FAQs : The Handelsbanken Solicitor Panel
from members of the public
I have just been informed by my IFA that my the law firm I have appointed is not on the Handelsbanken Conveyancing panel. What can I do to check?
The best course of action for you to take is to contact your conveyancer. You lawyer should advise you of the situation. If they are not on the panel they could put your in touch with solicitors on the the approved Handelsbanken solicitor panel.
I am due to complete my purchase next Friday. My conveyancing lawyer has asked me to provide him with a copy of the building insurance for the house as as he informs me that he is duty bound to validate that it is in order for Handelsbanken. What risks do Handelsbanken expect the insurance to cover?
Any lawyer on the Handelsbanken conveyancing panel would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in Handelsbanken’s Part 2 requirements of the CML Handbook (last updated on Handelsbanken). Being on the Handelsbanken conveyancing panel your lawyer is expect to follow these instructions.
Are there any apps to help find a local solicitor on the Handelsbanken conveyancing panel? I have a car and am prepared to travel up to 10 kilometers to meet the solicitor.
Feel free to make use of the find a conveyancing panel search on this website. Please choose the lender and your location and you will see a number of lawyer located nearest you. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the Handelsbanken solicitor panel.
I am purchasing a garden flat and getting a mortgage with Handelsbanken. Can I do my own conveyancing?
Leaving aside the complexities and merits of DIY conveyancing you will have to appoint a solicitor on the Handelsbanken conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to made in you doing to conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on the Handelsbanken conveyancing panel in your location.
Last month we had a mortgage agreed in principle with Handelsbanken. Solicitors have been chosen? How long does it take for Handelsbanken to send the offer to our conveyancer
There is no definitive answer here. Have Handelsbanken conducted the valuation? Have you advised Handelsbanken as your lawyers details and checked that your lawyer is on the Handelsbanken conveyancing panel? sometimes it can take as long as six weeks for a mortgage offer to be issued
I was thinking of purchasing my friend’s property. Once we agree a price, what’s the best way to proceed? I plan to obtain a mortgage with Handelsbanken. Is it possible to avoid using solicitors to save on the costs? My dad reckons back in the day he did a lot of it himself, just went into the land registry office and providing them with the info they needed himself
If you are getting a mortgage with Handelsbanken involved you will need to appoint a solicitor on the Handelsbanken conveyancing panel. We would not encourage you to both use the same solicitors' firm. There are clear conflict of interest issues and it's not going to make a huge difference to the speed of the overall process. So as not to hold things us you should pass on your solicitors details to Handelsbanken. Feel free to use our search tool to look for a licensed conveyancer or solicitor on the Handelsbanken conveyancing panel.
It is not clear whether my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date . I have called Handelsbanken on numerous occasions and was told they are content with the situation and they would lend. My solicitor - who is on the Handelsbanken conveyancing panel- telephoned and was told not they would not lend in accordance with their CML Handbook minimum lease term requirements. Who do I believe?
As long as the conveyancer is on the Handelsbanken panel she or he must comply with the CML Handbook requirements for Handelsbanken. Unless your lawyer obtains specific confirmation in writing that Handelsbanken will go ahead your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask Handelsbanken to contact your lawyer in writing confirming that they will accept the remaining number of years left on the lease.