JPMorgan Conveyancing Lender Panel Compliance Tool

COMPLETIONmonitor is web-based pre- and post-completion checklist for property lawyers. Supported by the CML and professional indemnity insures. COMPLETIONmonitor is a unique risk management tool.

This system assists the way you can prove to lender panels that you are, and can stay fully compliant with their instructions, with alerts on JPMorgan’s changes. Notwithstanding that using COMPLETIONmonitor is not a prerequisite for JPMorgan , demonstrating you can remain up to date with JPMorgan’s Handbook requirements is a helpful support to your application to their lender panel and, more importantly, protect your firm’s panel status.

COMPLETIONmonitor generates real-time alerts, automatically produces compliance and CQS reports, and will enhance your firm's efficiency. In addition it is user friendly, cost-effective and, for some firms, results in a PII saving.

Find a Law Firm approved by JPMorgan

Lenders frequently change their requirements. The UK Finance Lenders’ Handbook requirements from JPMorgan are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, over time:

A Timeline of Policy Changes


Since 2008, JPMorgan has made 36 revisions or additions to sections of their version of the CML Handbook.
That equates to a section change every 75.8 days. In total, 18% of the sections of P2 of the UK Finance Lenders’ Handbook for JPMorgan have been changed since 15/12/2008.

To find out more about lender panel compliance,

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Recent Changes Include

# Date Assoc. Changes Related To
6.14.1a 01/12/2014 CML
contact point if property is not insured in accordance with lender requirement
6.14.4 01/12/2014 CML
sending a copy of the buildings insurance policy and last premium
3.1.5 01/12/2014 CML
ID Documentation
JPMorgan Chase Bank, N.A. panel lawyers requirements re ID Documentation: Further acceptable documents (if any)
17.2.1b 12/07/2013 CML
Evidence of Discharge of Mortgage
Do JPMorgan Chase Bank, N.A. send the discharge via a DS 1 form or direct with the Land Registry?
10.9 01/12/2010 CML
Mortgage Advance and Certificate of Title
Do JPMorgan Chase Bank, N.A. have a specific contact point if completion is delayed for their conveyancing panel?
16.4.1 01/12/2010 CML
Consent to Let
Contact details at JPMorgan Chase Bank, N.A. for consent to let.
4.5b 01/12/2010 CML
Certificates of Title
Contact details at JPMorgan Chase Bank, N.A. for conveyancing panel/approved lawyers where certificate of title should be sent
6.3.1 01/12/2010 CML
Purchase Price
Contact details at JPMorgan Chase Bank, N.A. for approved lawyers to used where there are any issues relating to purchase price.
6.4.5 01/12/2010 CML
Full monies through the firm's account
Contact details at JPMorgan Chase Bank, N.A. for conveyancing panel lawyers were the law firm will not have control over the payment of all the purchase money.
6.6.2 01/12/2010 CML
Buy to Let Conveyancing
Contact details at JPMorgan Chase Bank, N.A. for conveyancing panel lawyers when law firm does not have details of current letting or letting to take place at completion.

Last update 14/05/2019

FAQs for the JPMorgan Solicitor Panel from members of the public

I need to swap lawyers as my lawyer is not on the JPMorgan panel of conveyancing solicitors. Is it practical to instruct different lawyers?
If you haven't yet instructed a solicitor to do anything for you and have just received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer you're considering.
Can you clarify something for me?. For no fault of my lawyer but, my purchase conveyancing has been going on for months. The Local Authority Search from JPMorgan was issued random date and we have agreed a date for me to move into the property on 6. My solicitor informs me that as she is on the JPMorgan conveyancing panel she needs to reorder the searches as they are now out of date.
A precondition to being on the JPMorgan approved panel is to comply with the CML Handbook requirements (last updated for this lender on JPMorgan)which states that a local authority search be not more than half a year old. You should nevertheless ask your lawyer to check whether something called ‘search validation’ indemnity insurance is acceptable to JPMorgan.
Your search tool is useful but there are many lawyers listed near Chelsea on the JPMorgan conveyancing panel. Can you recommend a specific firm on the JPMorgan approved panel?
We are not in the business of recommending one firm above another as the right firm for you depends on where your priorities lie. For example you may require a local firm with local knowledge or you might be looking for the low cost conveyancing. We recommend that you speak to 3 or 4 lawyers listed before you make your choice..
I am attempting to get my ex-husband removed the mortgage deeds. Can JPMorgan really insist on which solicitor I can or can not use?
You can use any solicitor you like but JPMorgan then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the JPMorgan solicitors panel
I am currently in the process of buying my council flat. I have a mortgage agreed with JPMorgan. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event if you are getting a mortgage with JPMorgan you will need to appoint a solicitor on the JPMorgan conveyancing panel.
I recently had an offer accepted on an apartment. My mortgage broker suggested a solicitor I paid an upfront payment of 225. Soon after the conveyancers contacted me sheepishly admitting that they were not on the JPMorgan conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the JPMorgan panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
We are are acquiring a house in Hendon. Conveyancing solicitors in Hendon are preferred to beinstructed. My brother-in-lawrecommended that we double-check that the conveyancing practitioner in Hendon is on the JPMorgan list of approved conveyancing firms. Surely I don't need to do this, do I?
Far from all Hendon conveyancing practices are on the JPMorgan conveyancing panel. 7 people a month use our search tool to search for a Hendon conveyancing lawyer on the on the JPMorgan panel.