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ModaMortgages Conveyancing Lender Panel Compliance Tool

Looking for information about your firm's panel status?

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How can my firm apply to be on the ModaMortgages Conveyancing Panel?
Check your firm’s panel Status
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How can my firm be reinstated onto the ModaMortgages Conveyancing Panel?
Check your firm’s panel Status

Lexsure’s COMPLETIONmonitor is web-based pre- and post-completion checklist for property lawyers. It is supported by PI insurers such as AmTrust. It is a unique risk mitigation tool.

This system is the only way you can demonstrate to lender panels that you are, and can stay fully compliant with their requirements, with alerts on ModaMortgages’s changes. Notwithstanding that using this technology is not a condition for acceptance on the ModaMortgages panel, demonstrating you can stay up to date with ModaMortgages’s Handbook requirements is a helpful support to your application to their lender panel and, more importantly, safeguard your firm’s panel status.

COMPLETIONmonitor generates real-time alerts, automatically produces regulatory and CQS reports, and will improve your firm's efficiency. In addition it is user friendly, cost-effective and, for many firms, results in a PII saving.

Find a Law Firm approved by ModaMortgages

Banks and building societies frequently vary their requirements. The UK Finance Lenders’ Handbook requirements from ModaMortgages are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, over time:

A Timeline of Policy Changes


Since 2008, ModaMortgages has made 3 revisions or additions to sections of their version of the UK Finance Handbook.
That equates to a section change every 910.0 days. In total, 1% of the sections of P2 of the UK Finance Lenders’ Handbook for ModaMortgages have been changed since 15/12/2008.

To find out more about lender panel compliance,
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Common questions asked concerning the ModaMortgages Solicitor Panel from members of the public

I instructed a firm of solicitors to conveyancing on my purchase 5 weeks ago having applied for a mortgage with ModaMortgages. The firm confirmed to me that they are on ModaMortgages conveyancing panel and provided me their panel number. ModaMortgages then called me to say that their panel number was dormant and would need to be reactivated. What happens next? Do I instruct a different law firm listed on the approved panel for ModaMortgages?
You may be very frustrated with the lawyer but if it only go take a few more days they it may be worth waiting as, depending on how far progressed you are you may end up delaying the transaction by a number of weeks if you need to replace your solicitor You may wish to enlist the help of your broker to check with the ModaMortgages as to the time frame to get your lawyer reinstated on the panel once again.
I am buying a newly built flat and my solicitor is informing me that she is duty bound to reveal incentives from the seller as her firm is on the ModaMortgages conveyancing panel. I am nearing the developer’s deadline to exchange and my preference is not to prolong deal. Is my lawyer right?
You should not exchange unless you have advised to do so by your lawyer. A precondition to being on the ModaMortgages approved panel is to comply with the CML Handbook requirements (last updated for this lender on ModaMortgages). The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
Is it necessary during the course of the conveyancing process to visit the offices of the ModaMortgages conveyancing panel solicitor to execute the mortgage deed? If so, I will choose one who does conveyancing in London so that I can attend their offices if necessary.
Most conveyancing panel lawyers for ModaMortgages undertake all of the work via the post, internet or over the phone. This means that they can undertake your Conveyancing Transaction no matter where you live in England or Wales. However you should check if you can still book an appointment to go into appointed conveyancing lawyer if you prefer.
I am trying to get my ex-wife taken off the mortgage deeds. Can ModaMortgages really insist on which solicitor I can or can not retain?
You can use any solicitor you like but ModaMortgages then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the ModaMortgages solicitors panel
Can you point me to a directory of ModaMortgages panel solicitors on the Building Society Association’s Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few lenders make their panel listings available online.
I was thinking of purchasing my friend’s property. Once we agree a price, what’s the best way to move forward? I plan to obtain a mortgage with ModaMortgages. Is it possible to avoid using solicitors to save us both money? My father said that years ago it was possible to take the documents into the local Land Registry office and they did the rest
If you are getting a mortgage with ModaMortgages involved you will need to appoint a solicitor on the ModaMortgages conveyancing panel. We would not encourage you to both use the same solicitors' firm. There are clear conflict of interest issues and it's not going to make a huge difference to the speed of the overall process. So as not to hold things us you should pass on your solicitors details to ModaMortgages. Feel free to use our search tool to look for a licensed conveyancer or solicitor on the ModaMortgages conveyancing panel.
My existing mortgage is with ModaMortgages. My uncle has just retired and wants to pay off my mortgage. After ModaMortgages is paid, I want to transfer the property to my mother's name; How long will it roughly take? Do we need two separate solicitors on the ModaMortgages conveyancing panel? I do not intend to live at the property once the ModaMortgages mortgage is discharged.
Although you do need to retain the services of a lawyer they dont need to be on the ModaMortgages panel. You will need a solicitor to draw up the transfer and to deal with the Land Registry formalities. The only thing you need to consider is that by selling at an undervalue so ask your lawyer about the implications. There could be an inheritance tax issue if you die within 7 years of this. As the property is your main residence you need not pay CGT but you should speak with your accountants in any event.

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