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ModaMortgages Conveyancing Lender Panel Compliance Tool

Looking for information about your firm's panel status?

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How can my firm apply to be on the ModaMortgages Conveyancing Panel?
Check your firm’s panel Status
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How can my firm be reinstated onto the ModaMortgages Conveyancing Panel?
Check your firm’s panel Status

COMPLETIONmonitor is web-based pre- and post-completion checklist for property lawyers. It is supported by PI insurers such as AmTrust. It is a unique risk mitigation tool.

This software is the only way you can demonstrate to lender panels that you are, and can remain fully compliant with their instructions, with automatic updates on ModaMortgages’s changes. Notwithstanding that utilising COMPLETIONmonitor is not a condition for acceptance on the ModaMortgages panel, demonstrating you can stay up to date with ModaMortgages’s Handbook requirements is an excellent support to your panel application and, more importantly, safeguard your panel standing.

The software creates real-time alerts, automatically produces SRA and CQS reports, and will enhance your firm's efficiency. It is also user friendly, cost-effective and, for some firms, results in a PII saving.

Find a Law Firm approved by ModaMortgages

Banks and building societies often change their requirements. The UK Finance Lenders’ Handbook requirements from ModaMortgages are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, over time:

A Timeline of Policy Changes


Since 2008, ModaMortgages has made 2 revisions or additions to sections of their version of the UK Finance Handbook.
That equates to a section change every 1365.0 days. In total, 1% of the sections of P2 of the UK Finance Lenders’ Handbook for ModaMortgages have been changed since 15/12/2008.

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ModaMortgages Conveyancing Panel : Questions and Answers from members of the public

My financial adviser has asked me for my lawyer’ panel member for the ModaMortgages conveyancing panel. Can you suggest how I find this out. I have e-mailed my local ModaMortgages branch but they have not responded to me.
the sensible thing to do is ask for this information from your solicitor. A law firm is likely to keep a file or database of lender panel information which would include, if applicable their conveyancing panel details for ModaMortgages.
Please assist. My lawyer is not to blame but, the conveyancing for my house purchase has been going on for months. The Local Authority Search from ModaMortgages was date stamped random date and we have agreed a date for me to move into the property on 10 days inc Day of week eg. Mon. My solicitor has advised that as she is on the ModaMortgages conveyancing panel she needs to redo the searches as they are now out of date.
One of the many conditions to being on the ModaMortgages approved panel is to comply with the CML Handbook requirements (last updated for this lender on ModaMortgages)which states that a local authority search be not more than 6 months old. You should nevertheless ask your lawyer to check whether something called ‘search validation’ indemnity insurance is acceptable to ModaMortgages.
Do all the licensed conveyancers and solicitor practices listed on your directory have online case tracking as I understood that this was a condition of being on the ModaMortgages conveyancing panel?
The Council of Mortgage Lenders or BSA do not require online case tracking. Some law firms operate such technology and some don't.
We're in London, FTBs purchasing with a mortgage (lender is ModaMortgages , but our lawyer is on the ModaMortgages conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the ModaMortgages conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
I currently have a mortgage with with ModaMortgages. Conveyancing was finalised 12 months ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform ModaMortgages?
Your original mortgage agreement with ModaMortgages will provide that you need their approval prior to letting out your property as this is likely to be a breach of ModaMortgages’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact ModaMortgages directly. You need not do this via a ModaMortgages conveyancing panel firm.
I am due to exchange contracts on my flat. I had a double glazing fitted in month 6 but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, ModaMortgages are being difficult. The solicitor who is on the ModaMortgages conveyancing panel is recommending indemnity insurance as a solution but ModaMortgages are requiring a building regulation certificate. Why do ModaMortgages have a conveyancing panel of they don’t accept advice from them?
It is probably the case that ModaMortgages have referred the matter to their valuer. The reason why ModaMortgages may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing correctly and safely installed. It merely protects against enforcement action which is very unlikely anyway.
I was told three weeks ago that my mortgage has been agreed to by ModaMortgages. Is it usual for ModaMortgages to only issue the offer once my solicitor is approved on their conveyancing panel?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for ModaMortgages to deal with your lawyers application to be on the ModaMortgages conveyancing panel. There's no guarantee that your solicitors will be accepted.

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