Earl Shilton Building Society Conveyancing Lender Panel Compliance Tool

Lexsure’s COMPLETIONmonitor is an online pre- and post-completion checklist for residential conveyancing lawyers. Supported by the CML and professional indemnity insures. COMPLETIONmonitor is a unique risk mitigation tool.

This software optimises the way you can demonstrate to lender panels that you are, and can remain fully compliant with their requirements, with automatic updates on Earl Shilton Building Society’s changes. While utilising the software is not a prerequisite for Earl Shilton Building Society , demonstrating you can stay up to date with Earl Shilton Building Society’s Handbook requirements is a helpful support to your panel application and, just as importantly, protect your firm’s panel status.

The system generates real-time alerts, automatically produces regulatory and CQS reports, and will increase your firm's efficiency. It is also simply to use, cost-effective and, for many firms, leads to reduced PII premiums.

Find a Law Firm approved by Earl Shilton Building Society

Lenders often vary their requirements. The UK Finance Lenders’ Handbook requirements from Earl Shilton Building Society are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, frequently:

A Timeline of Policy Changes


Since 2008, Earl Shilton Building Society has made 158 revisions or additions to sections of their version of the CML Handbook.
That equates to a section change every 17.3 days. In total, 70% of the sections of P2 of the UK Finance Lenders’ Handbook for Earl Shilton Building Society have been changed since 15/12/2008.

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Recent Changes Include

# Date Assoc. Changes Related To
3.1.6 01/12/2014 CML
verification of identity
6.14.1a 01/12/2014 CML
contact point if property is not insured in accordance with lender requirement
6.7.4 04/02/2014 CML
New Build Conveyancing
Earl Shilton Building Society approved conveyancer requirements for New Build Conveyancing : will the Earl Shilton Building Society proceed if the property does not have the benefit of a new home warranty scheme
14.1.5 31/12/2012 CML
Post Completion Conveyancing
Does the Earl Shilton Building Society need to be sent the original mortgage deed and/or any other original title documents by their conveyancing panel ?
10.9 01/12/2010 CML
Mortgage Advance and Certificate of Title
Do Earl Shilton Building Society have a specific contact point if completion is delayed for their conveyancing panel?
1.15 01/12/2010 CML
General Mortgage Instructions
Can the approved conveyancing firm act for Earl Shilton Building Society if the person dealing with the conveyancing or a member of his immediate family is the borrower?
4.3 01/12/2010 CML
Mortage valuation
Contact details at Earl Shilton Building Society for approved lawyers where assumptions stated by the valuer are incorrect
4.5b 01/12/2010 CML
Certificates of Title
Contact details at Earl Shilton Building Society for conveyancing panel/approved lawyers where COT should be sent
5.13.1 01/12/2010 CML
Balance of Monies
Contact details at Earl Shilton Building Society for conveyancing panel lawyers where borrower is not providing balance of purchase price from funds/proposing to give second charge.
Insolvency Act Indemnity Insurance Deed of Gift Indemnity Insurance
5.4.6 01/12/2010 CML
Conveyancing Searches: Search Insurance
Earl Shilton Building Society approved lawyers clarification as to whether they accept search insurance and, if yes, the Earl Shilton Building Society requirements
Local Search Indemnity Insurance

Last update 10/11/2019

Q and A’s regarding the Earl Shilton Building Society Solicitor Panel from members of the public

The solicitor I had intended to instruct on a purchase said he would charge more if my lender is because of their difficult processes! Will I regret using Earl Shilton Building Society? Is Earl Shilton Building Society conveyancing so much more difficult?
Earl Shilton Building Society conveyancing requirements for their panel are no better or no more complicated than most lenders. It is the case now the CML Handbook, the "bible" used by solicitors to establish lender requirements, is different for each lender. It is not clear if your lawyer is on the Earl Shilton Building Society conveyancing panel. If they are not, this does add further risk of delay as Earl Shilton Building Society will appoint their own solicitors to look after their interest.
We are due to exchange on the purchase a house but as a result of damage from the recent storms I have agreed compensation from the seller of £3k approx by way of a reduction in the price. This was going to be dealt with as part of the conveyancing process but my mortgage company Earl Shilton Building Society will not agree to this. Why was Earl Shilton Building Society even consulted?
Your lawyer being on the Earl Shilton Building Society conveyancing panel is duty bound to inform Earl Shilton Building Society of any changes to the purchase price. If you were to refuse your lawyers to disclose the reduction to Earl Shilton Building Society then they would have to discontinue acting for you and Earl Shilton Building Society.
Is it necessary during the course of the conveyancing process to have a meeting at the offices of the Earl Shilton Building Society conveyancing panel solicitor to execute the mortgage deed? If so, I will instruct a firm who offer conveyancing in Manchester so that I can pop in to their offices if necessary.
Most conveyancing panel lawyers for Earl Shilton Building Society undertake all of the work via the post, internet or over the phone. This means that they can undertake your Conveyancing Transaction no matter where you live in England or Wales. However you should check if you can still book an appointment to go into appointed conveyancing lawyer if you prefer.
Please explain the implications if my solicitor is expelled from the Earl Shilton Building Society Conveyancing panel in advance of the moving date as agreed at exchange of contracts?
The first thing to point out is that, this is a very rare occurrence. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have ti instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by the regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit for a fee.
When it comes to mortgage companies such as Earl Shilton Building Society do lawyers have to be pay a fee to be on the conveyancing panel?
We are not aware of any lender fees to be on their panel although some do charge an administration charge to deal with the processing of the conveyancing panel application.
Can you point me to a directory of Earl Shilton Building Society panel solicitors on the Council of Mortgage Lender’s Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few lenders make their panel listings available online.
My offer on house has been accepted, but there is a chain. The vendors have offered on somewhere, but not been accepted yet, and have viewings of other properties booked. My conveyancing solicitor has been instructed. What should be my next step? When should I get the mortgage app going with Earl Shilton Building Society?
It is usual to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is approx £1k, then survey/valuation, conveyancing search costs, etc). First you should check that your solicitor is on the Earl Shilton Building Society conveyancing panel. As to the next stages this very much depends on the circumstances of your case, desire for this property and on the state of the market. In a hot mortgage some buyers would pally for the mortgage with Earl Shilton Building Society and pay for the valuation and only if it comes back ok would they pay their solicitor to press on with searches.