DB UK Bank Conveyancing Lender Panel Compliance Tool

COMPLETIONmonitor is an online pre- and post-completion checklist for property lawyers. Supported by the CML and PI insurers such as AmTrust. COMPLETIONmonitor is a unique risk management tool.

This system is the only way you can prove to lender panels that you are, and can stay fully compliant with their instructions, with alerts on DB UK Bank’s changes. Even though using this technology is not a condition for being on the DB UK Bank panel, demonstrating you can stay up to date with DB UK Bank’s Handbook requirements is an excellent support to your application to their lender panel and, more importantly, safeguard your firm’s panel status.

The software generates real-time alerts, automatically produces SRA and CQS reports, and will enhance your firm's efficiency. It is also simply to use, cost-effective and, for many firms, leads to reduced PII premiums.

Find a Law Firm approved by DB UK Bank

Mortgage companies frequently change their requirements. The UK Finance Lenders’ Handbook requirements from DB UK Bank are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, frequently:

A Timeline of Policy Changes


Since 2008, DB UK Bank has made 190 revisions or additions to sections of their version of the CML Handbook.
That equates to a section change every 14.4 days. In total, 38% of the sections of P2 of the UK Finance Lenders’ Handbook for DB UK Bank have been changed since 15/12/2008.

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Recent Changes Include

# Date Assoc. Changes Related To
6.14.1 01/12/2014 CML
Building Insurance
DB UK Bank Ltd approved lawyers additional requirements concerning building insurance
1.11a 26/09/2012 CML
General Mortgage Instructions
Contact details at DB UK Bank Ltd for conveyancing panel lawyers to obtain mortgage documentation
16.3.7a 26/09/2012 CML
Transfer of Equity
Contact details at DB UK Bank Ltd for approved lawyers for obtaining execution of transfer equity
17.2.1a 26/09/2012 CML
Redemption Payments
Where do solicitors and conveyancers send the discharge and repayment remittance in relation to DB UK Bank Ltd mortgages ?
5.14.10 26/09/2012 CML
Leasehold Conveyancing
DB UK Bank Ltd panel lawyers leasehold conveyancing requirements : contact for service charge matters
5.15.2a 26/09/2012 CML
Leasehold Conveyancing : Management Company
Contact details at DB UK Bank Ltd for approved lawyers for apparent problems with the management company.
5.16.2 26/09/2012 CML
Leasehold Conveyancing : Management Company
Contact details at DB UK Bank Ltd for conveyancing panel lawyers if unable to certify search entry on bankruptcy search does not relate to borrower.
5.5.3a 26/09/2012 CML
Planning Permission and Building Regulations : Breaches
Contact details at DB UK Bank Ltd for conveyancing panel lawyers where there evidence of breach and all outstanding conditions will not be satisfied by completion
Lack of Planning Permission Indemnity Insurance
6.14.1a 26/09/2012 CML
contact point if property is not insured in accordance with lender requirement
7.4 26/09/2012 CML
Occupiers at the Property
Contact details at DB UK Bank Ltd for approved conveyancers if doubts about accuracy of information concerning occupation of the property

Last update 19/01/2019

Examples of recent questions relating to the DB UK Bank Solicitor Panel from members of the public

My property lawyer is not listed on the DB UK Bank Conveyancing Panel. Is it possible for me to use my preferred solicitor even though they are excluded from the DB UK Bank panel?
You will need to have a conveyancer complete the legal work required when you take out a DB UK Bank mortgage to buy your property. They’ll carry out all the necessary legal checks on the property, make sure that you’re properly registered as the owner and ensure that all the necessary mortgage documentation is in place. You can instruct a conveyancing firm of your choice. However, if the firm selected is not a member of the DB UK Bank conveyancing panel additional costs will be incurred as separate legal representation will be required by DB UK Bank. Conveyancing panel applications can be submitted, so if your conveyancer has not previously applied for membership they can do so.
We are getting closer to an exchange and my parents having sent the 10% deposit to my lawyer. I am now advised that as the deposit has not come from me my lawyer needs to make a notification to my lender DB UK Bank. Apparently, being on the DB UK Bank conveyancing panel and acting on their behalf he must inform DB UK Bank if the balance of the mortgage advance is not just from me. I disclosed to the bank about my parent’s contribution when I applied for the mortgage so is it really necessary for him to raise this?
Your lawyer is obliged to check with DB UK Bank to make sure that they are aware that the balance of the purchase price is not from your own funds. Your solicitor can only report this to DB UK Bank if you agree, failing which, your lawyer must cease to continue acting.
I have checked your search tool I can't find the lawyer I was hoping to instruct as being on the DB UK Bank conveyancing panel. My lawyer has said that they are on the DB UK Bank approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the DB UK Bank conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the DB UK Bank solicitor panel.
Can you clarify what the consequences are if my solicitor is expelled from the DB UK Bank Solicitor panel in advance of the moving date as agreed at exchange of contracts?
The first thing to point out is that, this is very unlikely to happen. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have ti instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by the regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit at a cost.
When it comes to mortgage companies such as DB UK Bank do solicitors have to be pay a fee to be on the list of approved solicitors?
We are not aware of any lender fees to be on their panel although some do charge an administration charge to deal with the processing of the conveyancing panel application.
Can I be sure that the solicitor on the DB UK Bank panel is any good?
seeking recommendations is a good start. Before you go ahead check if they offer a no sale no fee offer. Also you often get what you pay for - a firm which quotes more will often provide a better service than one which is cheap as chips. We would always advise that you speak with the solicitor conducting your transaction
Do most lenders operate their own panel of solicitors?
Many lenders do operate a restricted conveyancing panel but a lot of lenders allow any solicitors to join their panel so long as they meet their criteria. Each lender sets their own criteria. For example the DB UK Bank conveyancing panel requirements are different to DB UK Bank’s conveyancing panel requirements.