JPMorgan Conveyancing Lender Panel Compliance Tool

COMPLETIONmonitor is web-based pre- and post-completion checklist for property lawyers. Supported by the CML and PI insurers. It is a unique risk mitigation tool.

This system is the only way you can prove to lender panels that you are, and can stay fully compliant with their instructions, with automatic updates on JPMorgan’s changes. Even though using this technology is not a prerequisite for JPMorgan , demonstrating you can stay up to date with JPMorgan’s Handbook requirements is an excellent support to your panel application and, just as importantly, safeguard your panel status.

COMPLETIONmonitor generates real-time alerts, automatically produces compliance and CQS reports, and will enhance your firm's efficiency. In addition it is simply to use, cost-effective and, for some firms, results in reduced PII premiums.

Find a Law Firm approved by JPMorgan

Lenders frequently vary their requirements. The UK Finance Lenders’ Handbook requirements from JPMorgan are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, frequently:

A Timeline of Policy Changes


Since 2008, JPMorgan has made 36 revisions or additions to sections of their version of the CML Handbook.
That equates to a section change every 75.8 days. In total, 18% of the sections of P2 of the UK Finance Lenders’ Handbook for JPMorgan have been changed since 15/12/2008.

To find out more about lender panel compliance,

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JPMorgan Conveyancing Panel Sample Enquires to our Call Center from members of the public

My mortgage broker has has requested my solicitor’s panel reference for the JPMorgan conveyancing panel. Can you suggest how I find this out. I have called my local JPMorgan office but they cant find it on their system.
Have you tried speaking to your lawyer about this?. They should have a central record lender panel numbers including the JPMorgan panel reference.
We are approaching an exchange and my mum and dad having transferred the 10% deposit to my lawyer. I am now advised that as the deposit has not come from me my lawyer needs to make a notification to my lender JPMorgan. I am advised that, being on the JPMorgan conveyancing panel and acting on their behalf he must inform JPMorgan if the balance of the mortgage advance is coming from anyone other than me. I informed the bank about my parent’s contribution when I applied for the home loan so is it really necessary for him to raise this?
Your lawyer is obliged to check with JPMorgan to make sure that they are aware that the balance of the purchase price is not from your own funds. Your solicitor can only report this to JPMorgan if you agree, failing which, your lawyer must cease to continue acting.
I am planning to acquire a property and require a conveyancing solicitor in Newcastle who is on the JPMorgan approved. Could you point me in the right direction as regards a firm?
Our service is a directory service for firms who wish to be listed as being on the approved conveyancing panel for JPMorgan . We don’t recommend any particular firm.
I would like to get my ex-wife removed the mortgage deeds. Can JPMorgan really insist on which solicitor I can or can not use?
You can use any solicitor you like but JPMorgan then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the JPMorgan solicitors panel
How can we tell if a solicitor on the JPMorgan panel is any good?
Getting recommendations is a good starting point. Before you go ahead check if they offer a no sale no fee offer. Also you often get what you pay for - a firm which quotes more will often provide a better service than one which is cheap as chips. We would always recommend that you speak with the lawyer carrying out your conveyancing
I can not work out if my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date . I have called into my local branch JPMorgan on numerous occasions and told it wasn't a problem and they would lend. My solicitor - who is on the JPMorgan conveyancing panel- telephoned and was told not they would not lend in accordance with their CML Handbook minimum lease term requirements. I simply dont know who is right
Your lawyer has to follow the CML Handbook Part 2 requirements for JPMorgan. Unless your lawyer obtains specific confirmation in writing that JPMorgan will go ahead your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask JPMorgan to contact your lawyer in writing confirming that they will accept the remaining number of years left on the lease.
I am selling my apartment. I had a double glazing fitted in month 8 but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, JPMorgan are being pedantic. The solicitor who is on the JPMorgan conveyancing panel is recommending indemnity insurance as a solution but JPMorgan are requiring a building regulation certificate. Why do JPMorgan have a conveyancing panel of they don’t accept advice from them?
It is probably the case that JPMorgan have referred the matter to their valuer. The reason why JPMorgan may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing correctly and safely installed. It merely protects against enforcement action which is very unlikely anyway.