Q and A’s regarding the Hodge Life Conveyancing Panel
from members of the public
How easy is it to change a solicitor as I need to find one who is on the Hodge Life conveyancing panel. Is it practical to instruct different lawyers?
If you haven't yet instructed a solicitor to do anything for you and have just received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer you're considering.
Our nephew is about to exchange on a house that has just been built with a home loan from Hodge Life. His conveyancer has said that there is a delay in receiving the ‘Disclosure of Incentive Form’. What is this document - I have never come across this before?
The document is intended to provide information to the main parties engaged in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Hodge Life conveyancing panel as a standard part of the process, and to the surveyor when requested.
The Developer will be required to start the process by downloading the form and completing it.
The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Hodge Life conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
Your search tool is useful but there are many lawyers listed near Coventry on the Hodge Life conveyancing panel. Can you recommend a specific firm on the Hodge Life approved panel?
We do not recommend specific firms as the right firm for you depends on where your priorities lie. For example you may require a local firm with local knowledge or you might be looking for the low cost conveyancing. We recommend that you speak to 3 or 4 lawyers listed before you make your choice..
The solicitors that I appointed last week on my house acquisition in Newcastle has suddenly closed. I only went with them because I had to have a solicitor on the Hodge Life conveyancing panel and my family lawyer was not. I paid them £200 on account. What should be my next steps?
If you have an estate agent involved then let them know straight away so that they advise the vendors that there may be a slight delay due to the problems encountered. Most sellers would be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You will need to appoint new lawyers that are on the Hodge Life conveyancing panel and notify the lender. If you have paid over any money it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new solicitors should be in a position to help
I had instructed online solicitors located in Manchester who are on the Hodge Life solicitor panel. They are now charging me a separate fee of £150 for the legal aspects of the Hodge Life mortgage. Is this a supplemental conveyancing fee set by Hodge Life?
Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your solicitors can charge a fee for this. This fee is not set by Hodge Life but by your lawyers. Some firms on the Hodge Life will charge an ‘acting for lender’ fee and others do not.
Hi, thinking about buying a house off my mate. Assuming we can agree a figure, what’s the best way to move forward? I plan to obtain a mortgage with Hodge Life. Is it possible to avoid using solicitors to save us both money? My father said that years ago it was possible to take the documents into the local Land Registry office and they did the rest
If you are getting a mortgage with Hodge Life involved you will need to appoint a solicitor on the Hodge Life conveyancing panel. We would not encourage you to both use the same solicitors' firm. There are clear conflict of interest issues and it's not going to make a huge difference to the speed of the overall process. So as not to hold things us you should pass on your solicitors details to Hodge Life. Feel free to use our search tool to look for a licensed conveyancer or solicitor on the Hodge Life conveyancing panel.
I am selling my flat. I had a double glazing fitted in month 8 but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Hodge Life are being pedantic. The solicitor who is on the Hodge Life conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Hodge Life are insisting on a building regulation certificate. Why do Hodge Life have a conveyancing panel of they don’t accept advice from them?
It is probably the case that Hodge Life have referred the matter to their valuer. The reason why Hodge Life may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing correctly and safely installed. It merely protects against enforcement action which is very unlikely anyway.