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Kent Reliance Conveyancing Lender Panel Compliance Tool

Looking for information about your firm's panel status?

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How can my firm apply to be on the Kent Reliance Conveyancing Panel?
Check your firm’s panel Status
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How can my firm be reinstated onto the Kent Reliance Conveyancing Panel?
Check your firm’s panel Status

Lexsure’s COMPLETIONmonitor is web-based pre- and post-completion checklist for property lawyers. It is supported by PI insurers such as AmTrust. COMPLETIONmonitor is a unique risk management tool.

This system facilitates the way you can prove to lender panels that you are, and can remain fully compliant with their instructions, with automatic updates on Kent Reliance’s changes. While utilising the software is not a condition for acceptance on the Kent Reliance panel, demonstrating you can stay up to date with Kent Reliance’s Handbook requirements is a helpful support to your application to their lender panel and, just as importantly, protect your firm’s panel standing.

The system creates real-time alerts, automatically produces compliance and CQS reports, and will enhance your firm's efficiency. In addition it is user friendly, cost-effective and, for many firms, leads to a PII saving.

Find a Law Firm approved by Kent Reliance

Lenders frequently change their requirements. The UK Finance Lenders’ Handbook requirements from Kent Reliance are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, over time:

A Timeline of Policy Changes


Since 2008, Kent Reliance has made 125 revisions or additions to sections of their version of the UK Finance Handbook.
That equates to a section change every 21.8 days. In total, 37% of the sections of P2 of the UK Finance Lenders’ Handbook for Kent Reliance have been changed since 15/12/2008.

To find out more about lender panel compliance,
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Common questions asked concerning the Kent Reliance Solicitor Panel from members of the public

We are purchasing a 3 bedroom apartment in Hackney with a mortgage from Kent Reliance. We like our solicitor but Kent Reliance says she’s not on their "panel". We have to appoint one of the Kent Reliance panel firms or keep our solicitor and pay for one of their panel ones to represent them. We feel as though this is unjust; is there anything we can do?
No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the Kent Reliance conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for Kent Reliance
We are due to exchange on the purchase a house but as a result of damage from the recent storms I have agreed compensation from the seller of £3k approx by way of a reduction in the price. This was going to be dealt with as part of the conveyancing process but my mortgage company Kent Reliance will not agree to this. Why was Kent Reliance even consulted?
Your lawyer being on the Kent Reliance conveyancing panel is duty bound to inform Kent Reliance of any changes to the purchase price. If you were to refuse your lawyers to disclose the reduction to Kent Reliance then they would have to discontinue acting for you and Kent Reliance.
I am buying a house and need a conveyancing solicitor in who is on the Kent Reliance conveyancing. Could you point me in the right direction as regards a firm?
Our service is a directory service for firms who wish to be listed as being on the approved conveyancing panel for Kent Reliance . We don’t recommend any particular firm.
We're in Liverpool, First timers purchasing with a mortgage (lender is Kent Reliance , but our lawyer is on the Kent Reliance conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Kent Reliance conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
I was thinking of purchasing my friend’s property. Assuming we can agree a figure, what’s the best way to move forward? I hope to get a mortgage with Kent Reliance. Is it possible to avoid using solicitors to save on the costs? My father said that years ago it was possible to take the documents into the local Land Registry office and they did the rest
If you are getting a mortgage with Kent Reliance involved you will need to appoint a solicitor on the Kent Reliance conveyancing panel. We would not encourage you to both use the same solicitors' firm. There are clear conflict of interest issues and it's not going to make a huge difference to the speed of the overall process. So as not to hold things us you should pass on your solicitors details to Kent Reliance. Feel free to use our search tool to look for a licensed conveyancer or solicitor on the Kent Reliance conveyancing panel.
In what circumstances might Kent Reliance amend or withdraw their mortgage offer?
Banks and Building Societies such as Kent Reliance can revoke their mortgage offer although this rarely happens. should Kent Reliance withdraw their offer they may or may not inform you or the lawyer as to their reasoning. There are many potential reasons but here are a number of examples:
  • Kent Reliance may amend or withdraw an offer if the Kent Reliance conveyancing panel solicitor is unable to confirm compliance with any of the conditions of the mortgage offer or if any of the terms of the mortgage offer cannot be satisfied
  • If the financial circumstances of the borrower have changed to the detriment and the Kent Reliance has been notified
  • If the borrower informs Kent Reliance of a change in the loan amount agreed
  • A cashback to the buyer, or | part of the price includes a non-cash incentive to the buyer (eg paid stamp duty land tax),or | any indirect incentive (cash or non cash) or rental guarantee, of which the lender was previously unaware
  • If the solicitor on the Kent Reliance conveyancing panel acting for the applicant, borrower, mortgagor or guarantor cannot comply with Kent Reliance ‘s instructions
Kent Reliance have agreed my mortgage in principle, my offer on house has been accepted, now what?
The estate agent will want to know who your solicitors are (make sure these solicitors are on the lenders panel). Call up Kent Reliance or your broker and complete any relevant paperwork. Kent Reliance will tell you what documents they want. Kent Reliance will instruct a valuer. The valuer will get in touch with the estate agent or seller to book an appointment. Once conducted (assuming no problems) it takes about week to get a mortgage offer. Kent Reliance will issue the offer to you and your lawyer. The transaction will then take it’s course according the nature and complexity of the conveyancing.