Handelsbanken Conveyancing Lender Panel Compliance Tool

COMPLETIONmonitor is web-based pre- and post-completion checklist for property lawyers. Supported by the Council of Mortgage Lenders and professional indemnity insures. COMPLETIONmonitor is a unique risk management tool.

This system is the only way you can prove to lender panels that you are, and can stay fully compliant with their requirements, with notifications given on Handelsbanken’s changes. While using this technology is not a condition for being on the Handelsbanken panel, demonstrating you can remain up to date with Handelsbanken’s Handbook requirements is an excellent support to your application to their lender panel and, more importantly, protect your panel status.

COMPLETIONmonitor generates real-time alerts, automatically produces compliance and CQS reports, and will improve your firm's efficiency. It is also user friendly, cost-effective and, for some firms, results in a PII saving.

Find a Law Firm approved by Handelsbanken

Banks and building societies frequently change their requirements. The UK Finance Lenders’ Handbook requirements from Handelsbanken are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, over time:

A Timeline of Policy Changes


Since 2008, Handelsbanken has made 33 revisions or additions to sections of their version of the CML Handbook.
That equates to a section change every 82.7 days. In total, 10% of the sections of P2 of the UK Finance Lenders’ Handbook for Handelsbanken have been changed since 15/12/2008.

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Recent Changes Include

# Date Assoc. Changes Related To
1.15 14/10/2019 CML
General Mortgage Instructions
Can the approved conveyancing firm act for Handelsbanken if the person dealing with the conveyancing or a member of his immediate family is the borrower?
1.7 14/10/2019 CML
General Mortgage Instructions
Contact details at Handelsbanken for approved lawyers to if Handelsbanken will lend when borrower and mortgagor are not one and the same.
5.14.11 14/10/2019 CML
Leasehold Conveyancing
Handelsbanken approved lawyers leasehold conveyancing requirements : acceptability of indemnity insurance where the terms of the lease are unsatisfactory
Defective Lease Indemnity Insurance
5.14.1 14/10/2019 CML
Leasehold Conveyancing
Handelsbanken panel lawyers leasehold conveyancing requirements : minimum unexpired lease term
5.9.1 14/10/2019 CML
Commonhold
Handelsbanken panel lawyers clarification as to whether they lend where the title is commonhold
6.6.4 14/10/2019 CML
Houses in Multipe Occupation
Handelsbanken panel conveyancer requirements where the property comes within the definition of a house in multiple occupation
6.7.1 14/10/2019 CML
New Build Conveyancing
Handelsbanken panel conveyancer requirements for New Build Conveyancing : Home Warranty Schemes
6.7.4 14/10/2019 CML
New Build Conveyancing
Handelsbanken panel conveyancer requirements for New Build Conveyancing : will the Handelsbanken proceed if the property does not have the benefit of a new home warranty scheme
16.3.7b 31/01/2019 CML
Transfer of Equity
Handelsbanken guidance to conveyancing panel lawyers for form of attestation clause for Transfer of Equity
6.14.1 30/11/2015 CML
Building Insurance
Handelsbanken approved lawyers additional requirements concerning building insurance

Last update 14/11/2019

Handelsbanken Conveyancing Panel Recently Asked Questions from members of the public

My mortgage broker has asked me for my solicitor’s panel reference for the Handelsbanken conveyancing panel. What is the best way to discover this. I have contacted my local Handelsbanken branch but they cant find it on their system.
You are best placed to get this information from your conveyancing lawyer. They should have a central record lender panel numbers including the Handelsbanken panel reference.
Expecting to move into my new home next Friday. My conveyancing lawyer has asked me to provide him with a copy of the building insurance for the house as as he informs me that he is duty bound to validate that it is in order for Handelsbanken. What does the insurance need to cover?
Any lawyer on the Handelsbanken conveyancing panel would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in Handelsbanken’s Part 2 requirements of the CML Handbook (last updated on Handelsbanken). Being on the Handelsbanken conveyancing panel your lawyer is expect to follow these requirements.
Your search tool is useful but there are many lawyers listed near London on the Handelsbanken conveyancing panel. It would be a lot more helpful if you could recommend a specific firm on the conveyancing panel for Handelsbanken ?
We do not recommend specific firms as the right firm for you depends on where your priorities lie. For example you may require a local firm with local knowledge or you might be looking for the low cost conveyancing. We recommend that you speak to 3 or 4 lawyers listed before you make your choice..
We're in Liverpool, FTBs purchasing with a mortgage (lender is Handelsbanken , but our solicitor is on the Handelsbanken conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Handelsbanken conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
Is it the case that all conveyancing lawyers on the Handelsbanken conveyancing panel work on a no sale no fee basis?
There is generally no requirements by lenders for their firms to operate on a no-sale-no-fee basis. There a small number of lenders who operate a very restricted conveyancing panel managed by a third party company (often termed in the industry as a ‘gatekeeper’). That third party may impose certain conditions such as non-sale-no fee on the panel firms. If you require this as a condition of your conveyancing then you should check with the conveyancing firm that this is part of their service
Can I be sure that the solicitor on the Handelsbanken panel is any good?
seeking recommendations is a sensible start. Before you go ahead check if they offer a no sale no fee offer. Also you often get what you pay for - a firm which quotes more will often provide a better service than one which is cheap as chips. We would always advise that you speak with the solicitor carrying out your conveyancing
I am due to exchange contracts on my flat. I had a double glazing fitted in month 2010 but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Handelsbanken are being problematic. The solicitor who is on the Handelsbanken conveyancing panel is recommending indemnity insurance as a solution but Handelsbanken are requiring a building regulation certificate. Why do Handelsbanken have a conveyancing panel of they don’t accept advice from them?
It is probably the case that Handelsbanken have referred the matter to their valuer. The reason why Handelsbanken may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing correctly and safely installed. It merely protects against enforcement action which is very unlikely anyway.