About Lexure Contact us

MPowered Mortgages Conveyancing Lender Panel Compliance Tool

Looking for information about your firm's panel status?

Card image cap
How can my firm apply to be on the MPowered Mortgages Conveyancing Panel?
Check your firm’s panel Status
Card image cap
How can my firm be reinstated onto the MPowered Mortgages Conveyancing Panel?
Check your firm’s panel Status

Lexsure’s COMPLETIONmonitor is web-based pre- and post-completion checklist for property lawyers. It is supported by professional indemnity insurers. COMPLETIONmonitor is a unique risk mitigation tool.

This system assists the way you can prove to lender panels that you are, and can stay fully compliant with their requirements, with automatic updates on MPowered Mortgages’s changes. Even though using the tool is not a condition for being on the MPowered Mortgages panel, demonstrating you can stay up to date with MPowered Mortgages’s Handbook requirements is a helpful support to your application to their lender panel and, just as importantly, protect your panel standing.

COMPLETIONmonitor creates real-time alerts, automatically produces COLP and CQS reports, and will improve your firm's efficiency. In addition it is user friendly, cost-effective and, for some firms, results in a PII saving.

Find a Law Firm approved by MPowered Mortgages

Lenders often change their requirements. The UK Finance Lenders’ Handbook requirements from MPowered Mortgages are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, frequently:

A Timeline of Policy Changes


Since 2008, MPowered Mortgages has made 266 revisions or additions to sections of their version of the UK Finance Handbook.
That equates to a section change every 10.3 days. In total, 59% of the sections of P2 of the UK Finance Lenders’ Handbook for MPowered Mortgages have been changed since 15/12/2008.

To find out more about lender panel compliance,
Book a Personalised Demo

Frequently asked questions relating to the MPowered Mortgages Solicitor Panel from members of the public

My property lawyer is not listed on the MPowered Mortgages Solicitor Panel. Can I still use my preferred solicitor even though they are not on the MPowered Mortgages list of approved lawyers?
You will need to have a conveyancer complete the legal work required when you take out a MPowered Mortgages mortgage to buy your property. They’ll carry out all the necessary legal checks on the property, make sure that you’re properly registered as the owner and ensure that all the necessary mortgage documentation is in place. You can instruct a conveyancing firm of your choice. However, if the firm selected is not a member of the MPowered Mortgages conveyancing panel additional costs will be incurred as separate legal representation will be required by MPowered Mortgages. Conveyancing panel applications can be submitted, so if your conveyancer has not previously applied for membership they can do so.
We are due to exchange on the purchase a house but as a result of damage from the recent storms I have agreed compensation from the seller of £3k approx by way of a reduction in the price. This was going to be dealt with as part of the conveyancing process but my mortgage company MPowered Mortgages will not agree to this. Why was MPowered Mortgages even consulted?
Your lawyer being on the MPowered Mortgages conveyancing panel is duty bound to inform MPowered Mortgages of any changes to the purchase price. If you were to refuse your lawyers to disclose the reduction to MPowered Mortgages then they would have to discontinue acting for you and MPowered Mortgages.
I have checked your search tool I can't find the lawyer I was hoping to instruct as being on the MPowered Mortgages conveyancing panel. My lawyer has said that they are on the MPowered Mortgages approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the MPowered Mortgages conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the MPowered Mortgages solicitor panel.
I am purchasing a garden flat and getting a mortgage with MPowered Mortgages. Can I do my own conveyancing?
Leaving aside the complexities and merits of DIY conveyancing you will have to appoint a solicitor on the MPowered Mortgages conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to made in you doing to conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on the MPowered Mortgages conveyancing panel in your location.
Do conveyancing lawyers on the MPowered Mortgages conveyancing panel work on a no sale no fee basis?
On the whole there are no requirements by lenders for their firms to operate on a no-sale-no-fee basis. There a small number of lenders who operate a very restricted conveyancing panel managed by a third party company (often termed in the industry as a ‘gatekeeper’). That third party may impose certain conditions such as non-sale-no fee on the panel firms. If you require this as a condition of your conveyancing then you should check with the conveyancing firm that this is part of their service
Last month we had a mortgage agreed in principle with MPowered Mortgages. Solicitors have been appointed? How long does it take for MPowered Mortgages to send the offer to our conveyancer
Some lenders take longer than others. Have MPowered Mortgages done the valuation? Have you advised MPowered Mortgages as your lawyers details and checked that your lawyer is on the MPowered Mortgages conveyancing panel? sometimes it can take as long as six weeks for a mortgage offer to be issued
I am selling my house. I had a double glazing fitted in month 2010 but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, MPowered Mortgages are being problematic. The solicitor who is on the MPowered Mortgages conveyancing panel is recommending indemnity insurance as a solution but MPowered Mortgages are insisting on a building regulation certificate. Why do MPowered Mortgages have a conveyancing panel of they don’t accept advice from them?
It is probably the case that MPowered Mortgages have referred the matter to their valuer. The reason why MPowered Mortgages may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing correctly and safely installed. It merely protects against enforcement action which is very unlikely anyway.

Copyright © Lexsure Limited, 2025

Privacy