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MPowered Mortgages Conveyancing Lender Panel Compliance Tool

Looking for information about your firm's panel status?

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How can my firm apply to be on the MPowered Mortgages Conveyancing Panel?
Check your firm’s panel Status
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How can my firm be reinstated onto the MPowered Mortgages Conveyancing Panel?
Check your firm’s panel Status

COMPLETIONmonitor is an online pre- and post-completion checklist for property lawyers. It is supported by PI insurers such as AmTrust. It is a unique risk mitigation tool.

This software facilitates the way you can demonstrate to lender panels that you are, and can remain fully compliant with their requirements, with notifications given on MPowered Mortgages’s changes. Even though using this technology is not a prerequisite for MPowered Mortgages , demonstrating you can remain up to date with MPowered Mortgages’s Handbook requirements is an excellent support to your application to their lender panel and, just as importantly, safeguard your firm’s panel standing.

The software creates real-time alerts, automatically produces SRA and CQS reports, and will improve your firm's efficiency. In addition it is simply to use, cost-effective and, for some firms, results in reduced PII premiums.

Find a Law Firm approved by MPowered Mortgages

Banks and building societies often vary their requirements. The UK Finance Lenders’ Handbook requirements from MPowered Mortgages are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, over time:

A Timeline of Policy Changes


Since 2008, MPowered Mortgages has made 266 revisions or additions to sections of their version of the UK Finance Handbook.
That equates to a section change every 10.3 days. In total, 59% of the sections of P2 of the UK Finance Lenders’ Handbook for MPowered Mortgages have been changed since 15/12/2008.

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FAQs : The MPowered Mortgages Conveyancing Panel from members of the public

Is the fact that my solicitor is not isted on the MPowered Mortgages Solicitor panel that there is a problem with the standard of her conveyancing?
It would not be wise to jump to that conclusion. There are all sorts of perfectly reasonable explanations. A recent report by the solicitors regulator indicated 76% of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) lack of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. If you are concerned you should simply call the firm and ask them why they are no longer on the approved list for MPowered Mortgages.
I am buying a brand new apartment and my conveyancer is telling me that she is duty bound to disclose incentives from the developer as her practice is on the MPowered Mortgages conveyancing panel. I am under pressure to sign contracts and I would rather not prolong deal. Is my lawyer right?
You should not exchange unless you have advised to do so by your lawyer. A precondition to being on the MPowered Mortgages approved panel is to comply with the CML Handbook requirements (last updated for this lender on MPowered Mortgages). The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
Whilst your website is a good idea there are many lawyers listed near Leeds on the MPowered Mortgages conveyancing panel. It would be a lot more helpful if you could recommend a specific firm on the conveyancing panel for MPowered Mortgages ?
We do not recommend specific firms as the right firm for you depends on where your priorities lie. For example you may require a local firm with local knowledge or you might be looking for the low cost conveyancing. We recommend that you speak to 3 or 4 lawyers listed before you make your choice..
I am thinking of mortgaging my property does my lawyer need to be on the MPowered Mortgages Solicitor panel?
There is nothing to stop you using your solicitor but MPowered Mortgages will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.
Do conveyancing solicitors on the MPowered Mortgages conveyancing panel work on a no move no charge basis?
There is generally no requirements by lenders for their firms to operate on a no-sale-no-fee basis. There a small number of lenders who operate a very restricted conveyancing panel managed by a third party company (often termed in the industry as a ‘gatekeeper’). That third party may impose certain conditions such as non-sale-no fee on the panel firms. If you require this as a condition of your conveyancing then you should check with the conveyancing firm that this is part of their package
I'm in the process of viewing apartments and now considering a potential offer. Should I already have a conveyancer appointed at this stage? I I am planning to take a home loan with MPowered Mortgages
It would be sensible to have your start your search soon rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on the the EA. As you are getting a mortgage with MPowered Mortgages , make sure you remember to check that your lawyer is on the MPowered Mortgages conveyancing panel.
I have a mortgage with MPowered Mortgages. My father has just retired and wants to pay off the mortgage left on the property. After MPowered Mortgages is paid, I want to transfer the property to my mother's name; How long does the process take? Do we need two separate solicitors on the MPowered Mortgages conveyancing panel? I do not intend to live at the property once the MPowered Mortgages mortgage is discharged.
You will need a solicitor but they need not be on the MPowered Mortgages conveyancing panel. You will need a solicitor to draw up the transfer and to deal with the Land Registry formalities. The only thing you need to consider is that by selling at an undervalue so ask your lawyer about the implications. There could be an inheritance tax issue if you die within 7 years of this. There's no capital gains tax for you as it is your main residence.

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