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Kensington Mortgage Conveyancing Lender Panel Compliance Tool

Looking for information about your firm's panel status?

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How can my firm apply to be on the Kensington Mortgage Conveyancing Panel?
Check your firm’s panel Status
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How can my firm be reinstated onto the Kensington Mortgage Conveyancing Panel?
Check your firm’s panel Status

COMPLETIONmonitor is web-based pre- and post-completion checklist for residential conveyancing lawyers. It is supported by PI insurers such as AmTrust. It is a unique risk mitigation tool.

This system optimises the way you can demonstrate to lender panels that you are, and can remain fully compliant with their instructions, with automatic updates on Kensington Mortgage’s changes. Notwithstanding that using this technology is not a prerequisite for Kensington Mortgage , demonstrating you can stay up to date with Kensington Mortgage’s Handbook requirements is an excellent support to your application to their lender panel and, more importantly, protect your panel status.

COMPLETIONmonitor generates real-time alerts, automatically produces regulatory and CQS reports, and will increase your firm's efficiency. It is also simply to use, cost-effective and, for many firms, results in reduced PII premiums.

Find a Law Firm approved by Kensington Mortgage

Lenders frequently vary their requirements. The UK Finance Lenders’ Handbook requirements from Kensington Mortgage are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, over time:

A Timeline of Policy Changes


Since 2008, Kensington Mortgage has made 1174 revisions or additions to sections of their version of the UK Finance Handbook.
That equates to a section change every 2.3 days. In total, 99% of the sections of P2 of the UK Finance Lenders’ Handbook for Kensington Mortgage have been changed since 15/12/2008.

To find out more about lender panel compliance,
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FAQs : The Kensington Mortgage Solicitor Panel from members of the public

How easy is it to change a solicitor as I need to find one who is on the Kensington Mortgage conveyancing panel. How easy is it to change conveyancer?
If you haven't yet instructed a solicitor to do anything for you and have just received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer you're considering.
Our solicitor has discovered a problem with the lease for the apartment we are purchasing. The other side have put forward defective title insurance as a solution. We are content with insurance and will cover the costs. Our lawyer says that as he is on the Kensington Mortgage conveyancing panel he must check that the lender is happy with this solution. Who is the client here, us or Kensington Mortgage?
The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and Kensington Mortgage are the client. A precondition to being on the Kensington Mortgage approved panel is to comply with the CML Handbook requirements (last updated for this lender on Kensington Mortgage). The CML Handbook conditions require your lawyer to disclose issues such as defects will the lease so that Kensington Mortgage can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected . Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
I note that you have a post code search directory listing law firms on the Kensington Mortgage conveyancing panel. Do firms pay you a referral fee if I retain them for my own conveyancing?
We are a listing service only for law firms wishing to communicate if they are on the Kensington Mortgage conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint.
My house is up for sale and I have a buyer. Does my solicitor have to be on the Kensington Mortgage conveyancing panel in order to deal with paying off my mortgage?
Ordinarily, even if your lawyer is not on the Kensington Mortgage conveyancing panel they can still act for you on your sale. it might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently at the moment.
Planning on purchasing a house with a mortgage with Kensington Mortgage. I have received an online quote from a licensed conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Kensington Mortgage conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that they are on the Kensington Mortgage conveyancing panel
After shopping around on the internet I have found a solicitor having checked that they are on the Kensington Mortgage conveyancing panel. Does my lawyer arrange the survey of the property? Or Having read lots of mortgage guides,I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my solicitor - who is on the Kensington Mortgage conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Kensington Mortgage will need an independent valuation of the property. Your lawyer will not arrange this. Usually Kensington Mortgage will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller. or Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by postcode. As you are getting a mortgage with Kensington Mortgage you could contact your them to see if they have a list of approved surveyors.
Me and my partner are buying a flat in Hendon. Conveyancing solicitors in Hendon need to beappointed. My brokeradvised that we check that the solicitor in Hendon is on the Kensington Mortgage solicitors panel. Is this really necessary?
A limited percentage of Hendon conveyancing firms are on the Kensington Mortgage conveyancing panel. Use the above search tool to find a Hendon conveyancing solicitor on the on the Kensington Mortgage solicitors pane.

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