Manchester Building Society Conveyancing Lender Panel Compliance Tool

Lexsure’s COMPLETIONmonitor is web-based pre- and post-completion checklist for property lawyers. Supported by the Council of Mortgage Lenders and professional indemnity insures. COMPLETIONmonitor is a unique risk mitigation tool.

This system facilitates the way you can demonstrate to lender panels that you are, and can remain fully compliant with their instructions, with notifications given on Manchester Building Society’s changes. While using this technology is not a prerequisite for Manchester Building Society , demonstrating you can stay up to date with Manchester Building Society’s Handbook requirements is an excellent support to your application to their lender panel and, more importantly, safeguard your panel standing.

The software generates real-time alerts, automatically produces SRA and CQS reports, and will increase your firm's efficiency. In addition it is simply to use, cost-effective and, for many firms, leads to a PII saving.

Find a Law Firm approved by Manchester Building Society

Banks and building societies often vary their requirements. The UK Finance Lenders’ Handbook requirements from Manchester Building Society are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, frequently:

A Timeline of Policy Changes


Since 2008, Manchester Building Society has made 43 revisions or additions to sections of their version of the CML Handbook.
That equates to a section change every 63.5 days. In total, 17% of the sections of P2 of the UK Finance Lenders’ Handbook for Manchester Building Society have been changed since 15/12/2008.

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Recent Changes Include

# Date Assoc. Changes Related To
3.1.4 01/12/2014 CML
details of the seller's solicitors or licensed conveyancers
3.1.6 01/12/2014 CML
verification of identity
10.3 25/01/2012 CML
Mortgage Advance and Certificate of Title
What are the standard deductions made by Manchester Building Society from the mortgage advance?
4.3 16/12/2010 CML
Mortage valuation
Contact details at Manchester Building Society for conveyancing panel lawyers where assumptions stated by the valuer are incorrect
1.11a 01/12/2010 CML
General Mortgage Instructions
Contact details at Manchester Building Society for conveyancing panel lawyers to obtain mortgage documentation
16.3.4 01/12/2010 CML
Transfer of Equity
Manchester Building Society requirements for conveyancing panel lawyers as to whether Manchester Building Society need to be sent the Transfer of Equity
3.1.4 01/12/2010 CML
details of the seller's solicitors or licensed conveyancers
5.1.1 01/12/2010 CML
Properties owned for less than 6 months
Contact details at Manchester Building Society for approved lawyers where there is a restriction on use.
5.5.1a 01/12/2010 CML
requirements in terms of time for planning consents
5.5.1b 01/12/2010 CML
conveyancing requirements in terms of time for building regulation consents

Last update 07/09/2019

Manchester Building Society Conveyancing Panel Example Support Desk Enquires from members of the public

It has come to my attention via my financial adviser that my the law firm I have appointed is not on the Manchester Building Society Conveyancing panel. What can I do to be certain that this is indeed the case?
The best course of action for you to take is to contact your conveyancer. You lawyer should advise you of the situation. If they are not on the panel they may recommend you to a firm that is on the the approved Manchester Building Society solicitor panel.
My conveyancer has identified an inconsistency when comparing the assumptions in Manchester Building Society’s home valuation survey and what is in the conveyancing documents. My solicitor informs me that as he is on the Manchester Building Society conveyancing panel he is duty bound to ensure that the bank is OK with this discrepancy and is still content to lend. Is my lawyer’s stance correct?
A precondition to being on the Manchester Building Society approved panel is to comply with the CML Handbook requirements (last updated for this lender on Manchester Building Society) which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
I note that you have a search directory listing law firms on the Manchester Building Society conveyancing panel. Do firms pay you a referral fee if I instruct them for my own house purchase?
We are a listing service only for law firms wishing to communicate if they are on the Manchester Building Society conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint.
I am purchasing a terraced house and getting a mortgage with Manchester Building Society. How practical is it for me to do the conveyancing?
Leaving aside the complexities and merits of DIY conveyancing you will have to appoint a solicitor on the Manchester Building Society conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to made in you doing to conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on the Manchester Building Society conveyancing panel in your location.
My ex -wife’s name is on the Manchester Building Society mortgage of my property but not on the land registry. The apartment was transferred to me on our divorce many years ago by way of a sealed court order. Does my ex still have a say on the sale even though the land registry showing the property in my name alone? Will I be required to take her name of the Manchester Building Society mortgage in order to sell?
In terms of the Manchester Building Society mortgage, it is unusual that your ex-wife’s name remains on the mortgage but not on the title. It is conceivable that this is an oversight on the part of your conveyancers to ensure that her name was removed or even an administrative error on the part of Manchester Building Society in failing to update their data. In any event, it should cause difficulty providing her name no longer appears on the Land Registry title and you have a court order ordering that the property is transferred to you.
My offer on house has been accepted, but there is a chain. The vendors have offered on somewhere, but not been accepted yet, and have viewings of other properties in the pipeline. My conveyancing solicitor has been instructed. What do I do now? At what point should I appy for the mortgage with Manchester Building Society?
It is usual to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is approx £1k, then survey/valuation, conveyancing search costs, etc). First you should check that your solicitor is on the Manchester Building Society conveyancing panel. As to the next stages this very much depends on the circumstances of your case, desire for this property and on the state of the market. In a hot mortgage some buyers would pally for the mortgage with Manchester Building Society and pay for the valuation and only if it comes back ok would they pay their solicitor to press on with searches.
We are are buying a garden flat in Hendon. Conveyancing solicitors in Hendon need to beretained. My friendsuggested that we check that the conveyancing practitioner in Hendon is on the Manchester Building Society list of approved conveyancing firms. Aren't all lawyers on the Manchester Building Society panel?
Far from all Hendon conveyancing practices are on the Manchester Building Society conveyancing panel. 8 people a month use our search tool to locate a Hendon conveyancing lawyer on the on the Manchester Building Society approved list of lawyers.