Hinckley and Rugby Conveyancing Lender Panel Compliance Tool

Lexsure’s COMPLETIONmonitor is web-based pre- and post-completion checklist for residential conveyancing lawyers. Supported by the Council of Mortgage Lenders and PI insurers. It is a unique risk management tool.

This system assists the way you can prove to lender panels that you are, and can remain fully compliant with their requirements, with automatic updates on Hinckley and Rugby’s changes. Notwithstanding that utilising COMPLETIONmonitor is not a prerequisite for Hinckley and Rugby , demonstrating you can remain up to date with Hinckley and Rugby’s Handbook requirements is a helpful support to your panel application and, more importantly, protect your panel status.

The software generates real-time alerts, automatically produces regulatory and CQS reports, and will improve your firm's efficiency. In addition it is simply to use, cost-effective and, for some firms, results in a PII saving.

Find a Law Firm approved by Hinckley and Rugby

Mortgage companies often change their requirements. The UK Finance Lenders’ Handbook requirements from Hinckley and Rugby are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, over time:

A Timeline of Policy Changes


Since 2008, Hinckley and Rugby has made 75 revisions or additions to sections of their version of the CML Handbook.
That equates to a section change every 36.4 days. In total, 28% of the sections of P2 of the UK Finance Lenders’ Handbook for Hinckley and Rugby have been changed since 15/12/2008.

To find out more about lender panel compliance,

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Recent Changes Include

# Date Assoc. Changes Related To
6.7.1 10/12/2019 CML
New Build Conveyancing
Hinckley and Rugby Building Society approved conveyancer requirements for New Build Conveyancing : Home Warranty Schemes
6.7.1 04/04/2018 CML
New Build Conveyancing
Hinckley and Rugby Building Society panel conveyancer requirements for New Build Conveyancing : Home Warranty Schemes
14.2.1 05/04/2017 CML
Post Completion Conveyancing
Where should approved lawyersfor Hinckley and Rugby Building Society send the title deeds and documents following completion?
14.2.2 05/04/2017 CML
Post Completion Conveyancing
Which documents should conveyancing panelfor Hinckley and Rugby Building Society send the title deeds and documents following completion?
3.1.6 01/12/2014 CML
verification of identity
6.14.1b 01/12/2014 CML
buildings insurance in joint names or lender interest noted
6.14.1c 01/12/2014 CML
buildings insurance total sum insured calculation
6.14.1d 01/12/2014 CML
maximum excess re building insurance
3.1.3 01/12/2014 CML
Conveyancing Solicitors Details for Sellers
Do Hinckley and Rugby Building Society require notification form their approved lawyer of the name and address of the solicitors firm or licensed conveyancers firm acting for the seller?
6.14.1b 14/10/2014 CML
buildings insurance in joint names or lender interest noted

Last update 21/01/2020

Hinckley and Rugby Conveyancing Panel : Questions and Answers from members of the public

My IFA has asked me for my lawyer’ panel reference for the Hinckley and Rugby conveyancing panel. Can you suggest how I discover this. I have called my local Hinckley and Rugby office but they have not got back to me yet.
Have you tried speaking to your lawyer about this?. They should have a central record lender panel numbers including the Hinckley and Rugby panel reference.
Our nephew is purchasing a newly built flat with a mortgage from Hinckley and Rugby. His solicitor has advised him of a delay in completing the ‘Disclosure of Incentive Form’. Who needs to receive the form?
The form is intended to provide information to the main parties engaged in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Hinckley and Rugby conveyancing panel as a standard part of the process, and to the surveyor when requested.

The Developer will be required to start the process by downloading the form and completing it.

The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Hinckley and Rugby conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

How do I find a local solicitor on the Hinckley and Rugby conveyancing panel? I have a car and am prepared to travel up to 10 miles to meet the lawyer.
Feel free to make use of the find a conveyancing panel tool on this website. Please choose the lender and your location and you will see a number of lawyer located nearest you. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the Hinckley and Rugby solicitor panel.
The solicitors that I recently instructed on my house acquisition in London has without warning shut down. They were on acting for me because I needed a lawyer on the Hinckley and Rugby conveyancing panel and my previous lawyer was not. I paid them £200 on account. What are my options?
Assuming that you have an Estate Agent in the equation then inform them straight away so that they advise the vendors that there may be a slight delay due to the problems encountered. Hopefully they will be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You will need to appoint new lawyers that are on the Hinckley and Rugby conveyancing panel and notify the lender. If you have paid over any money it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new solicitors should be in a position to help
I am buying a property where the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Hinckley and Rugby be concerned
As you are obtaining a mortgage with Hinckley and Rugby your lawyer must to check the Hinckley and Rugby conveyancing instructions contained in the Part of CML Handbook for Hinckley and Rugby . The CML Handbook contains minimum requirements for solar panel roof-space leases, and solicitors are required to report to Hinckley and Rugby where a lease does not meet these requirements. The requirements relate to the installation of panels on properties in England and Wales. Requirements for Scotland are due in the near future.
Why might a lender such as Hinckley and Rugby withdraw a mortgage offer?
Banks and Building Societies such as Hinckley and Rugby can revoke their mortgage offer although this is unusual. If Hinckley and Rugby withdraw their offer they may or may not inform you or the lawyer as to their reasoning. There are many potential reasons but here are a number of examples:
  • If the borrower informs Hinckley and Rugby of a change in the loan amount agreed
  • Situations where information provided by the borrower that enabled the lender to make a lending decision is fraudulent, incorrect or misleading.
  • Where the purchase price and borrowers direct contribution differ to details on the mortgage application form completed by the borrower
  • Where to proceed with the Mortgage offer would be unlawful
  • Where the sale is not at arms length for value to unconnected persons
I am due to exchange contracts on my flat. I had a double glazing fitted in month 6 but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Hinckley and Rugby are being difficult. The solicitor who is on the Hinckley and Rugby conveyancing panel is recommending indemnity insurance as a solution but Hinckley and Rugby are insisting on a building regulation certificate. Why do Hinckley and Rugby have a conveyancing panel of they don’t accept advice from them?
It is probably the case that Hinckley and Rugby have referred the matter to their valuer. The reason why Hinckley and Rugby may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing correctly and safely installed. It merely protects against enforcement action which is very unlikely anyway.