JPMorgan Conveyancing Lender Panel Compliance Tool

COMPLETIONmonitor is web-based pre- and post-completion checklist for residential conveyancing lawyers. Supported by the Council of Mortgage Lenders and PI insurers such as AmTrust. COMPLETIONmonitor is a unique risk mitigation tool.

This software optimises the way you can demonstrate to lender panels that you are, and can stay fully compliant with their requirements, with automatic updates on JPMorgan’s changes. While using the software is not a condition for acceptance on the JPMorgan panel, demonstrating you can stay up to date with JPMorgan’s Handbook requirements is a helpful support to your application to their lender panel and, more importantly, safeguard your firm’s panel standing.

The system generates real-time alerts, automatically produces COLP and CQS reports, and will increase your firm's efficiency. It is also user friendly, cost-effective and, for some firms, leads to a PII saving.

Find a Law Firm approved by JPMorgan

Banks and building societies often change their requirements. The UK Finance Lenders’ Handbook requirements from JPMorgan are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, over time:

A Timeline of Policy Changes


Since 2008, JPMorgan has made 36 revisions or additions to sections of their version of the CML Handbook.
That equates to a section change every 75.8 days. In total, 18% of the sections of P2 of the UK Finance Lenders’ Handbook for JPMorgan have been changed since 15/12/2008.

To find out more about lender panel compliance,

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Frequently asked questions relating to the JPMorgan Solicitor Panel from members of the public

I am selling my maisonette and the estate agent has just texted me to say that the buyers are changing their conveyancer. The excuse is that JPMorgan will only deal with solicitors on their approved list. On what basis would a major lender only work with certain solicitors?
UK lenders have always had an approved set of law firms they are willing to work with, but in the past few years big names such as Santander, have reviewed and reduced their conveyancing panel– in some cases removing conveyancing firms who have worked with them for decades.

Banks blame a rise in fraud as the reason for the cull – criteria have been tightened and a smaller panel should be easier to keep an eye on. No lender will say how many solicitors have been dropped, claiming the information is commercially sensitive, but the Law Society says it is hearing daily from firms that have been removed from panels, or have other concerns about them. Some do not even realise they have been dropped until contacted by a borrower who has instructed them as might be the situation in your buyer’s case. Your purchasers are unlikely to have any sway in the decision.

can you help? My lawyer is informing me me that she is duty-bound to apply for a Local Authority search as the firm are on the JPMorgan approved lawyer panel. The searches cost a lot of money. Can this be avoided?
You have limited options available to you. As you are taking a mortgage with JPMorgan your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of JPMorgan’s conveyancing panel appointment which obliges them to follow the CML Handbook requirements last updated JPMorgan. even if you were a cash buyer you would be ill advised not to carry out a local authority search.
I have been looking for conveyancing quotes online. Can I be confident that all the practices that are listed on your directory are on the JPMorgan conveyancing panel?
The solicitor and licensed conveyancing practices listed on our site have advised us that they are on the JPMorgan panel and agreed to advise us to take down their listing in the event of removal off of the JPMorgan panel. To date we have not been informed by either a mortgage company or a member of the public that the data about a specific firm being on the JPMorgan conveyancing panel is not accurate.
I am purchasing a new build flat and getting a mortgage with JPMorgan. How practical is it for me to do the conveyancing?
Leaving aside the complexities and merits of DIY conveyancing you will have to appoint a solicitor on the JPMorgan conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to made in you doing to conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on the JPMorgan conveyancing panel in your location.
Is there a list of JPMorgan panel conveyancers on the Council of Mortgage Lender’s Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few lenders make their panel listings available online.
I can not work out if my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date . I have called into my local branch JPMorgan on numerous occasions and told it wasn't a problem and they would lend. My solicitor - who is on the JPMorgan conveyancing panel- telephoned and was told not they would not lend in accordance with their CML Handbook minimum lease term requirements. I simply dont know who is right
As long as the conveyancer is on the JPMorgan panel she or he must comply with the CML Handbook requirements for JPMorgan. Unless your lawyer obtains specific confirmation in writing that JPMorgan will go ahead your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask JPMorgan to contact your lawyer in writing confirming that they will accept the remaining number of years left on the lease.
Sometime soon me and my wife are purchasing a flat in Hendon. Conveyancing solicitors in Hendon need to beinstructed. My brother-in-lawrecommended that we make sure that the solicitor in Hendon is on the JPMorgan panel. Surely I don't need to do this, do I?
A limited percentage of Hendon conveyancing firms are on the JPMorgan conveyancing panel. Click here to search for a Hendon conveyancing lawyer on the on the JPMorgan panel.