Kensington Mortgage Conveyancing Panel Sample Enquires to our Call Center
from members of the public
My financial adviser has has requested my law firm’s panel member for the Kensington Mortgage conveyancing panel. How do I discover this. I have called my local Kensington Mortgage office but they have not responded to me.
You are best placed to get this information from your conveyancing lawyer. They should have a central record lender panel numbers including the Kensington Mortgage panel reference.
Can you help?. My lawyer is not to blame but, the conveyancing for my house purchase has been going on for months. The Local Authority Search from Kensington Mortgage was dated random date and we have agreed a date for me to move into the property on 6. My lawyer has advised that as she is on the Kensington Mortgage conveyancing panel she needs to redo the searches as they are now out of date.
A precondition to being on the Kensington Mortgage approved panel is to comply with the CML Handbook Part 2 obligations (last updated for this lender on Kensington Mortgage)which specifies that a local authority search be not more than 6 months old. You should nevertheless ask your lawyer to check whether something called ‘search validation’ indemnity insurance is acceptable to Kensington Mortgage.
I am planning to acquire a property and need a conveyancing solicitor in Leeds who is on the Kensington Mortgage solicitor. Can you recommend a local firm?
Our service is a directory service for firms who wish to be listed as being on the approved conveyancing panel for Kensington Mortgage . We don’t recommend any particular firm.
We're in London, First timers buying with a mortgage (lender is Kensington Mortgage , but our lawyer is on the Kensington Mortgage conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Kensington Mortgage conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
Do the majority of banks operate their own panel of solicitors?
Many lenders do operate a restricted conveyancing panel but a lot of lenders allow any solicitors to join their panel so long as they meet their criteria. Each lender sets their own criteria. For example the Kensington Mortgage conveyancing panel requirements are different to Kensington Mortgage’s conveyancing panel requirements.
We have agreed to purchase a house.One unusual aspect is that the roof has a solar panel. Kensington Mortgage have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that you are obtaining a mortgage with Kensington Mortgage your lawyer must to check the Kensington Mortgage conveyancing instructions contained in the Part of CML Handbook for Kensington Mortgage . The CML Handbook contains minimum requirements for solar panel roof-space leases, and solicitors are required to report to Kensington Mortgage where a lease does not meet these requirements. The requirements relate to the installation of panels on properties in England and Wales. Requirements for Scotland are due in the near future.
I have today made my last payment due on mortgage with Kensington Mortgage. I assume I don't need a solicitor on the Kensington Mortgage panel to remove the mortgage at the Land Registry. Please confirm
If you have finished paying off your Kensington Mortgage mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Kensington Mortgage mortgage from the register. Kensington Mortgage,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
but are not moving to another property
where the Kensington Mortgage has sent the Land Registry the discharge electronically, and
the Kensington Mortgage has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your Kensington Mortgage mortgage has been paid off.