Fleet Mortgages Solicitor Panel Example Support Desk Enquires from members of the public
It has come to my attention via my mortgage adviser that my property lawyer is not on the Fleet Mortgages Solicitor panel. How can I be certain that this is indeed the case?
The best course of action for you to take is to contact your conveyancer. You lawyer should advise you of the situation. If they are not on the panel they could put your in touch with solicitors on the the approved Fleet Mortgages solicitor panel.
Our solicitor has uncovered a defect with the lease for the property we are purchasing. The other side have suggested defective title insurance as a workaround. We are content with insurance and will cover the costs. Our solicitor has advised that as he is on the Fleet Mortgages conveyancing panel he must be satisfied that the lender is happy with this solution. Who is the client here, us or Fleet Mortgages?
The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and Fleet Mortgages are the client. A precondition to being on the Fleet Mortgages approved panel is to comply with the CML Handbook requirements (last updated for this lender on Fleet Mortgages). The CML Handbook conditions require your lawyer to disclose issues such as defects will the lease so that Fleet Mortgages can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected . Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
I am searching for competitive conveyancing fees. Can I be confident that all the law firms that are identified on your directory are on the Fleet Mortgages conveyancing panel?
The law firms listed on our site have assured us via an online form that they are on the Fleet Mortgages panel and agreed to advise us to take down their listing in the event of removal off of the Fleet Mortgages panel. To date we have not been informed by either a mortgage company or a member of the public that the data about a specific firm being on the Fleet Mortgages conveyancing panel is incorrect.
The lawyers that I recently instructed on my house acquisition in Manchester has suddenly closed. I chose them because I needed a lawyer on the Fleet Mortgages conveyancing panel and my previous lawyer was not. I paid them £200 on account. What should be my next steps?
If you have an estate agent involved then let them know immediately so that they advise the vendors that there may be a slight delay due to reasons beyond your control. Most sellers would be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You will need to appoint new lawyers that are on the Fleet Mortgages conveyancing panel and notify the lender. If you have paid over any money it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new lawyers may be able to assist
Is it the case that all conveyancing solicitors on the Fleet Mortgages conveyancing panel regulated by the SRA?
As solicitors, in order to be on the Fleet Mortgages conveyancing panel they would need to be regulated by the SRA. Many lenders do allow licenced conveyancers on their panel in which case such firms would be regulated by the Council of Licensed Conveyancers (CLC).
My ex -wife’s name is on the Fleet Mortgages mortgage of my property but not on the land registry. The apartment was transferred to me on our divorce many years ago by way of a sealed court order. Does my ex still have a say on the sale even though the land registry showing the property in my name alone? Will I be required to take her name of the Fleet Mortgages mortgage in order to sell?
As regards the Fleet Mortgages mortgage, it is unusual that your ex-wife’s name remains on the mortgage but not on the title. It is conceivable that this is an oversight on the part of your conveyancers to ensure that her name was removed or even an administrative error on the part of Fleet Mortgages in failing to update their data. In any event, it should cause difficulty providing her name no longer appears on the Land Registry title and you have a court order ordering that the property is transferred to you.
We are are purchasing a penthouse in Hendon. Conveyancing solicitors in Hendon are preferred to beretained. My mothersuggested that we make sure that the conveyancing practitioner in Hendon is on the Fleet Mortgages approved list of lawyers. Aren't all lawyers on the Fleet Mortgages panel?
Far from all Hendon conveyancing solicitors are on the Fleet Mortgages conveyancing panel. Use the above search tool to find a Hendon conveyancing practitioner on the on the Fleet Mortgages approved list of lawyers.