National Counties Building Society Conveyancing Lender Panel Compliance Tool

Lexsure’s COMPLETIONmonitor is web-based pre- and post-completion checklist for property lawyers. Supported by the Council of Mortgage Lenders and professional indemnity insures. It is a unique risk management tool.

This system optimises the way you can prove to lender panels that you are, and can stay fully compliant with their requirements, with automatic updates on National Counties Building Society’s changes. While using the tool is not a prerequisite for National Counties Building Society , demonstrating you can remain up to date with National Counties Building Society’s Handbook requirements is a helpful support to your application to their lender panel and, just as importantly, protect your firm’s panel status.

COMPLETIONmonitor generates real-time alerts, automatically produces regulatory and CQS reports, and will enhance your firm's efficiency. It is also user friendly, cost-effective and, for some firms, results in a PII saving.

Find a Law Firm approved by National Counties Building Society

Lenders often change their requirements. The UK Finance Lenders’ Handbook requirements from National Counties Building Society are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, over time:

A Timeline of Policy Changes


Since 2008, National Counties Building Society has made 138 revisions or additions to sections of their version of the CML Handbook.
That equates to a section change every 19.8 days. In total, 44% of the sections of P2 of the UK Finance Lenders’ Handbook for National Counties Building Society have been changed since 15/12/2008.

To find out more about lender panel compliance,

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Recent Changes Include

# Date Assoc. Changes Related To
5.14.9 15/04/2019 CML
Leasehold Conveyancing
Contact details at National Counties Building Society for conveyancing panel lawyers for matters relating to the lease.
6.14.1 30/11/2015 CML
Building Insurance
National Counties Building Society panel lawyers additional requirements concerning building insurance
5.5.1a 01/12/2014 CML
requirements in terms of time for planning consents
6.14.1 01/12/2014 CML
Building Insurance
National Counties Building Society panel lawyers additional requirements concerning building insurance
3.1.5 01/12/2014 CML
ID Documentation
National Counties Building Society approved lawyers requirements re ID Documentation: Further acceptable documents (if any)
10.3 15/09/2014 CML
Mortgage Advance and Certificate of Title
What are the standard deductions made by National Counties Building Society from the mortgage advance?
12.3.1 15/09/2014 CML
Instalment Mortgages
Do National Counties Building Society have a specific contact point for their conveyancing panel for release of retentions/mortgage advance instalments?
16.3.2 15/09/2014 CML
Transfer of Equity
National Counties Building Society details for requesting debt amount
16.5.3a 15/09/2014 CML
Deed of Variation
National Counties Building Society requirements for approved lawyers as to whether National Counties Building Society need to be sent a Deed of Variation
6.3.1 15/09/2014 CML
Purchase Price
Contact details at National Counties Building Society for approved lawyers to used where there are any issues relating to purchase price.

Last update 02/04/2020

National Counties Building Society Solicitor Panel Example Support Desk Enquires from members of the public

It has come to my attention via my broker that my the law firm I have appointed is not on the National Counties Building Society Solicitor panel. What can I do to check?
The best course of action for you to take is to contact your lawyer directly. It is reasonable to expect your lawyer to advise you of the situation. If they are not on the panel they could put your in touch with solicitors on the the approved National Counties Building Society solicitor panel.
My fiance and I changing mortgage lender for our apartment with National Counties Building Society. We have a son 19 who lives with us. The solicitor on the National Counties Building Society conveyancing panel requested us to identify any adults other than ourselves who reside at the property. Our lawyer has now e-mailed a document for our son to sign, giving up any rights in the event that the property is forfeited by the lender. I have two concerns (1) Is this document specific to the National Counties Building Society conveyancing panel as he did not need to sign this form when we bought 3 years ago (2) Does our son by signing this giving up his rights to inherit the property?
On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to National Counties Building Society .This is solely used to protect the National Counties Building Society if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave.

It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of National Counties Building Society had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

I require the services of a National Counties Building Society panel solicitor in Stirling. Can you assist?
It is not clear why you need a National Counties Building Society panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to National Counties Building Society to find out which solicitors in National Counties Building Society are on their panel. If you do find such a firm not listed please direct them to our site to list. After all the cost is only one £1 a month
We're in Wales, First timers purchasing with a mortgage (lender is National Counties Building Society , but our lawyer is on the National Counties Building Society conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the National Counties Building Society conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
We have a mortgage agreed in principle with National Counties Building Society. Solicitors have been instructed? How long does it take for National Counties Building Society to send the offer to our conveyancer
Some lenders take longer than others. Have National Counties Building Society done the survey? Have you advised National Counties Building Society as your lawyers details and checked that your lawyer is on the National Counties Building Society conveyancing panel? sometimes it can take as long as six weeks for a mortgage offer to be issued
We have agreed to purchase a house.One unusual aspect is that the roof has a solar panel. National Counties Building Society have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that your lender is National Counties Building Society your lawyer must to check the National Counties Building Society conveyancing instructions contained in the Part of CML Handbook for National Counties Building Society . The CML Handbook contains minimum requirements for solar panel roof-space leases, and solicitors are required to report to National Counties Building Society where a lease does not meet these requirements. The requirements relate to the installation of panels on properties in England and Wales. The CML are developing guidance for Northern Ireland and Scotland.
I have not been happy with the level or service received from my lawyer. Is there a National Counties Building Society conveyancing panel complaints department or do I complain directly to the law firm?
Complaining to National Counties Building Society about their conveyancing panel is unlikely to yield much of a response. All solicitors and conveyancer must have a complaints procedure. Usually one can find this information from the solicitor’s or conveyancer’s website or ask at their office. They must tell you about it if you ask.

The Legal Ombudsman will make sure that your complaint is properly dealt with by the solicitor. It can also advise you how to complain.

If a licensed conveyancer does not have a complaints procedure or will not tell you about it, contact the Council for Licensed Conveyancers (CLC), which will make sure that your complaint is properly dealt with by the conveyancer. Please see below for more information.