Manchester Building Society Conveyancing Panel Example Support Desk Enquires from members of the public
Much to my surprise I have been told by my financial adviser that my property lawyer is not on the Manchester Building Society Conveyancing panel. How can I be certain that this is indeed the case?
The first thing you need to do is to contact your conveyancer. You lawyer should advise you of the situation. If they are not on the panel they could put your in touch with solicitors on the conveyancing panel for Manchester Building Society.
My conveyancer is asking me for personal identification documents asserting that this is part of his obligations as a conveyancer on the Manchester Building Society Solicitor panel. Is this right?
Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with before they can accept their conveyancing business. The Terms and Conditions that you need to sign will no doubt confirm this. Your lawyer is right that Manchester Building Society also require certain documents to be viewed. If a you refuse to provide ID verification documents, your conveyancer would not be able to accept instructions from you. Your lawyer also has obligations to obtain certain documents in accordance with Manchester Building Society CML Handbook requirements last updated on Manchester Building Society
I am buying a property and require a conveyancing solicitor in Manchester who is on the Manchester Building Society conveyancing. Could you point me in the right direction as regards a firm?
Our service is a directory service for firms who wish to be listed as being on the approved conveyancing panel for Manchester Building Society . We don’t recommend any particular firm.
My grandfather passed away last year and as sole heir and executor was left the house. The house had a relatively small loan left on it of around £4500. I want to have the title changed into my name whilst I re-mortgage to Manchester Building Society , pay off the mortgage etc. Is this allowed?
If you intend to re-mortgage then Manchester Building Society will insist on your using a conveyancer on the Manchester Building Society conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Manchester Building Society conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Manchester Building Society mortgage is registered as a charge at the Land Registry.
We are getting a further advance on our mortgage from Manchester Building Society as we wish to carry out alterations or improvements our home. Do we need to appoint a solicitor on the Manchester Building Society conveyancing panel to deal with the legals?
Manchester Building Society would not normally instruct firms on their conveyancing panel to deal with such a matter. If they did require any legal work then you would need to ensure that such a lawyer was on the Manchester Building Society panel
We expect to receive a DIP from Manchester Building Society this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc).Do the Manchester Building Society recommend a solicitor on the Manchester Building Society conveyancing panel, or is it better to go independently
You will need to appoint solicitors independently although you'll need to choose one on the Manchester Building Society conveyancing panel. The solicitor represents both you and the Manchester Building Society through the process.
After shopping around on the internet I have found a solicitor having checked that they are on the Manchester Building Society conveyancing panel. Does my lawyer arrange the survey of the property?
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Having read lots of mortgage guides,I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my solicitor - who is on the Manchester Building Society conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Manchester Building Society will need an independent valuation of the property. Your lawyer will not arrange this. Usually Manchester Building Society will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey.
You may wish to consider appointing your own surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
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Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by postcode. As you are getting a mortgage with Manchester Building Society you could contact your them to see if they have a list of approved surveyors.