DB UK Bank Conveyancing Lender Panel Compliance Tool

COMPLETIONmonitor is an online pre- and post-completion checklist for residential conveyancing lawyers. Supported by the CML and PI insurers such as AmTrust. COMPLETIONmonitor is a unique risk mitigation tool.

This system facilitates the way you can prove to lender panels that you are, and can remain fully compliant with their instructions, with notifications given on DB UK Bank’s changes. Even though utilising the tool is not a condition for being on the DB UK Bank panel, demonstrating you can stay up to date with DB UK Bank’s Handbook requirements is an excellent support to your application to their lender panel and, just as importantly, protect your firm’s panel standing.

COMPLETIONmonitor generates real-time alerts, automatically produces COLP and CQS reports, and will increase your firm's efficiency. It is also user friendly, cost-effective and, for some firms, leads to a PII saving.

Find a Law Firm approved by DB UK Bank

Lenders frequently change their requirements. The UK Finance Lenders’ Handbook requirements from DB UK Bank are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, over time:

A Timeline of Policy Changes


Since 2008, DB UK Bank has made 190 revisions or additions to sections of their version of the CML Handbook.
That equates to a section change every 14.4 days. In total, 38% of the sections of P2 of the UK Finance Lenders’ Handbook for DB UK Bank have been changed since 15/12/2008.

To find out more about lender panel compliance,

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Recent Changes Include

# Date Assoc. Changes Related To
3.1.4 01/12/2014 CML
details of the seller's solicitors or licensed conveyancers
3.1.6 01/12/2014 CML
verification of identity
6.14.1d 01/12/2014 CML
maximum excess re building insurance
3.1.4 08/10/2013 CML
details of the seller's solicitors or licensed conveyancers
6.5.1 26/09/2012 CML
Vacant Possession on Completion
Contact details at DB UK Bank Ltd for conveyancing panel lawyers were vacant possession is not being given.
6.6.1 26/09/2012 CML
Buy to Let Conveyancing
Contact details at DB UK Bank Ltd for conveyancing panel lawyers were the subject property is let/to be let and to check DB UK Bank Ltd lend on buy-to-let.
6.6.2 26/09/2012 CML
Buy to Let Conveyancing
Contact details at DB UK Bank Ltd for approved lawyers when law firm does not have details of current letting or letting to take place at completion.
1.11b 11/09/2012 CML
General Mortgage Instructions
Contact details at DB UK Bank Ltd for approved lawyers to where standard mortgage documentation is inappropriate
4.5a 11/09/2012 CML
Mortagge valuation - Reinspections
Contact details at DB UK Bank Ltd for approved lawyers where re-inspection required
5.1.1 11/09/2012 CML
Properties owned for less than 6 months
Contact details at DB UK Bank Ltd for approved lawyers where there is a restriction on use.

Last update 18/07/2019

DB UK Bank Conveyancing Panel Recently Asked Questions from members of the public

I am obtaining a offer of a mortgage from DB UK Bank. I intend to instruct a Licensed Conveyancer. Does the DB UK Bank Solicitor panel exclude conveyancers regulated by the CLC
DB UK Bank’s approved solicitor list is, like many other lenders represented by the CML or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
I do hope you can help me. My lawyer is assuring me that he has to order a Local Authority search because the firm are on the DB UK Bank solicitor panel. The searches cost a lot of money. Can this be avoided?
You have limited options available to you. Given that you are taking out a loan with DB UK Bank your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of DB UK Bank’s conveyancing panel appointment which obliges them to follow the CML Handbook requirements last updated DB UK Bank. even if you were a cash buyer you would be ill advised not to carry out a local authority search.
I am buying a property and need a conveyancing solicitor in Leeds who is on the DB UK Bank approved. Can you recommend a local firm?
Our service is a directory service for firms who wish to be listed as being on the approved conveyancing panel for DB UK Bank . We don’t recommend any particular firm.
Can you clarify what the consequences are if my solicitor is suspended from the DB UK Bank Conveyancing panel prior to the completion date?
The first thing to point out is that, this is a very rare occurrence. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have ti instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by the regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit for a fee.
Intending to buy a house with a mortgage with DB UK Bank. I have received an online quote from a licensed conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the DB UK Bank conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that they are on the DB UK Bank conveyancing panel
After shopping around on the internet I have found a solicitor having made sure that they are on the DB UK Bank conveyancing panel. Does my lawyer arrange the survey of the property? Or I've read lots of house buying,I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my solicitor - who is on the DB UK Bank conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
DB UK Bank will need an independent valuation of the property. Your lawyer will not arrange this. Usually DB UK Bank will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller. or Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by postcode. As you are getting a mortgage with DB UK Bank you could contact your them to see if they have a list of approved surveyors.
Sometime soon me and my wife are buying a flat in Hendon. Conveyancing solicitors in Hendon are about to beinstructed. My agentsuggested that we make sure that the solicitor in Hendon is on the DB UK Bank approved list of lawyers. Surely I don't need to do this, do I?
Far from all Hendon conveyancing solicitors are on the DB UK Bank conveyancing panel. Click here to search for a Hendon conveyancing practitioner on the on the DB UK Bank approved list of lawyers.