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Lloyds TSB Scotland Conveyancing Lender Panel Compliance Tool

Looking for information about your firm's panel status?

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How can my firm apply to be on the Lloyds TSB Scotland Conveyancing Panel?
Check your firm’s panel Status
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How can my firm be reinstated onto the Lloyds TSB Scotland Conveyancing Panel?
Check your firm’s panel Status

COMPLETIONmonitor is an online pre- and post-completion checklist for property lawyers. It is supported by PI insurers. It is a unique risk management tool.

This system optimises the way you can demonstrate to lender panels that you are, and can remain fully compliant with their instructions, with notifications given on Lloyds TSB Scotland’s changes. While utilising COMPLETIONmonitor is not a prerequisite for Lloyds TSB Scotland , demonstrating you can stay up to date with Lloyds TSB Scotland’s Handbook requirements is a helpful support to your panel application and, more importantly, protect your firm’s panel status.

COMPLETIONmonitor generates real-time alerts, automatically produces COLP and CQS reports, and will improve your firm's efficiency. In addition it is simply to use, cost-effective and, for some firms, leads to reduced PII premiums.

Find a Law Firm approved by Lloyds TSB Scotland

Lenders often vary their requirements. The UK Finance Lenders’ Handbook requirements from Lloyds TSB Scotland are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, over time:

A Timeline of Policy Changes


Since 2008, Lloyds TSB Scotland has made 341 revisions or additions to sections of their version of the UK Finance Handbook.
That equates to a section change every 8.0 days. In total, 45% of the sections of P2 of the UK Finance Lenders’ Handbook for Lloyds TSB Scotland have been changed since 15/12/2008.

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Q and A’s regarding the Lloyds TSB Scotland Conveyancing Panel from members of the public

I am hoping to receive a mortgage with Lloyds TSB Scotland. I hope to enlist the help of a Licensed Conveyancer. Does the Lloyds TSB Scotland Solicitor panel include Licensed Conveyancers
Lloyds TSB Scotland’s conveyancing panel is, like many other lenders represented by the CML or BSA, open to Licensed Conveyancers regulated by the CLC.
My fiance and I are refinancing our apartment with Lloyds TSB Scotland. We have a son 19 who lives with us. The solicitor on the Lloyds TSB Scotland conveyancing panel requested us to identify anyone over the age of 17 other than ourselves who reside at the property. Our lawyer has now e-mailed a document for our son to sign, waiving any legal rights in the event that the apartment is forfeited by the lender. I have two questions (1) Is this document specific to the Lloyds TSB Scotland conveyancing panel as he did not need to sign this form when we remortgaged 5 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?
On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Lloyds TSB Scotland .This is solely used to protect the Lloyds TSB Scotland if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave.

It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Lloyds TSB Scotland had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

I have checked your search tool I can't find the lawyer I was hoping to instruct as being on the Lloyds TSB Scotland conveyancing panel. My lawyer has said that they are on the Lloyds TSB Scotland approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the Lloyds TSB Scotland conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the Lloyds TSB Scotland solicitor panel.
I would like to get my ex-wife removed the mortgage deeds. Can Lloyds TSB Scotland really insist on which solicitor I can or can not instruct?
You can use any solicitor you like but Lloyds TSB Scotland then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the Lloyds TSB Scotland solicitors panel
When it comes to lenders such as Lloyds TSB Scotland do solicitors have to be pay a fee to be on the conveyancing panel?
We are not aware of any lender fees to be on their panel although some do charge an administration charge to deal with the processing of the conveyancing panel application.
I can not work out if my mortgage offer requires a lease extension . I have called into my local branch Lloyds TSB Scotland on various occasions and told it wasn't a problem and they would lend. My solicitor - who is on the Lloyds TSB Scotland conveyancing panel- telephoned and was told not they would not lend in accordance with their CML Handbook minimum lease term requirements. I simply dont know who is right
Your lawyer has to follow the CML Handbook Part 2 requirements for Lloyds TSB Scotland. Unless your lawyer obtains specific confirmation in writing that Lloyds TSB Scotland will go ahead your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask Lloyds TSB Scotland to contact your lawyer in writing confirming that they will accept the remaining number of years left on the lease.
At last I have had an offer on an apartment accepted, but there is a chain. The vendors have offered on somewhere, but not been accepted yet, and have viewings of other properties in the pipeline. My conveyancing solicitor has been instructed. What do I do now? At what point should I appy for the mortgage with Lloyds TSB Scotland?
It is usual to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is approx £1k, then survey/valuation, conveyancing search costs, etc). First you should check that your solicitor is on the Lloyds TSB Scotland conveyancing panel. As to the next stages this very much depends on the circumstances of your case, desire for this property and on the state of the market. In a hot mortgage some buyers would pally for the mortgage with Lloyds TSB Scotland and pay for the valuation and only if it comes back ok would they pay their solicitor to press on with searches.

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