Lloyds TSB Scotland Conveyancing Lender Panel Compliance Tool

COMPLETIONmonitor is web-based pre- and post-completion checklist for property lawyers. Supported by the CML and PI insurers such as AmTrust. COMPLETIONmonitor is a unique risk management tool.

This software facilitates the way you can demonstrate to lender panels that you are, and can remain fully compliant with their requirements, with automatic updates on Lloyds TSB Scotland’s changes. Notwithstanding that utilising COMPLETIONmonitor is not a prerequisite for Lloyds TSB Scotland , demonstrating you can stay up to date with Lloyds TSB Scotland’s Handbook requirements is an excellent support to your application to their lender panel and, just as importantly, protect your panel standing.

The system generates real-time alerts, automatically produces regulatory and CQS reports, and will increase your firm's efficiency. In addition it is user friendly, cost-effective and, for many firms, leads to reduced PII premiums.

Find a Law Firm approved by Lloyds TSB Scotland

Mortgage companies often change their requirements. The UK Finance Lenders’ Handbook requirements from Lloyds TSB Scotland are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, over time:

A Timeline of Policy Changes


Since 2008, Lloyds TSB Scotland has made 308 revisions or additions to sections of their version of the CML Handbook.
That equates to a section change every 8.9 days. In total, 43% of the sections of P2 of the UK Finance Lenders’ Handbook for Lloyds TSB Scotland have been changed since 15/12/2008.

To find out more about lender panel compliance,

Book a Personalised Demo

Recent Changes Include

# Date Assoc. Changes Related To
6.7.1 21/06/2019 CML
New Build Conveyancing
Lloyds TSB Scotland plc approved conveyancer requirements for New Build Conveyancing : Home Warranty Schemes
1.11a 05/06/2018 CML
General Mortgage Instructions
Contact details at Lloyds TSB Scotland plc for conveyancing panel lawyers to obtain mortgage documentation
16.1.1 05/06/2018 CML
Title Documents
Lloyds TSB Scotland plc details for requesting Title Documentation
6.7.1 10/07/2017 CML
New Build Conveyancing
Lloyds TSB Scotland plc approved conveyancer requirements for New Build Conveyancing : Home Warranty Schemes
6.7.1 19/05/2017 CML
New Build Conveyancing
Lloyds TSB Scotland plc panel conveyancer requirements for New Build Conveyancing : Home Warranty Schemes
6.7.1 21/11/2016 CML
New Build Conveyancing
Lloyds TSB Scotland plc approved conveyancer requirements for New Build Conveyancing : Home Warranty Schemes
5.8.1 11/04/2016 CML
Freehold and leasehold owner of multiple flats
Lloyds TSB Scotland plc panel lawyers clarification as to whether they accept security which comprises a building converted into not more than four flats where the borrower occupies one of those flats and the borrower or another flat owner also owns the freehold of the building and the other flats are subject to long leases?
6.14.1 30/11/2015 CML
Building Insurance
Lloyds TSB Scotland plc approved lawyers additional requirements concerning building insurance
3.1.4 01/12/2014 CML
details of the seller's solicitors or licensed conveyancers
5.5.1b 01/12/2014 CML
conveyancing requirements in terms of time for building regulation consents

Last update 14/09/2019

Common questions asked concerning the Lloyds TSB Scotland Solicitor Panel from members of the public

I have been advised by my broker that I have to pay Lloyds TSB Scotland fees if I use my own solicitor. How efficient are the Lloyds TSB Scotland conveyancing panel solicitors? I dont care which law firm I use provided that they are good and reasonably priced. Would you recommend a specific law firm on the Lloyds TSB Scotland panel?
Lloyds TSB Scotland’s conveyancing panel is substantial so it would be advisable to check with the firms you are getting quotes from whether they are on it. You can search by postcode on the search tool on this site to find solicitors that Lloyds TSB Scotland will allow to act for them.
Please help. My conveyancer is advising me that he is legally obliged to conduct a Local Authority search as the firm are on the Lloyds TSB Scotland solicitor panel. The searches cost a lot of money. Can this be avoided?
Unfortunately both you and your lawyer have little choice here. As you are taking a mortgage with Lloyds TSB Scotland your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of Lloyds TSB Scotland’s conveyancing panel appointment which obliges them to follow the CML Handbook requirements last updated Lloyds TSB Scotland. even if you were a cash buyer you would be ill advised not to carry out a local authority search.
Your search tool is useful but there are many lawyers listed near London on the Lloyds TSB Scotland conveyancing panel. It would be a lot more helpful if you could recommend a specific firm on the Lloyds TSB Scotland approved panel?
We do not recommend specific firms as the right firm for you depends on where your priorities lie. For example you may require a local firm with local knowledge or you might be looking for the low cost conveyancing. Before you appoint your lawyer we advise you to speak to two or three of the firms listed to gain comfort as to which one is right for you..
We're in Wales, First timers buying with a mortgage (lender is Lloyds TSB Scotland , but our lawyer is on the Lloyds TSB Scotland conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Lloyds TSB Scotland conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
We have agreed to purchase a house.One unusual aspect is that the roof has a solar panel. Lloyds TSB Scotland have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that your lender is Lloyds TSB Scotland your lawyer must to check the Lloyds TSB Scotland conveyancing instructions contained in the Part of CML Handbook for Lloyds TSB Scotland . The CML Handbook contains minimum requirements for solar panel roof-space leases, and solicitors are required to report to Lloyds TSB Scotland where a lease does not meet these requirements. The requirements relate to the installation of panels on properties in England and Wales. Requirements for Scotland are due in the near future.
The for formalities of my purchase has taken place with a loan from Lloyds TSB Scotland. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about Lloyds TSB Scotland. Who do I contact should I wish to lodge a complaint?
Most lenders have complaints procedures. Your first point of contact should be one of the Lloyds TSB Scotland branches or the Customer Care Department at Lloyds TSB Scotland head office. We understand that complaints to Lloyds TSB Scotland are sorted out very quickly. However if you are not satisfied that the matter is resolved you can write to the Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
Lloyds TSB Scotland have agreed my mortgage in principle, my offer on house has been accepted, now what?
The estate agent will want to know who your solicitors are (make sure these solicitors are on the lenders panel). Call up Lloyds TSB Scotland or your broker and complete any relevant paperwork. Lloyds TSB Scotland will tell you what documents they want. Lloyds TSB Scotland will instruct a valuer. The valuer will get in touch with the estate agent or seller to book an appointment. Once conducted (assuming no problems) it takes about week to get a mortgage offer. Lloyds TSB Scotland will issue the offer to you and your lawyer. The transaction will then take it’s course according the nature and complexity of the conveyancing.