Hinckley and Rugby Conveyancing Lender Panel Compliance Tool

COMPLETIONmonitor is web-based pre- and post-completion checklist for property lawyers. Supported by the CML and PI insurers such as AmTrust. It is a unique risk management tool.

This software optimises the way you can demonstrate to lender panels that you are, and can remain fully compliant with their instructions, with automatic updates on Hinckley and Rugby’s changes. Notwithstanding that using COMPLETIONmonitor is not a prerequisite for Hinckley and Rugby , demonstrating you can stay up to date with Hinckley and Rugby’s Handbook requirements is a helpful support to your application to their lender panel and, more importantly, safeguard your firm’s panel status.

COMPLETIONmonitor creates real-time alerts, automatically produces regulatory and CQS reports, and will improve your firm's efficiency. It is also user friendly, cost-effective and, for many firms, leads to reduced PII premiums.

Find a Law Firm approved by Hinckley and Rugby

Banks and building societies frequently vary their requirements. The UK Finance Lenders’ Handbook requirements from Hinckley and Rugby are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, over time:

A Timeline of Policy Changes


Since 2008, Hinckley and Rugby has made 73 revisions or additions to sections of their version of the CML Handbook.
That equates to a section change every 37.4 days. In total, 28% of the sections of P2 of the UK Finance Lenders’ Handbook for Hinckley and Rugby have been changed since 15/12/2008.

To find out more about lender panel compliance,

Book a Personalised Demo

Recent Changes Include

# Date Assoc. Changes Related To
6.7.1 17/07/2019 CML
New Build Conveyancing
Hinckley and Rugby Building Society approved conveyancer requirements for New Build Conveyancing : Home Warranty Schemes
6.7.1 08/03/2017 CML
New Build Conveyancing
Hinckley and Rugby Building Society approved conveyancer requirements for New Build Conveyancing : Home Warranty Schemes
6.14.1 30/11/2015 CML
Building Insurance
Hinckley and Rugby Building Society panel lawyers additional requirements concerning building insurance
5.14.1 23/04/2015 CML
Leasehold Conveyancing
Hinckley and Rugby Building Society panel lawyers leasehold conveyancing requirements : minimum unexpired lease term
5.5.1a 01/12/2014 CML
requirements in terms of time for planning consents
6.14.1a 01/12/2014 CML
contact point if property is not insured in accordance with lender requirement
6.14.1c 01/12/2014 CML
buildings insurance total sum insured calculation
6.14.4 01/12/2014 CML
sending a copy of the buildings insurance policy and last premium
6.14.1 01/12/2014 CML
Building Insurance
Hinckley and Rugby Building Society panel lawyers additional requirements concerning building insurance
6.14.1b 14/10/2014 CML
buildings insurance in joint names or lender interest noted

Last update 10/07/2019

Hinckley and Rugby Conveyancing Panel : Questions and Answers from members of the public

I would like to know the reason why all UK lawyers are not on the Hinckley and Rugby Conveyancing panel?
Lenders point to the fact that solicitor-led fraud is thought to be responsible for millions of pounds of fraud every year. The removal of law firms off of lender panels started with the rise in mortgage fraud, which prompted a thematic review by the Financial Services Authority in 2011. Its outcome included recommendations for lenders to review their conveyancing panels, which kicked off a major policy change in the sector. It led to banks and building societies purging less reputable firms off their books
Our god-son is about to exchange on a new build apartment with a mortgage from Hinckley and Rugby. His conveyancer has advised him of a delay in receiving the ‘Disclosure of Incentive Form’. Who needs to receive the form?
The document is intended to provide information to the main parties involved in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Hinckley and Rugby conveyancing panel as a standard part of the process, and to the valuer when requested.

The Developer will be required to start the process by downloading the form and completing it.

The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Hinckley and Rugby conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

Your search tool is useful but there are many lawyers listed near Manchester on the Hinckley and Rugby conveyancing panel. Can you recommend a specific firm on the Hinckley and Rugby approved panel?
We are not in the business of recommending one firm above another as the right firm for you depends on where your priorities lie. For example you may require a local firm with local knowledge or you might be looking for the low cost conveyancing. We recommend that you speak to 3 or 4 lawyers listed before you make your choice..
I was expecting to move into my dream home last Thursday. My lawyer’s firm is on the Hinckley and Rugby solicitors panel but has moved offices in the past couple of months and had not advised Hinckley and Rugby of their new address. Hinckley and Rugby has locked down the release of mortgage funds as the information from the solicitors isn't correct.
This is a rare situation indeed. The majority of lender Terms of Conveyancing Panel Appointment specifically oblige the solicitor to inform the lender of an address change. Your solicitor needs to treat this with the utmost urgency. Do speak with or register your concern with the senior partner (assuming he or she is not your direct lawyer). Most lenders would be reasonable in this situation and expedite the resolution of this issue. It may be prudent to enlist the help of your local Hinckley and Rugby branch or your mortgage broker to see if they can assist.
Is it the case that all conveyancing solicitors on the Hinckley and Rugby conveyancing panel overseen by the SRA?
As solicitors, in order to be on the Hinckley and Rugby conveyancing panel they would need to be regulated by the Solicitors Regulatory Authority. Many lenders do allow licenced conveyancers on their panel in which case such firms would be regulated by the Council of Licensed Conveyancers (CLC).
After much negotiation I have agreed a price on a house. My mortgage broker suggested a solicitor I paid an upfront payment of 175. Soon after the conveyancers contacted me sheepishly admitting that they were not on the Hinckley and Rugby conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Hinckley and Rugby panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
After shopping around on the internet I have found a solicitor having checked that they are on the Hinckley and Rugby conveyancing panel. Does my lawyer arrange the survey of the property? Or Having digested plenty of house buying,I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my solicitor - who is on the Hinckley and Rugby conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Hinckley and Rugby will need an independent valuation of the property. Your lawyer will not arrange this. Usually Hinckley and Rugby will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller. or Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by postcode. As you are getting a mortgage with Hinckley and Rugby you could contact your them to see if they have a list of approved surveyors.