Hinckley and Rugby Conveyancing Lender Panel Compliance Tool

COMPLETIONmonitor is web-based pre- and post-completion checklist for property lawyers. Supported by the CML and professional indemnity insures. COMPLETIONmonitor is a unique risk management tool.

This software assists the way you can demonstrate to lender panels that you are, and can stay fully compliant with their requirements, with automatic updates on Hinckley and Rugby’s changes. While using the tool is not a condition for being on the Hinckley and Rugby panel, demonstrating you can stay up to date with Hinckley and Rugby’s Handbook requirements is an excellent support to your application to their lender panel and, just as importantly, safeguard your firm’s panel standing.

The system generates real-time alerts, automatically produces SRA and CQS reports, and will enhance your firm's efficiency. It is also simply to use, cost-effective and, for some firms, leads to reduced PII premiums.

Find a Law Firm approved by Hinckley and Rugby

Banks and building societies often change their requirements. The UK Finance Lenders’ Handbook requirements from Hinckley and Rugby are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, frequently:

A Timeline of Policy Changes


Since 2008, Hinckley and Rugby has made 74 revisions or additions to sections of their version of the CML Handbook.
That equates to a section change every 36.9 days. In total, 28% of the sections of P2 of the UK Finance Lenders’ Handbook for Hinckley and Rugby have been changed since 15/12/2008.

To find out more about lender panel compliance,

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Recent Changes Include

# Date Assoc. Changes Related To
6.7.1 04/04/2018 CML
New Build Conveyancing
Hinckley and Rugby Building Society approved conveyancer requirements for New Build Conveyancing : Home Warranty Schemes
6.7.1 08/03/2017 CML
New Build Conveyancing
Hinckley and Rugby Building Society approved conveyancer requirements for New Build Conveyancing : Home Warranty Schemes
6.14.1c 01/12/2014 CML
buildings insurance total sum insured calculation
6.14.1d 01/12/2014 CML
maximum excess re building insurance
6.14.3 01/12/2014 CML
notification of non-renewal/cancellation for buildings insurance policy
6.14.1 01/12/2014 CML
Building Insurance
Hinckley and Rugby Building Society approved lawyers additional requirements concerning building insurance
6.14.1b 14/10/2014 CML
buildings insurance in joint names or lender interest noted
6.14.3 14/10/2014 CML
notification of non-renewal/cancellation for buildings insurance policy
6.14.4 14/10/2014 CML
sending a copy of the buildings insurance policy and last premium
14.1.5 30/06/2014 CML
Post Completion Conveyancing
Does the Hinckley and Rugby Building Society need to be sent the original mortgage deed and/or any other original title documents by their approved lawyer ?

Last update 09/09/2019

Examples of recent questions relating to the Hinckley and Rugby Conveyancing Panel from members of the public

I am selling my house and the estate agent has just texted me to advise that the purchasers are appointing a new solicitor. The reason given is that Hinckley and Rugby will only engage with property lawyers on their approved list. On what basis would a major lender only deal with specific law firms?
UK lenders have always had panels of law firms they are willing to work with, but in the past few years big names such as Nationwide , have reviewed and reduced their conveyancing panel– in some cases removing conveyancing firms who have worked with them for more than 25 years.

Lenders point to the increase in fraud as the reason for the cull – criteria have been tightened and a smaller panel should be easier to keep an eye on. No lender will say how many solicitors have been dropped, claiming the information is commercially sensitive, but the Law Society says it is hearing daily from firms that have been removed from panels, or have other concerns about them. Some do not even realise they have been dropped until contacted by a borrower who has instructed them as might be the situation in your buyer’s case. Your purchasers are unlikely to have any sway in the decision.

We are due to exchange on the purchase a house but as a result of damage from the recent storms I have agreed compensation from the seller of £3k approx by way of a reduction in the price. This was going to be dealt with as part of the conveyancing process but my mortgage company Hinckley and Rugby will not agree to this. Why was Hinckley and Rugby even consulted?
Your lawyer being on the Hinckley and Rugby conveyancing panel is duty bound to inform Hinckley and Rugby of any changes to the purchase price. If you were to refuse your lawyers to disclose the reduction to Hinckley and Rugby then they would have to discontinue acting for you and Hinckley and Rugby.
I have been searching for online conveyancing estimates. Can I be sure that all the law firms that are identified on your directory are on the Hinckley and Rugby conveyancing panel?
The law firms on our directory have advised us that they are on the Hinckley and Rugby panel and agreed to advise us to take down their listing in the event of removal off of the Hinckley and Rugby panel. To date we have not been informed by either a mortgage company or a member of the public that the data about a specific firm being on the Hinckley and Rugby conveyancing panel is incorrect.
I am purchasing a semi-detached house and getting a mortgage with Hinckley and Rugby. How practical is it for me to do the conveyancing?
Leaving aside the complexities and merits of DIY conveyancing you will have to appoint a solicitor on the Hinckley and Rugby conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to made in you doing to conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on the Hinckley and Rugby conveyancing panel in your location.
We expect to receive a DIP from Hinckley and Rugby this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc).Do the Hinckley and Rugby recommend a solicitor on the Hinckley and Rugby conveyancing panel, or is it better to find our own lawyer
You will need to appoint solicitors independently although you'll need to choose one on the Hinckley and Rugby conveyancing panel. The solicitor represents both you and the Hinckley and Rugby through the process.
I am selling my house. I had a double glazing fitted in month 2010 but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Hinckley and Rugby are being problematic. The solicitor who is on the Hinckley and Rugby conveyancing panel is saying indemnity insurance will be fine but Hinckley and Rugby are insisting on a building regulation certificate. Why do Hinckley and Rugby have a conveyancing panel of they don’t accept advice from them?
It is probably the case that Hinckley and Rugby have referred the matter to their valuer. The reason why Hinckley and Rugby may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing correctly and safely installed. It merely protects against enforcement action which is very unlikely anyway.
Next month my fiance and I are taking a long lease of a garden flat in Hendon. Conveyancing solicitors in Hendon are preferred to beretained. My brother-in-lawadvised that we enquire that the conveyancing practitioner in Hendon is on the Hinckley and Rugby solicitors panel. Is this right?
Not all Hendon conveyancing solicitors are on the Hinckley and Rugby conveyancing panel. 8 people a month use our search tool to search for a Hendon conveyancing lawyer on the on the Hinckley and Rugby solicitors pane.