Examples of recent questions relating to the DB UK Bank Solicitor Panel from members of the public
My fiance and I are buying a 3 bedroom flat in London with a mortgage from DB UK Bank. We have a lawyer but DB UK Bank says he's not on their "panel". We have to appoint one of the DB UK Bank panel firms or keep our solicitor and pay for one of their panel ones to represent them. This seems very unfair; Can we not simply insist that DB UK Bank use our lawyer?
No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the DB UK Bank conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for DB UK Bank
I am purchasing a new build apartment and my solicitor is advising me that she has to disclose incentives from the seller as her firm is on the DB UK Bank conveyancing panel. I am nearing the developer’s deadline to sign contracts and I have no desire to delay deal. is my lawyer taking the correct approach?
You should not exchange unless you have advised to do so by your lawyer. A precondition to being on the DB UK Bank approved panel is to comply with the CML Handbook requirements (last updated for this lender on DB UK Bank). The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
I note that you have a post code search directory listing law firms on the DB UK Bank conveyancing panel. Do firms pay you a referral fee if I retain them for my own house purchase?
We are a listing service only for law firms wishing to communicate if they are on the DB UK Bank conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint.
I was scheduled to move into my first house last Thursday. My solicitor is on the DB UK Bank conveyancing panel but has moved offices 8 weeks ago and had not informed DB UK Bank of their new address. DB UK Bank is now refusing to release my funds as the information from the solicitors isn't correct.
This is a rare situation indeed. The majority of lender Terms of Conveyancing Panel Appointment specifically oblige the solicitor to inform the lender of an address change. Your solicitor needs to treat this with the utmost urgency. Do speak with or register your concern with the senior partner (assuming he or she is not your direct lawyer). Most lenders would be reasonable in this situation and expedite the resolution of this issue. It may be prudent to enlist the help of your local DB UK Bank branch or your mortgage broker to see if they can help.
On the whole I have been dissatisfied with the level or service received from my lawyer. Is there a DB UK Bank conveyancing panel complaints department or do I complain directly to the law firm?
Complaining to DB UK Bank about their conveyancing panel is unlikely to yield much of a response. Every solicitor firm and conveyancer must have a complaints procedure. You can get information from the solicitor’s or conveyancer’s website or ask at their office. They must tell you about it if you ask.
The Legal Ombudsman will make sure that your complaint is addressed by the solicitor. It can also advise you how to complain.
If a licensed conveyancer does not have a complaints procedure or will not tell you about it, contact the Council for Licensed Conveyancers (CLC), which will make sure that your complaint is properly dealt with by the conveyancer. Please see below for more information.
My ex -wife’s name is on the DB UK Bank mortgage of my property but not on the land registry. The apartment was transferred to me on our divorce many years ago by way of a sealed court order. Does my ex still have a say on the sale even though the land registry showing the property in my name alone? Will I be required to take her name of the DB UK Bank mortgage in order to sell?
As regards the DB UK Bank mortgage, it is unusual that your ex-wife’s name remains on the mortgage but not on the title. It is conceivable that this is an oversight on the part of your conveyancers to ensure that her name was removed or even an administrative error on the part of DB UK Bank in failing to update their data. In any event, it should cause difficulty providing her name no longer appears on the Land Registry title and you have a court order ordering that the property is transferred to you.
My brother and I are taking a long lease of a flat in Hendon. Conveyancing solicitors in Hendon are preferred to beinstructed. My mothersuggested that we make sure that the conveyancer in Hendon is on the DB UK Bank approved list of lawyers. Is this right?
Not all Hendon conveyancing practices are on the DB UK Bank conveyancing panel. 8 people a month use our search tool to find a Hendon conveyancing firm on the on the DB UK Bank panel.