Holmesdale Building Society Conveyancing Panel Sample Enquires to our Call Center from members of the public
My mortgage broker has has requested my solicitor’s panel member for the Holmesdale Building Society conveyancing panel. How do I find this out. I have tried my local Holmesdale Building Society branch but they have not got back to me yet.
Have you tried speaking to your lawyer about this?. They should have a central record lender panel numbers including the Holmesdale Building Society panel reference.
Much to my surprise my conveyancer has requested from me personal identification documents stating that this forms part of his obligations as a conveyancer on the Holmesdale Building Society Conveyancing panel. Can you confirm whether this is the case?
Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with before they can accept their conveyancing business. The Terms and Conditions that you need to sign will no doubt confirm this. Your lawyer is right that Holmesdale Building Society also require certain documents to be viewed. If a you refuse to provide ID verification documents, your conveyancer would not be able to accept instructions from you. Your lawyer also has obligations to obtain certain documents in accordance with Holmesdale Building Society CML Handbook requirements last updated on Holmesdale Building Society
Are there any apps to help search for a local solicitor on the Holmesdale Building Society conveyancing panel? I have a car and am prepared to travel up to 25 miles to meet the lawyer.
You can use the find a conveyancing panel tool on this website. Please choose the lender and your location and you will see a number of lawyer located nearest you. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the Holmesdale Building Society solicitor panel.
I am trying to get my ex-husband removed the mortgage deeds. Can Holmesdale Building Society really tell me which solicitor I can or can not instruct?
You can use any solicitor you like but Holmesdale Building Society then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the Holmesdale Building Society solicitors panel
Is it the case that all conveyancing solicitors on the Holmesdale Building Society conveyancing panel work on a no sale no fee basis?
On the whole there are no requirements by lenders for their firms to operate on a no-sale-no-fee basis. There a small number of lenders who operate a very restricted conveyancing panel managed by a third party company (often termed in the industry as a ‘gatekeeper’). That third party may impose certain conditions such as non-sale-no fee on the panel firms. If you require this as a condition of your conveyancing then you should check with the conveyancing firm that this is part of their package
I currently have a mortgage with with Holmesdale Building Society. Conveyancing has been completed a year ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Holmesdale Building Society?
Holmesdale Building Society must be informed of your intention prior to renting your property as this is likely to be a breach of Holmesdale Building Society’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Holmesdale Building Society directly. You need not do this via a Holmesdale Building Society conveyancing panel solicitor.
My ex -wife’s name is on the Holmesdale Building Society mortgage of my property but not on the land registry. The apartment was transferred to me on our divorce many years ago by way of a sealed court order. Does my ex still have a say on the sale even though the land registry showing the property in my name alone? Will I be required to take her name of the Holmesdale Building Society mortgage in order to sell?
In terms of the Holmesdale Building Society mortgage, it is unusual that your ex-wife’s name remains on the mortgage but not on the title. It is conceivable that this is an oversight on the part of your conveyancers to ensure that her name was removed or even an administrative error on the part of Holmesdale Building Society in failing to update their data. In any event, it should cause difficulty providing her name no longer appears on the Land Registry title and you have a court order ordering that the property is transferred to you.