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Kent Reliance Conveyancing Lender Panel Compliance Tool

Looking for information about your firm's panel status?

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How can my firm apply to be on the Kent Reliance Conveyancing Panel?
Check your firm’s panel Status
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How can my firm be reinstated onto the Kent Reliance Conveyancing Panel?
Check your firm’s panel Status

COMPLETIONmonitor is an online pre- and post-completion checklist for property lawyers. It is supported by PI insurers. COMPLETIONmonitor is a unique risk management tool.

This system is the only way you can demonstrate to lender panels that you are, and can remain fully compliant with their instructions, with automatic updates on Kent Reliance’s changes. While using COMPLETIONmonitor is not a prerequisite for Kent Reliance , demonstrating you can remain up to date with Kent Reliance’s Handbook requirements is a helpful support to your panel application and, more importantly, safeguard your panel status.

The system generates real-time alerts, automatically produces compliance and CQS reports, and will enhance your firm's efficiency. It is also simply to use, cost-effective and, for some firms, results in a PII saving.

Find a Law Firm approved by Kent Reliance

Mortgage companies often vary their requirements. The UK Finance Lenders’ Handbook requirements from Kent Reliance are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, over time:

A Timeline of Policy Changes


Since 2008, Kent Reliance has made 125 revisions or additions to sections of their version of the UK Finance Handbook.
That equates to a section change every 21.8 days. In total, 37% of the sections of P2 of the UK Finance Lenders’ Handbook for Kent Reliance have been changed since 15/12/2008.

To find out more about lender panel compliance,
Book a Personalised Demo

Common questions asked concerning the Kent Reliance Conveyancing Panel from members of the public

We are buying a 2 bedroom flat in London with a mortgage from Kent Reliance. We like our solicitor but Kent Reliance says he's not on their "panel". It seems we have little choice but to instruct one of the Kent Reliance panel solicitors or keep our solicitor and pay for one of their panel ones to represent them. This seems very unfair; is there anything we can do?
No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the Kent Reliance conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for Kent Reliance
Our solicitor has identified a legal deficiency with the lease for the flat we are purchasing. The seller’s lawyers have suggested title insurance as a solution. We are content with insurance and will cover the costs. Our lawyer says that as he is on the Kent Reliance conveyancing panel he must check that the lender is happy with this solution. Who is the client here, us or Kent Reliance?
Just because you have a mortgage offer from Kent Reliance does not mean to say that the property will be meet their requirements for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the CML Handbook Requirements. You and Kent Reliance are the client. These conveyancing instructions must be adhered to by the Kent Reliance conveyancing panel who has to balance acting for you and Kent Reliance
I require the services of a Kent Reliance panel solicitor in Belfast. Can you assist?
It is not clear why you need a Kent Reliance panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to Kent Reliance to find out which solicitors in Kent Reliance are on their panel. If you do find such a firm not listed please direct them to our site to list. After all the cost is only one £1 a month
I am considering applying for a Kent Reliance mortgage for purchase of a new build (under development) with 60% LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Kent Reliance?
There is nothing to stop you using your solicitor but Kent Reliance will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.
When it comes to lenders such as Kent Reliance do solicitors have to be pay a fee to be on the conveyancing panel?
We are not aware of any lender fees to be on their panel although some do charge an administration charge to deal with the processing of the conveyancing panel application.
We are getting a further advance on our mortgage from Kent Reliance as we wish to carry out a loft conversion to our home. Do we need to appoint a solicitor on the Kent Reliance conveyancing panel to deal with the paperwork?
Kent Reliance do not ordinarily appoint a member of their approved list of lawyers to deal with such a matter. If they did require any legal work then you would need to ensure that such a lawyer was on the Kent Reliance panel
Last month we had a mortgage agreed in principle with Kent Reliance. Solicitors have been chosen? What is the average time that one could expect to receive a mortgage offer from Kent Reliance?
Some lenders take longer than others. Have Kent Reliance done the survey? Have you advised Kent Reliance as your lawyers details and checked that your lawyer is on the Kent Reliance conveyancing panel? It is not unusual for a mortgage offer to take a month to come through

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