Q and A’s regarding the Hampden Conveyancing Panel
from members of the public
I have been advised by my broker that I have to pay Hampden fees if I use my own solicitor. How efficient are the Hampden conveyancing panel solicitors? I dont care which law firm I use provided that they are good and not exorbitantly priced. Would you recommend a specific law firm on the Hampden panel?
Hampden’s conveyancing panel is pretty large so it would be advisable to check with the firms you are getting quotes from whether they are on it. You can search by postcode on the search tool on this site to find solicitors that Hampden will allow to act for them.
My conveyancer has discovered a difference when comparing the surveyor’s assumptions in Hampden’s valuation report and what is in the legal papers for the property. My solicitor has advised that as he is on the Hampden conveyancing panel he needs to ensure that the lender is happy with this discrepancy and is still content to lend. Is my conveyancer’s approach appropriate?
A precondition to being on the Hampden approved panel is to comply with the CML Handbook requirements (last updated for this lender on Hampden) which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
I need to find a Hampden panel solicitor in Belfast. Could you help me?
Unfortunately it’s not apparent why you need a Hampden panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to Hampden to find out which solicitors in Hampden are on their panel. If you do find such a firm not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site
I am trying to get my former partner taken off the mortgage deeds. Can Hampden really tell me which solicitor I can or can not use?
You can use any solicitor you like but Hampden then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the Hampden solicitors panel
I previously instructed online solicitors based in Bristol who are on the Hampden solicitor panel. They are now charging me a separate fee of £195 for dealing with the Hampden mortgage. Is this an additional conveyancing fee specified by Hampden?
Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your solicitors can charge a fee for this. This fee is not set by Hampden but by your lawyers. Some firms on the Hampden will charge an ‘acting for lender’ fee but plenty of firms include it on their overall fee.
I am currently in the process of buying my council flat. I have a mortgage agreed with Hampden. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event if you are getting a mortgage with Hampden you will need to appoint a solicitor on the Hampden conveyancing panel.
Me and my partner are acquiring a penthouse in Hendon. Conveyancing solicitors in Hendon need to beappointed. My friendadvised that we enquire that the property lawyer in Hendon is on the Hampden panel. Surely I don't need to do this, do I?
Far from all Hendon conveyancing solicitors are on the Hampden conveyancing panel. Click here to find a Hendon conveyancing lawyer
on the on the Hampden solicitors pane.