JPMorgan Conveyancing Lender Panel Compliance Tool

COMPLETIONmonitor is an online pre- and post-completion checklist for residential conveyancing lawyers. Supported by the Council of Mortgage Lenders and PI insurers. It is a unique risk management tool.

This software optimises the way you can demonstrate to lender panels that you are, and can remain fully compliant with their instructions, with alerts on JPMorgan’s changes. Even though utilising the software is not a prerequisite for JPMorgan , demonstrating you can remain up to date with JPMorgan’s Handbook requirements is an excellent support to your panel application and, more importantly, safeguard your panel status.

The system creates real-time alerts, automatically produces SRA and CQS reports, and will increase your firm's efficiency. It is also simply to use, cost-effective and, for some firms, leads to reduced PII premiums.

Find a Law Firm approved by JPMorgan

Banks and building societies often vary their requirements. The UK Finance Lenders’ Handbook requirements from JPMorgan are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, over time:

A Timeline of Policy Changes


Since 2008, JPMorgan has made 36 revisions or additions to sections of their version of the CML Handbook.
That equates to a section change every 75.8 days. In total, 18% of the sections of P2 of the UK Finance Lenders’ Handbook for JPMorgan have been changed since 15/12/2008.

To find out more about lender panel compliance,

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JPMorgan Conveyancing Panel Recently Asked Questions from members of the public

I appointed a solicitor to conveyancing on my remortgage six weeks ago having applied for a mortgage with JPMorgan. The law firm confirmed to me that they are on JPMorgan conveyancing panel and provided me their panel reference. JPMorgan then told me that their panel number was dormant and would need to be reactivated. What happens next? Should I appoint a new solicitor listed on the approved panel for JPMorgan?
The answer depends on whether you still have confidence in the said solicitors and how long it will take for the firm to be reinstated on the JPMorgan conveyancing panel You may wish to enlist the help of your broker to check with the JPMorgan as to the time frame to get your lawyer reinstated on the panel once again.
We are due to exchange on the purchase a house but as a result of damage from the recent storms I have agreed compensation from the seller of £3k approx by way of a reduction in the price. This was going to be dealt with as part of the conveyancing process but my mortgage company JPMorgan will not agree to this. Why was JPMorgan even consulted?
Your lawyer being on the JPMorgan conveyancing panel is duty bound to inform JPMorgan of any changes to the purchase price. If you were to refuse your lawyers to disclose the reduction to JPMorgan then they would have to discontinue acting for you and JPMorgan.
I require the services of a JPMorgan panel solicitor in Inverness. Could you help me?
It is not clear why you need a JPMorgan panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to JPMorgan to find out which solicitors in JPMorgan are on their panel. If you do find such a firm not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site
I was due to move into my dream home yesterday. My solicitor is on the JPMorgan solicitors panel but has moved offices in the past couple of months and had not advised JPMorgan of their new address. JPMorgan is now refusing to release my funds until such time as their systems are up to date with the correct details.
This is a rare situation indeed. Most lender Terms of Conveyancing Panel Appointment specifically oblige the solicitor to inform the lender of an address change. Your solicitor needs to treat this with the utmost urgency. Do speak with or register your concern with the senior partner (assuming he or she is not your direct lawyer). Most lenders would be reasonable in this situation and expedite the resolution of this issue. It may be prudent to enlist the help of your local JPMorgan branch or your mortgage broker to see if they can assist.
Is the case that all CQS (Conveyancing Quality Scheme) solicitors on the JPMorgan conveyancing panel?
Some major lenders now use CQS as the starting point for Panel approval such as HSBC and Santander. The Law Society’s CQS membership however gives no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to join their approved list of conveyancing solicitors.
I have a mortgage with JPMorgan. My godfather has just retired and wants to pay off the mortgage left on the property. After JPMorgan is paid, I want to transfer the property to my mother's name; How long will it roughly take? Do we need two separate solicitors on the JPMorgan conveyancing panel? I do not intend to live at the property once the JPMorgan mortgage is discharged.
Although you do need to retain the services of a lawyer they dont need to be on the JPMorgan panel. You will need a solicitor to draw up the transfer and to deal with the Land Registry formalities. The only thing you need to consider is that by selling at an undervalue so ask your lawyer about the implications. There could be an inheritance tax issue if you die within 7 years of this. There's no capital gains tax for you as it is your main residence.
I have instructed a lawyer having checked that they are on the JPMorgan conveyancing panel. Does my lawyer arrange the survey of the property? Or I've read lots of house buying,I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my solicitor - who is on the JPMorgan conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
JPMorgan will need an independent valuation of the property. Your lawyer will not arrange this. Usually JPMorgan will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller. or Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by postcode. As you are getting a mortgage with JPMorgan you could contact your them to see if they have a list of approved surveyors.