Hodge Life Conveyancing Panel Example Support Desk Enquires from members of the public
My IFA has has requested my lawyer’ panel reference for the Hodge Life conveyancing panel. What is the best way to find this out. I have called my local Hodge Life branch but they have not got back to me yet.
You are best placed to get this information from your conveyancing lawyer. A law firm is likely to keep a file or database of lender panel information which would include, if applicable their conveyancing panel details for Hodge Life.
can you help? My conveyancer is advising me that she is duty-bound to order a Local Authority search as the firm are on the Hodge Life approved lawyer panel. Is this really necessary?
Unfortunately both you and your lawyer have little choice here. As you are taking a mortgage with Hodge Life your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of Hodge Life’s conveyancing panel appointment which obliges them to follow the CML Handbook requirements last updated Hodge Life. even if you were a cash buyer you would be ill advised not to carry out a local authority search.
I need to find a Hodge Life panel solicitor in Belfast. Could you help me?
It is not clear why you need a Hodge Life panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to Hodge Life to find out which solicitors in Hodge Life are on their panel. If you do find such a firm not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site
I was due to move into my flat last Thursday. My lawyer’s firm is on the Hodge Life conveyancing panel but has changed address 8 weeks ago and had not informed Hodge Life of their new address. Hodge Life has locked down the release of mortgage funds as the information from the solicitors isn't correct.
This is a rare situation indeed. The majority of lender Terms of Conveyancing Panel Appointment specifically oblige the solicitor to inform the lender of an address change. Your solicitor needs to treat this with the utmost urgency. Do speak with or register your concern with the senior partner (assuming he or she is not your direct lawyer). Most lenders would be reasonable in this situation and expedite the resolution of this issue. It may be prudent to enlist the help of your local Hodge Life branch or your mortgage broker to see if they can help.
We expect to receive a DIP from Hodge Life this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc).Do the Hodge Life recommend a solicitor on the Hodge Life conveyancing panel, or is it better to go independently
You will need to appoint solicitors independently although you'll need to choose one on the Hodge Life conveyancing panel. The solicitor represents both you and the Hodge Life through the process.
My fiance and I are spending time viewing apartments and now considering a potential offer. Is it premature to have a solicitor in place? I intend to finance via a mortgage with Hodge Life
It would be sensible to have your start your search soon rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on the the estate agent. As you are getting a mortgage with Hodge Life , ask your prospective lawyers check they are on the Hodge Life conveyancing panel otherwise they can't do the mortgage legal work.
At last I have had an offer on an apartment accepted, but there is a chain. The vendors have offered on somewhere, but not been accepted yet, and have viewings of other properties in the pipeline. My conveyancing solicitor has been instructed. What do I do now? At what point should I appy for the mortgage with Hodge Life?
It is usual to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is approx £1k, then survey/valuation, conveyancing search costs, etc). First you should check that your solicitor is on the Hodge Life conveyancing panel. As to the next stages this very much depends on the circumstances of your case, desire for this property and on the state of the market. In a hot mortgage some buyers would pally for the mortgage with Hodge Life and pay for the valuation and only if it comes back ok would they pay their solicitor to press on with searches.