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Lloyds TSB Scotland Conveyancing Lender Panel Compliance Tool

Looking for information about your firm's panel status?

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How can my firm apply to be on the Lloyds TSB Scotland Conveyancing Panel?
Check your firm’s panel Status
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How can my firm be reinstated onto the Lloyds TSB Scotland Conveyancing Panel?
Check your firm’s panel Status

COMPLETIONmonitor is an online pre- and post-completion checklist for residential conveyancing lawyers. It is supported by PI insurers. It is a unique risk mitigation tool.

This system is the only way you can prove to lender panels that you are, and can stay fully compliant with their requirements, with alerts on Lloyds TSB Scotland’s changes. Notwithstanding that utilising the software is not a prerequisite for Lloyds TSB Scotland , demonstrating you can remain up to date with Lloyds TSB Scotland’s Handbook requirements is a helpful support to your panel application and, more importantly, safeguard your firm’s panel standing.

The software creates real-time alerts, automatically produces COLP and CQS reports, and will improve your firm's efficiency. It is also user friendly, cost-effective and, for some firms, leads to reduced PII premiums.

Find a Law Firm approved by Lloyds TSB Scotland

Lenders often change their requirements. The UK Finance Lenders’ Handbook requirements from Lloyds TSB Scotland are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, frequently:

A Timeline of Policy Changes


Since 2008, Lloyds TSB Scotland has made 341 revisions or additions to sections of their version of the UK Finance Handbook.
That equates to a section change every 8.0 days. In total, 45% of the sections of P2 of the UK Finance Lenders’ Handbook for Lloyds TSB Scotland have been changed since 15/12/2008.

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Lloyds TSB Scotland Solicitor Panel Recently Asked Questions from members of the public

I would like to know the reason why all solicitors aren't included on the Lloyds TSB Scotland Conveyancing panel?
As unjust as it may seem for Lloyds TSB Scotland to restrict who can act for them from the public’s or solicitor’s point of view, the other side of the coin is that the lenders are becoming ever more anxious and feel the necessary need to protect them from mortgage fraud and other illegal activities. As a result of this concern Lloyds TSB Scotland are limiting their conveyancing panel to a size that they are happy to control. The Lloyds TSB Scotland conveyancing panel is not the most exclusive of all lenders
Our conveyancer has discovered a problem with the lease for the apartment we are purchasing. The seller’s lawyers have put forward title insurance as a workaround. We are happy with insurance and will cover the costs. Our solicitor has advised that as he is on the Lloyds TSB Scotland conveyancing panel he must ensure that the lender is happy with this solution. Are we the client or is Lloyds TSB Scotland?
Just because you have a mortgage offer from Lloyds TSB Scotland does not mean to say that the property will be meet their requirements for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the CML Handbook Requirements. You and Lloyds TSB Scotland are the client. These conveyancing instructions must be adhered to by the Lloyds TSB Scotland conveyancing panel who has to balance acting for you and Lloyds TSB Scotland
Are the lawyers identified as being on the Lloyds TSB Scotland conveyancing panel, together with their details provided by Lloyds TSB Scotland?
The firms themselves provide us confirmation that they are on the Lloyds TSB Scotland conveyancing panel as opposed to being supplied with a list from Lloyds TSB Scotland directly.
My aunt passed away last year and as sole heir and executor was left the property. The house had a relatively small loan remaining of approximately £4500. I want to have the title changed into my name whilst I re-mortgage to Lloyds TSB Scotland , pay off the mortgage etc. Is this allowed?
If you intend to re-mortgage then Lloyds TSB Scotland will insist on your using a conveyancer on the Lloyds TSB Scotland conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Lloyds TSB Scotland conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Lloyds TSB Scotland mortgage is registered as a charge at the Land Registry.
We were going to get a DIP from Lloyds TSB Scotland this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc).Do the Lloyds TSB Scotland recommend a solicitor on the Lloyds TSB Scotland conveyancing panel, or is it better to go independently
You will need to appoint solicitors independently although you'll need to choose one on the Lloyds TSB Scotland conveyancing panel. The solicitor represents both you and the Lloyds TSB Scotland through the process.
The for formalities of my purchase has taken place with a mortgage from Lloyds TSB Scotland. Conveyancing was a necessary evil but I would like to complain about Lloyds TSB Scotland. How do I make a complaint?
All banks and building societies have complaints procedures. Your first point of contact should be one of the Lloyds TSB Scotland branches or the Customer Services Department at Lloyds TSB Scotland head office. We understand that complaints to Lloyds TSB Scotland are sorted out very quickly. If you feel that the matter is not resolved you can write to the Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
Lloyds TSB Scotland have agreed my mortgage in principle, my offer on house has been accepted, now what?
The estate agent will want to know who your solicitors are (make sure these solicitors are on the lenders panel). Call up Lloyds TSB Scotland or your broker and complete any relevant paperwork. Lloyds TSB Scotland will tell you what documents they want. Lloyds TSB Scotland will instruct a valuer. The valuer will get in touch with the estate agent or seller to book an appointment. Once conducted (assuming no problems) it takes about week to get a mortgage offer. Lloyds TSB Scotland will issue the offer to you and your lawyer. The transaction will then take it’s course according the nature and complexity of the conveyancing.

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