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Fleet Mortgages Conveyancing Lender Panel Compliance Tool

Looking for information about your firm's panel status?

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How can my firm apply to be on the Fleet Mortgages Conveyancing Panel?
Check your firm’s panel Status
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How can my firm be reinstated onto the Fleet Mortgages Conveyancing Panel?
Check your firm’s panel Status

Lexsure’s COMPLETIONmonitor is web-based pre- and post-completion checklist for property lawyers. It is supported by PI insurers such as AmTrust. It is a unique risk management tool.

This software assists the way you can prove to lender panels that you are, and can stay fully compliant with their instructions, with automatic updates on Fleet Mortgages’s changes. While using the tool is not a condition for acceptance on the Fleet Mortgages panel, demonstrating you can remain up to date with Fleet Mortgages’s Handbook requirements is an excellent support to your application to their lender panel and, just as importantly, safeguard your firm’s panel status.

The software generates real-time alerts, automatically produces compliance and CQS reports, and will increase your firm's efficiency. It is also simply to use, cost-effective and, for some firms, results in a PII saving.

Find a Law Firm approved by Fleet Mortgages

Banks and building societies frequently vary their requirements. The UK Finance Lenders’ Handbook requirements from Fleet Mortgages are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, over time:

A Timeline of Policy Changes


Since 2008, Fleet Mortgages has made 108 revisions or additions to sections of their version of the UK Finance Handbook.
That equates to a section change every 25.3 days. In total, 28% of the sections of P2 of the UK Finance Lenders’ Handbook for Fleet Mortgages have been changed since 15/12/2008.

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Fleet Mortgages Conveyancing Panel : Questions and Answers from members of the public

I was advised recently by my IFA that my property lawyer is not on the Fleet Mortgages Solicitor panel. What can I do to be certain that this is indeed the case?
You need to contact your lawyer directly. It is reasonable to expect your lawyer to advise you what has happened. If they are not on the panel they may recommend you to a firm that is on the conveyancing panel for Fleet Mortgages.
Our conveyancer has uncovered a problem with the lease for the flat we are buying. The other side have suggested title insurance as a solution. We are content with insurance and will cover the costs. Our lawyer says that as he is on the Fleet Mortgages conveyancing panel he must check that the lender is happy with this solution. Are we the client or is Fleet Mortgages?
The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and Fleet Mortgages are the client. A precondition to being on the Fleet Mortgages approved panel is to comply with the CML Handbook requirements (last updated for this lender on Fleet Mortgages). The CML Handbook conditions require your lawyer to disclose issues such as defects will the lease so that Fleet Mortgages can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected . Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
Do all the firms listed on your search have online case tracking as I was under the impression that this was a precondition of being on the Fleet Mortgages solicitor panel?
The Council of Mortgage Lenders or BSA do not require online case tracking. Some law firms operate such technology and some don't.
My aunt passed away last year and as sole heir and executor was left the house. The house had a relatively small loan remaining of approximately £8000. I want to transfer the title deeds into my name whilst I re-mortgage to Fleet Mortgages , pay off the mortgage etc. Is this possible?
If you intend to re-mortgage then Fleet Mortgages will insist on your using a conveyancer on the Fleet Mortgages conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Fleet Mortgages conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Fleet Mortgages mortgage is registered as a charge at the Land Registry.
Is the case that all CQS (Conveyancing Quality Scheme) solicitors on the Fleet Mortgages conveyancing panel?
It is true that some lenders now use the accreditation scheme as the starting point for Panel membership such as HSBC and Santander. The Law Society’s CQS membership however is no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for firms wishing to remain on their approved list of conveyancing solicitors.
Two weeks ago we had a mortgage agreed in principle with Fleet Mortgages. Solicitors have been chosen? How long does it take for Fleet Mortgages to send the offer to our conveyancer
Some lenders take longer than others. Have Fleet Mortgages conducted the valuation? Have you advised Fleet Mortgages as your lawyers details and checked that your lawyer is on the Fleet Mortgages conveyancing panel? sometimes it can take as long as six weeks for a mortgage offer to be issued
I have paid off my mortgage with Fleet Mortgages. I assume I don't need a solicitor on the Fleet Mortgages panel to remove the mortgage at the Land Registry. Please confirm
If you have finished paying off your Fleet Mortgages mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Fleet Mortgages mortgage from the register. Fleet Mortgages,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage: but are not moving to another property where the Fleet Mortgages has sent the Land Registry the discharge electronically, and the Fleet Mortgages has instructed the Land Registry to do so The Land Registry will send you a letter confirming that your Fleet Mortgages mortgage has been paid off.

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