Harpenden Building Society Conveyancing Panel Recently Asked Questions
from members of the public
My Conveyancer is not on the Harpenden Building Society Conveyancing Panel. Can I still use my family solicitor even though they are excluded from the Harpenden Building Society panel?
You have a number of options available to you here:
- Complete the purchase with your preferred lawyers but Harpenden Building Society will need to instruct a lawyer on the Harpenden Building Society conveyancing panel. This will result in additional cost and potential delay.
- Get a new solicitor to act in the purchase, obviously checking they are on the Harpenden Building Society conveyancing panel.
- Urge your lawyer to apply to join the Harpenden Building Society lender panel
Much to my surprise my conveyancing solicitor has requested from me proof of ID documents saying that this forms part of his obligations as a solicitor on the Harpenden Building Society Solicitor panel. Can this be correct?
Due to Money Laundering Regulations your conveyancing lawyer is duty bound to confirm positively your identification when entering into a business relationship with you. It is a criminal offense if your lawyer not do this. If you do not provide ID early in the transaction the solicitor must refuse to act for you. It’s unlikely a lawyer will turn you away if you come to the first meeting without relevant ID but you will have to produce it at some point so you might as well bring it with you to the initial meeting so the lawyer can tick the ID verification box and start sorting out the conveyancing straight away. If you are getting a mortgage with Harpenden Building Society your lawyer also has to check ID documents to satisfy Harpenden Building Society
I require the services of a Harpenden Building Society panel solicitor in Belfast. Can you assist?
Unfortunately it’s not apparent why you need a Harpenden Building Society panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to Harpenden Building Society to find out which solicitors in Harpenden Building Society are on their panel. If you do find such a firm not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site
The solicitors that just started acting on my house acquisition in Manchester has suddenly closed. They were on acting for me because I needed a solicitor on the Harpenden Building Society conveyancing panel and my preferred lawyer was not. I gave them a cheque for £150 in advance. What do I do now?
Assuming that you have an Estate Agent in the equation then inform them straight away so that they can let the sellers know that there may be a slight delay due to reasons beyond your control. Most sellers would be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You will need to appoint new lawyers that are on the Harpenden Building Society conveyancing panel and notify the lender. If you have paid over any money it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new solicitors may be able to help
Is there a list of Harpenden Building Society panel conveyancers on the Building Society Association’s Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few lenders make their panel listings available online.
We expect to receive a DIP from Harpenden Building Society this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc).Do the Harpenden Building Society recommend a solicitor on the Harpenden Building Society conveyancing panel, or is it better to find our own lawyer
You will need to appoint solicitors independently although you'll need to choose one on the Harpenden Building Society conveyancing panel. The solicitor represents both you and the Harpenden Building Society through the process.
Planning on purchasing a flat with a mortgage with Harpenden Building Society. I have received an online quote from a licensed conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Harpenden Building Society conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that they are on the Harpenden Building Society conveyancing panel