Investec Conveyancing Lender Panel Compliance Tool

Lexsure’s COMPLETIONmonitor is web-based pre- and post-completion checklist for residential conveyancing lawyers. Supported by the CML and PI insurers such as AmTrust. COMPLETIONmonitor is a unique risk management tool.

This system assists the way you can demonstrate to lender panels that you are, and can remain fully compliant with their instructions, with notifications given on Investec’s changes. Notwithstanding that using this technology is not a prerequisite for Investec , demonstrating you can stay up to date with Investec’s Handbook requirements is an excellent support to your application to their lender panel and, just as importantly, safeguard your firm’s panel status.

COMPLETIONmonitor generates real-time alerts, automatically produces regulatory and CQS reports, and will increase your firm's efficiency. It is also simply to use, cost-effective and, for some firms, leads to reduced PII premiums.

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Banks and building societies frequently vary their requirements. The UK Finance Lenders’ Handbook requirements from Investec are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, frequently:

A Timeline of Policy Changes


Since 2008, Investec has made 236 revisions or additions to sections of their version of the CML Handbook.
That equates to a section change every 11.6 days. In total, 62% of the sections of P2 of the UK Finance Lenders’ Handbook for Investec have been changed since 15/12/2008.

To find out more about lender panel compliance,

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Recent Changes Include

# Date Assoc. Changes Related To
16.4.2 19/07/2019 CML
Tenancy Agreements
Does Investec Bank plc need to be sent a copy of the proposed tenancy?
1.7 19/07/2019 CML
General Mortgage Instructions
Contact details at Investec Bank plc for approved lawyers to if Investec Bank plc will lend when borrower and mortgagor are not one and the same.
6.6.4 19/07/2019 CML
Houses in Multipe Occupation
Investec Bank plc approved conveyancer requirements where the property comes within the definition of a house in multiple occupation
5.8.5 19/07/2019 CML
Leasehold Conveyancing : Freehold Reversion
Investec Bank plc panel lawyers clarification as to whether they accept security which comprises one of two leasehold flats in a building where the borrower also owns the freehold reversion of the other flat and the other leaseholder owns the freehold reversion in the borrower's flat? If so, are there any specific requirements??
5.20.4 19/07/2019 CML
Green Deal Plans
Investec Bank plc requirements for conveyancing panel/approved lawyers as to whether Investec Bank plc need to be notified/reported as to details of any existing Green Deal Plan(s) on a property
5.15.2a 10/11/2017 CML
Leasehold Conveyancing : Management Company
Contact details at Investec Bank plc for approved lawyers for apparent problems with the management company.
5.5.3a 10/11/2017 CML
Planning Permission and Building Regulations : Breaches
Contact details at Investec Bank plc for approved lawyers where there evidence of breach and all outstanding conditions will not be satisfied by completion
Lack of Planning Permission Indemnity Insurance
6.10.2 10/11/2017 CML
Conveyancing : retenions by mortgage company
Investec Bank plc clarification to panel lawyers clarification as to who they release retentions (or instalments of the advance) to
6.11.1 10/11/2017 CML
Conveyancing Searches: Redevelopments and Road Proposals
Contact details at Investec Bank plc for conveyancing panel lawyers to used where Investec Bank plc needs to be notified where property is affected by redevelopment or road proposals.
Obstruction of Access Indemnity Insurance
6.4.4 10/11/2017 CML
Disclosing Incentives
Investec Bank plc panel lawyers additional requirements concerning reporting incentives

Last update 07/04/2020

Investec Conveyancing Panel Example Support Desk Enquires from members of the public

How easy is it to change a solicitor as I need to find one who is on the Investec conveyancing panel. How easy is it to change conveyancer?
If you haven't yet instructed a solicitor to do anything for you and have just received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer you're considering.
We are only a couple days away from an exchange and my parents having sent the 10% deposit to my lawyer. I am now advised that as the deposit has not come from me my lawyer needs to disclose this to my lender Investec. Apparently, being on the Investec conveyancing panel and acting on their behalf he must inform Investec if the balance of the mortgage advance is coming from anyone other than me. I advised the bank about my parent’s contribution when I applied for the home loan so is it really necessary for this now to be an issue?
Your lawyer is obliged to check with Investec to make sure that they are aware that the balance of the purchase price is not from your own funds. Your solicitor can only report this to Investec if you agree, failing which, your lawyer must cease to continue acting.
I need to find a Investec panel solicitor in Inverness. Can you assist?
It is not clear why you need a Investec panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to Investec to find out which solicitors in Investec are on their panel. If you do find such a firm not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site
I am buying a semi-detached house and getting a mortgage with Investec. Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?
Leaving aside the complexities and merits of DIY conveyancing you will have to appoint a solicitor on the Investec conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to made in you doing to conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on the Investec conveyancing panel in your location.
After much negotiation I have agreed a price on a house. My financial adviser suggested a solicitor I paid an upfront payment of 150. Soon after the conveyancers contacted me sheepishly admitting that they were not on the Investec conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Investec panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Intending to buy a flat with a mortgage with Investec. I have received an online quote from a licensed conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Investec conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that they are on the Investec conveyancing panel
My ex -wife’s name is on the Investec mortgage of my property but not on the land registry. The apartment was transferred to me on our divorce many years ago by way of a sealed court order. Does my ex still have a say on the sale even though the land registry showing the property in my name alone? Will I be required to take her name of the Investec mortgage in order to sell?
In terms of the Investec mortgage, it is unusual that your ex-wife’s name remains on the mortgage but not on the title. It is conceivable that this is an oversight on the part of your conveyancers to ensure that her name was removed or even an administrative error on the part of Investec in failing to update their data. In any event, it should cause difficulty providing her name no longer appears on the Land Registry title and you have a court order ordering that the property is transferred to you.