Darlington Building Society Conveyancing Panel Recently Asked Questions from members of the public
My financial adviser has informed me that I have to pay Darlington Building Society fees should I instruct my family lawyer. How good are the Darlington Building Society conveyancing panel solicitors? I dont care which law firm I use provided that they are good and not exorbitantly priced. Are there any Darlington Building Society conveyancers you'd recommend?
Darlington Building Society’s conveyancing panel is pretty large so your best bet is just to check with the firms you are getting quotes from whether they are on it. You can search by postcode on the search tool on this site to find solicitors that Darlington Building Society will allow to act for them.
My partner and I are refinancing our maisonette with Darlington Building Society. We have a son approaching twenty who lives with us. The solicitor on the Darlington Building Society conveyancing panel requested us to identify anyone over the age of 17 other than ourselves who reside at the property. Our lawyer has now e-mailed a document for our son to sign, giving up any rights in the event that the property is forfeited by the lender. I have two concerns (1) Is this form unique to the Darlington Building Society conveyancing panel as he did not need to sign this form when we bought 3 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?
On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Darlington Building Society .This is solely used to protect the Darlington Building Society if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave.
It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Darlington Building Society had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
I am buying a property and require a conveyancing solicitor in London who is on the Darlington Building Society approved. Could you point me in the right direction as regards a firm?
Our service is a directory service for firms who wish to be listed as being on the approved conveyancing panel for Darlington Building Society . We don’t recommend any particular firm.
My aunt passed away last year and as sole heir and executor was left the house. The house had a relatively small loan remaining of approximately £8000. I want to have the title changed into my name whilst I re-mortgage to Darlington Building Society , pay off the mortgage etc. Is this allowed?
If you intend to re-mortgage then Darlington Building Society will insist on your using a conveyancer on the Darlington Building Society conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Darlington Building Society conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Darlington Building Society mortgage is registered as a charge at the Land Registry.
When it comes to mortgage companies such as Darlington Building Society do lawyers have to be pay a fee to be on the list of approved solicitors?
We are not aware of any lender fees to be on their panel although some do charge an administration charge to deal with the processing of the conveyancing panel application.
We have agreed to purchase a house.One unusual aspect is that the roof has a solar panel. Darlington Building Society have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that your lender is Darlington Building Society your lawyer must to check the Darlington Building Society conveyancing instructions contained in the Part of CML Handbook for Darlington Building Society . The CML Handbook contains minimum requirements for solar panel roof-space leases, and solicitors are required to report to Darlington Building Society where a lease does not meet these requirements. The requirements relate to the installation of panels on properties in England and Wales. The CML are developing guidance for Northern Ireland and Scotland.
I had an offer accepted on a house on the 12th January 2014, valuation was booked five days later, received a clean bill of health. Property lawyer appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to Darlington Building Society and chasing them on my offer I have now been told that my offer will not be issued unless the lawyer is on the Darlington Building Society conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Darlington Building Society to deal with your lawyers application to be on the Darlington Building Society conveyancing panel. There's no guarantee that your solicitors will be accepted.