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Lloyds TSB Scotland Conveyancing Lender Panel Compliance Tool

Looking for information about your firm's panel status?

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How can my firm apply to be on the Lloyds TSB Scotland Conveyancing Panel?
Check your firm’s panel Status
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How can my firm be reinstated onto the Lloyds TSB Scotland Conveyancing Panel?
Check your firm’s panel Status

Lexsure’s COMPLETIONmonitor is web-based pre- and post-completion checklist for residential conveyancing lawyers. It is supported by professional indemnity insurers. COMPLETIONmonitor is a unique risk mitigation tool.

This system assists the way you can prove to lender panels that you are, and can remain fully compliant with their instructions, with alerts on Lloyds TSB Scotland’s changes. Even though using the software is not a condition for acceptance on the Lloyds TSB Scotland panel, demonstrating you can stay up to date with Lloyds TSB Scotland’s Handbook requirements is a helpful support to your application to their lender panel and, more importantly, safeguard your panel status.

The software generates real-time alerts, automatically produces COLP and CQS reports, and will increase your firm's efficiency. It is also simply to use, cost-effective and, for some firms, leads to reduced PII premiums.

Find a Law Firm approved by Lloyds TSB Scotland

Mortgage companies frequently change their requirements. The BSA instructions from Lloyds TSB Scotland are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, frequently:

A Timeline of Policy Changes


Since 2010, Lloyds TSB Scotland has made 341 revisions or additions to sections of their version of the BSA Requirements.
That equates to a section change every 8.0 days. In total, 45% of the sections of the BSA Requirements for Lloyds TSB Scotland have been changed since 26/1/2010.

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Lloyds TSB Scotland Solicitor Panel Sample Enquires to our Call Center from members of the public

Is the fact that my solicitor is not on the Lloyds TSB Scotland Conveyancing panel that there is a problem with the standard of the firm’s work?
It would not be wise to jump to that conclusion. There are all sorts of perfectly reasonable explanations. A recent report by the solicitors regulator indicated 76% of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) lack of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. If you are concerned you should simply call the firm and ask them why they are no longer on the approved list for Lloyds TSB Scotland.
I am due to move into my new home next Monday. I have now been asked to send a copy of my building insurance schedule by my solicitor as he says that he has to check this in has capacity as lawyer for Lloyds TSB Scotland. What risks do Lloyds TSB Scotland expect the insurance to cover?
Any lawyer on the Lloyds TSB Scotland conveyancing panel would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in Lloyds TSB Scotland’s Part 2 requirements of the CML Handbook (last updated on Lloyds TSB Scotland). Being on the Lloyds TSB Scotland conveyancing panel your lawyer is expect to follow these instructions.
Do I have to have a meeting at the offices of the Lloyds TSB Scotland conveyancing panel solicitor to execute the legal charge? If so, I will appoint a lawyer who conducts conveyancing in Leeds so that I can pop in to their offices if necessary.
As opposed to twenty years ago, most lenders no longer require their conveyancing panel solicitor to witness the borrowers signature. You will still be obliged to provide ID Documents and there are still distinct advantages to using a local solicitor, in your case a conveyancing solicitor in Leeds .
I am considering applying for a Lloyds TSB Scotland mortgage for purchase of a new build (under development) with 60% loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for Lloyds TSB Scotland?
In theory, you could use a solicitor that is not on Lloyds TSB Scotland conveyancing panel, but Lloyds TSB Scotland would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.
Do most lenders operate their own panel of solicitors?
Many lenders do operate a restricted conveyancing panel but a lot of lenders allow any solicitors to join their panel so long as they meet their criteria. Each lender sets their own criteria. For example the Lloyds TSB Scotland conveyancing panel requirements are different to Lloyds TSB Scotland’s conveyancing panel criteria.
I was thinking of purchasing my friend’s property. Assuming we can agree a figure, what’s the best way to proceed? I hope to get a mortgage with Lloyds TSB Scotland. Is it possible to avoid using solicitors to save us both money? My dad reckons back in the day he did a lot of it himself, just went into the land registry office and providing them with the info they needed himself
If you are getting a mortgage with Lloyds TSB Scotland involved you will need to appoint a solicitor on the Lloyds TSB Scotland conveyancing panel. We would not encourage you to both use the same solicitors' firm. There are clear conflict of interest issues and it's not going to make a huge difference to the speed of the overall process. So as not to hold things us you should pass on your solicitors details to Lloyds TSB Scotland. Feel free to use our search tool to look for a licensed conveyancer or solicitor on the Lloyds TSB Scotland conveyancing panel.
My ex -wife’s name is on the Lloyds TSB Scotland mortgage of my property but not on the land registry. The apartment was transferred to me on our divorce many years ago by way of a sealed court order. Does my ex still have a say on the sale even though the land registry showing the property in my name alone? Will I be required to take her name of the Lloyds TSB Scotland mortgage in order to sell?
As regards the Lloyds TSB Scotland mortgage, it is unusual that your ex-wife’s name remains on the mortgage but not on the title. It is conceivable that this is an oversight on the part of your conveyancers to ensure that her name was removed or even an administrative error on the part of Lloyds TSB Scotland in failing to update their data. In any event, it should cause difficulty providing her name no longer appears on the Land Registry title and you have a court order ordering that the property is transferred to you.

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