Harpenden Building Society Conveyancing Panel Example Support Desk Enquires
from members of the public
I need to swap lawyers as my lawyer is not on the Harpenden Building Society panel of conveyancing solicitors. Is it advisable to appoint a new law firm?
If you haven't yet instructed a solicitor to do anything for you and have just received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer you're considering.
We are approaching an exchange and my parents having sent the 10% deposit to my lawyer. I am now advised that as the deposit has not come from me my lawyer needs to disclose this to my lender Harpenden Building Society. I am advised that, being on the Harpenden Building Society conveyancing panel and acting on their behalf he must inform Harpenden Building Society if the balance of the mortgage advance is not just from me. I advised the bank about my parent’s contribution when I applied for the mortgage so is it really necessary for him to raise this?
Your lawyer is obliged to check with Harpenden Building Society to make sure that they are aware that the balance of the purchase price is not from your own funds. Your solicitor can only report this to Harpenden Building Society if you agree, failing which, your lawyer must cease to continue acting.
Whilst your website is a good idea there are many lawyers listed near London on the Harpenden Building Society conveyancing panel. It would be a lot more helpful if you could recommend a specific firm on the Harpenden Building Society approved panel?
We do not recommend specific firms as the right firm for you depends on where your priorities lie. For example you may require a local firm with local knowledge or you might be looking for the low cost conveyancing. We recommend that you speak to 3 or 4 lawyers listed before you make your choice..
I am attempting to get my former partner taken off the mortgage deeds. Can Harpenden Building Society really insist on which solicitor I can or can not retain?
You can use any solicitor you like but Harpenden Building Society then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the Harpenden Building Society solicitors panel
Are all Conveyancing Quality Solicitors on the Harpenden Building Society conveyancing panel?
Some major banks and building societies now use the accreditation scheme as the starting point for Panel membership such as HSBC and Santander. CQS accreditation however is no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for firms wishing to remain on their panels.
Two weeks ago we had a mortgage agreed in principle with Harpenden Building Society. Solicitors have been instructed? How long does it take for Harpenden Building Society to send the offer to our conveyancer
Some lenders take longer than others. Have Harpenden Building Society done the survey? Have you advised Harpenden Building Society as your lawyers details and checked that your lawyer is on the Harpenden Building Society conveyancing panel? sometimes it can take as long as six weeks for a mortgage offer to be issued
Harpenden Building Society have agreed my mortgage in principle, my offer on house has been accepted, now what?
The estate agent will want to know who your solicitors are (make sure these solicitors are on the lenders panel). Call up Harpenden Building Society or your broker and complete any relevant paperwork. Harpenden Building Society will tell you what documents they want. Harpenden Building Society will instruct a valuer. The valuer will get in touch with the estate agent or seller to book an appointment. Once conducted (assuming no problems) it takes about week to get a mortgage offer. Harpenden Building Society will issue the offer to you and your lawyer. The transaction will then take it’s course according the nature and complexity of the conveyancing.