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Habito Conveyancing Lender Panel Compliance Tool

Looking for information about your firm's panel status?

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How can my firm apply to be on the Habito Conveyancing Panel?
Check your firm’s panel Status
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How can my firm be reinstated onto the Habito Conveyancing Panel?
Check your firm’s panel Status

Lexsure’s COMPLETIONmonitor is web-based pre- and post-completion checklist for property lawyers. It is supported by professional indemnity insurers. COMPLETIONmonitor is a unique risk management tool.

This system facilitates the way you can demonstrate to lender panels that you are, and can remain fully compliant with their instructions, with alerts on Habito’s changes. Notwithstanding that using this technology is not a condition for being on the Habito panel, demonstrating you can stay up to date with Habito’s Handbook requirements is a helpful support to your application to their lender panel and, more importantly, protect your firm’s panel standing.

The software generates real-time alerts, automatically produces regulatory and CQS reports, and will enhance your firm's efficiency. It is also simply to use, cost-effective and, for many firms, leads to a PII saving.

Find a Law Firm approved by Habito

Banks and building societies often vary their requirements. The UK Finance Lenders’ Handbook requirements from Habito are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, over time:

A Timeline of Policy Changes


Since 2008, Habito has made 14 revisions or additions to sections of their version of the UK Finance Handbook.
That equates to a section change every 195.0 days. In total, 7% of the sections of P2 of the UK Finance Lenders’ Handbook for Habito have been changed since 15/12/2008.

To find out more about lender panel compliance,
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FAQs : The Habito Conveyancing Panel from members of the public

I instructed a law firm to conveyancing on my purchase 5 weeks ago having applied for a mortgage with Habito. The solicitors confirmed to me that they are on Habito conveyancing panel and gave me their panel number. Habito then called me to say that their panel number was dormant and would need to be reactivated. What happens next? Do I instruct a different law firm listed on the conveyancing panel for Habito?
The answer depends on whether you still have confidence in the said solicitors and how long it will take for the firm to be reinstated on the Habito conveyancing panel You may wish to enlist the help of your broker to check with the Habito as to the time frame to get your lawyer reinstated on the panel once again.
We are approaching an exchange and my mum and dad having transferred the 10% deposit to my lawyer. I am now advised that as the deposit has not come from me my lawyer needs to disclose this to my lender Habito. I am advised that, being on the Habito conveyancing panel and acting on their behalf he must inform Habito if the balance of the mortgage advance is not just from me. I disclosed to the bank about my parent’s contribution when I applied for the mortgage so is it really necessary for this now to be an issue?
Your lawyer is obliged to check with Habito to make sure that they are aware that the balance of the purchase price is not from your own funds. Your solicitor can only report this to Habito if you agree, failing which, your lawyer must cease to continue acting.
I am Googling for conveyancing quotes online. Can I be sure that all the firms that are listed on your website are on the Habito conveyancing panel?
The solicitor and licensed conveyancing practices listed on our site have advised us that they are on the Habito panel and agreed to advise us to take down their listing in the event of removal off of the Habito panel. To date we have not been informed by either a bank or a member of the public that the data about a specific firm being on the Habito conveyancing panel is not accurate.
I would like to get my ex-wife removed the mortgage deeds. Can Habito really insist on which solicitor I can or can not retain?
You can use any solicitor you like but Habito then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the Habito solicitors panel
Is it the case that all solicitors on the Habito conveyancing panel regulated by the SRA?
As a firm of solicitors, in order to be on the Habito conveyancing panel they would need to be regulated by the Solicitors Regulatory Authority. Many lenders do allow licenced conveyancers on their panel in which case such firms would be regulated by the Council of Licensed Conveyancers (CLC).
Completion of my remortgage has taken place with a loan from Habito. Conveyancing was a necessary evil but I would like to complain about Habito. Who do I contact should I wish to lodge a complaint?
Almost all lenders have complaints procedures. Your first port of call should be one of the Habito branches or the Customer Services Team at Habito head office. In most cases complaints to Habito are sorted out very quickly. If you feel that the matter is not resolved you can write to the Financial Ombudsman Service who will take matters further.
My offer was accepted on an apartment on the 17th February 2014, valuation was booked 4 days after, received a clean bill of health. Solicitor retained, so all that was missing was my mortgage offer. Having made daily calls to Habito and chasing them on my offer I have now been told that my offer will not be issued unless the lawyer is on the Habito conveyancing panel. Are Habito entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Habito to deal with your lawyers application to be on the Habito conveyancing panel. There's no guarantee that your solicitors will be accepted.

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