produces compliance and CQS reports, and will improve your firm's efficiency. It is also simply to use, cost-effective and, for many firms, results in a PII saving.

Find a Law Firm approved by National Westminster Bank

Mortgage companies often vary their requirements. The UK Finance Lenders’ Handbook requirements from National Westminster Bank are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, over time:

A Timeline of Policy Changes


Since 2008, National Westminster Bank has made 502 revisions or additions to sections of their version of the CML Handbook.
That equates to a section change every 5.4 days. In total, 63% of the sections of P2 of the UK Finance Lenders’ Handbook for National Westminster Bank have been changed since 15/12/2008.

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FAQs : The National Westminster Bank Conveyancing Panel from members of the public

My financial adviser has has requested my lawyer’ panel member for the National Westminster Bank conveyancing panel. What is the best way to obtain this. I have contacted my local National Westminster Bank branch but they have not responded to me.
the sensible thing to do is ask for this information from your solicitor. They should have a central record lender panel numbers including the National Westminster Bank panel reference.
Our god-son is buying a new build apartment with a home loan from National Westminster Bank. His solicitor has advised him of a delay in completing the ‘Disclosure of Incentive Form’. This document is news to me - what is it and who needs sight of it?
The document is intended to provide information to the main parties engaged in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the National Westminster Bank conveyancing panel as a standard part of the process, and to the surveyor when requested.

The Developer will be required to start the process by downloading the form and completing it.

The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the National Westminster Bank conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

I see that you have a search directory listing law firms on the National Westminster Bank conveyancing panel. Do firms pay you a referral fee if I instruct them for my own house purchase?
We are a listing service only for law firms wishing to communicate if they are on the National Westminster Bank conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint.
I was due to complete on my first house last Thursday. My solicitor is on the National Westminster Bank conveyancing panel but has moved offices in the past couple of months and had not advised National Westminster Bank of their new address. National Westminster Bank is now refusing to release my funds as the information from the solicitors isn't correct.
This is a rare situation indeed. Most lender Terms of Conveyancing Panel Appointment specifically oblige the solicitor to inform the lender of an address change. Your solicitor needs to treat this with the utmost urgency. Do speak with or register your concern with the senior partner (assuming he or she is not your direct lawyer). Most lenders would be reasonable in this situation and expedite the resolution of this issue. It may be prudent to enlist the help of your local National Westminster Bank branch or your mortgage broker to see if they can help.
Can you point me to a directory of National Westminster Bank panel solicitors on the Council of Mortgage Lender’s Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few lenders make their panel listings available online.
My fiance and I are in the throws of viewing flats and now considering a potential offer. Should I already have a conveyancer appointed at this stage? I intend to finance via a home loan with National Westminster Bank
It would be sensible to have your start your search soon rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on the the estate agent. As you are getting a mortgage with National Westminster Bank , make sure you remember to check that your lawyer is on the National Westminster Bank conveyancing panel.
I can not work out if my mortgage offer requires a lease extension . I have called National Westminster Bank on various occasions and was told they are content with the situation and they would lend. My solicitor - who is on the National Westminster Bank conveyancing panel- telephoned and was told not they would not lend in accordance with their CML Handbook minimum lease term requirements. I simply dont know who is right
Your lawyer has to follow the CML Handbook Part 2 requirements for National Westminster Bank. Unless your lawyer obtains specific confirmation in writing that National Westminster Bank will go ahead your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask National Westminster Bank to contact your lawyer in writing confirming that they will accept the remaining number of years left on the lease.