Handelsbanken Conveyancing Panel Recently Asked Questions
from members of the public
It has come to my attention via my lender that my property lawyer is not on the Handelsbanken Conveyancing panel. What can I do to be sure that this is correct?
You need to contact your conveyancer. You lawyer should advise you what has happened. If they are not on the panel they could put your in touch with solicitors on the the approved Handelsbanken solicitor panel.
My conveyancer has identified an inconsistency between the information in Handelsbanken’s home valuation survey and what is revealed within the conveyancing documents. My solicitor informs me that as he is on the Handelsbanken conveyancing panel he is obliged to check that the lender is happy with this discrepancy and is content go ahead. Is my conveyancer’s stance legitimate?
A precondition to being on the Handelsbanken approved panel is to comply with the CML Handbook requirements (last updated for this lender on Handelsbanken) which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
Whilst your website is a good idea there are many lawyers listed near Hackney on the Handelsbanken conveyancing panel. It would be a lot more helpful if you could recommend a specific firm on the Handelsbanken approved panel?
We do not recommend specific firms as the right firm for you depends on where your priorities lie. For example you may require a local firm with local knowledge or you might be looking for the low cost conveyancing. Before you appoint your lawyer we advise you to speak to two or three of the firms listed to gain comfort as to which one is right for you..
The firm that I appointed last week on my purchase in Hendon has suddenly shut down. I only went with them because I needed a firm on the Handelsbanken conveyancing panel and my preferred lawyer was not. I gave my credit card details for them to take £175 for searches. What do I do now?
Assuming that you have an Estate Agent in the equation then let them know immediately so that they can let the sellers know that there may be a slight delay due to reasons beyond your control. Hopefully they will be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You will need to appoint new lawyers that are on the Handelsbanken conveyancing panel and notify the lender. If you have paid over any money it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new solicitors should be in a position to help
is it true that all solicitor firms on the Handelsbanken conveyancing panel regulated by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Handelsbanken conveyancing panel they would need to be regulated by the SRA. Many lenders do allow licenced conveyancers on their panel in which case such firms would be regulated by the Council of Licensed Conveyancers (CLC).
Two weeks ago we had a mortgage agreed in principle with Handelsbanken. Solicitors have been instructed? How long does it take for Handelsbanken to send the offer to our conveyancer
There is no definitive answer here. Have Handelsbanken done the valuation? Have you advised Handelsbanken as your lawyers details and checked that your lawyer is on the Handelsbanken conveyancing panel? It is not unusual for a mortgage offer to take a month to come through
I recently had an offer accepted on a house. My mortgage broker suggested a solicitor I paid an upfront payment of 150. Soon after the conveyancers contacted me to say that they were not on the Handelsbanken conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Handelsbanken panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.