Frequently asked questions relating to the Hampden Conveyancing Panel
from members of the public
It has come to my attention via my IFA that my lawyer is not on the Hampden Conveyancing panel. What can I do to be sure that this is correct?
The first thing you need to do is to contact your lawyer directly. You lawyer should advise you what has happened. If they are not on the panel they could put your in touch with solicitors on the the approved Hampden solicitor panel.
Expecting to complete my purchase next Friday. I have now been asked to send a copy of my building insurance schedule by my solicitor as as he informs me that he is duty bound to validate that it is in order for Hampden. What does the insurance need to cover?
Any lawyer on the Hampden conveyancing panel would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in Hampden’s Part 2 requirements of the CML Handbook (last updated on Hampden). Being on the Hampden conveyancing panel your lawyer is expect to follow these requirements.
Whilst your website is a good idea there are many lawyers listed near Middlesbrough on the Hampden conveyancing panel. It would be a lot more helpful if you could recommend a specific firm on the Hampden approved panel?
We are not in the business of recommending one firm above another as the right firm for you depends on where your priorities lie. For example you may require a local firm with local knowledge or you might be looking for the low cost conveyancing. Before you appoint your lawyer we advise you to speak to two or three of the firms listed to gain comfort as to which one is right for you..
The firm that I recently instructed on my house acquisition in London has without warning closed. They were on acting for me because I needed a solicitor on the Hampden conveyancing panel and my family lawyer was not. I gave them a cheque for £150 in advance. What do I do now?
If you have an estate agent involved then inform them straight away so that they advise the vendors that there may be a slight delay due to reasons beyond your control. Hopefully they will be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You will need to appoint new lawyers that are on the Hampden conveyancing panel and notify the lender. If you have paid over any money it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new solicitors should be in a position to assist
We are getting a further advance on our mortgage from Hampden as we wish to carry out a loft conversion to our home. Do we need to appoint a solicitor on the Hampden conveyancing panel to deal with the legals?
Hampden would not normally appoint firms on their conveyancing panel to deal with such a matter. If they did require any legal work then you would need to ensure that such a lawyer was on the Hampden list
My fiance and I are at the point of viewing houses and now considering a potential offer. Should I already have a conveyancer appointed at this stage? I will be getting a mortgage with Hampden
You should start obtaining conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on the the estate agent. As you are getting a mortgage with Hampden , ask your prospective lawyers check they are on the Hampden conveyancing panel otherwise they can't do the mortgage legal work.
I was told four weeks ago that my mortgage has been agreed
to by Hampden. Is it usual for Hampden to only issue the offer once my
solicitor is approved on their conveyancing panel?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Hampden to deal with your lawyers application to be on the Hampden conveyancing panel. There's no guarantee that your solicitors will be accepted.