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Cumberland Building Society Conveyancing Lender Panel Compliance Tool

Looking for information about your firm's panel status?

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How can my firm apply to be on the Cumberland Building Society Conveyancing Panel?
Check your firm’s panel Status
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How can my firm be reinstated onto the Cumberland Building Society Conveyancing Panel?
Check your firm’s panel Status

Lexsure’s COMPLETIONmonitor is web-based pre- and post-completion checklist for property lawyers. It is supported by PI insurers such as AmTrust. COMPLETIONmonitor is a unique risk management tool.

This system is the only way you can demonstrate to lender panels that you are, and can remain fully compliant with their requirements, with notifications given on Cumberland Building Society’s changes. Even though utilising this technology is not a prerequisite for Cumberland Building Society , demonstrating you can stay up to date with Cumberland Building Society’s Handbook requirements is an excellent support to your application to their lender panel and, just as importantly, protect your firm’s panel standing.

COMPLETIONmonitor creates real-time alerts, automatically produces regulatory and CQS reports, and will increase your firm's efficiency. It is also simply to use, cost-effective and, for many firms, leads to reduced PII premiums.

Find a Law Firm approved by Cumberland Building Society

Banks and building societies frequently change their requirements. The BSA instructions from Cumberland Building Society are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, over time:

A Timeline of Policy Changes


Since 2010, Cumberland Building Society has made 109 revisions or additions to sections of their version of the BSA Requirements.
That equates to a section change every 25.0 days. In total, 35% of the sections of the BSA Requirements for Cumberland Building Society have been changed since 26/1/2010.

To find out more about lender panel compliance,
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Common questions asked concerning the Cumberland Building Society Solicitor Panel from members of the public

I am expecting a offer of a mortgage from Cumberland Building Society. I hope to retain the legal services of a Licensed Conveyancer. Does the Cumberland Building Society Solicitor panel allow for Licensed Conveyancers
Cumberland Building Society’s approved solicitor list is, like many other lenders associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
Please help. My conveyancer is assuring me that he is legally obliged to apply for a Local Authority search because the firm are on the Cumberland Building Society solicitor panel. Do I not have a choice here?
You have limited options available to you. Given that you are taking out a loan with Cumberland Building Society your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of Cumberland Building Society’s conveyancing panel appointment which obliges them to follow the CML Handbook requirements last updated Cumberland Building Society. even if you were a cash buyer you would be ill advised not to carry out a local authority search.
I am purchasing a property and require a conveyancing solicitor in London who is on the Cumberland Building Society approved. Can you recommend a local firm?
Our service is a directory service for firms who wish to be listed as being on the approved conveyancing panel for Cumberland Building Society . We don’t recommend any particular firm.
My conveyancers in London have advised me that they can not locate my conveyancing file. At the time of my purchase I took out a mortgage with Cumberland Building Society. Is it case that being on the Cumberland Building Society conveyancing panel they need to have retained the file for a number of years?
It very much depends from lender to lender but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the Cumberland Building Society Conveyancing Panel Terms. It might be worth you contacting Cumberland Building Society directly.
When it comes to mortgage companies such as Cumberland Building Society do lawyers have to be pay a fee to be on the list of approved solicitors?
We are not aware of any lender fees to be on their panel although some do charge an administration charge to deal with the processing of the conveyancing panel application.
I was thinking of purchasing my friend’s property. Assuming we can agree a figure, what’s the best way to proceed? I hope to get a mortgage with Cumberland Building Society. Is it possible to avoid using solicitors to save on the costs? My father said that years ago it was possible to take the documents into the local Land Registry office and they did the rest
If you are getting a mortgage with Cumberland Building Society involved you will need to appoint a solicitor on the Cumberland Building Society conveyancing panel. We would not encourage you to both use the same solicitors' firm. There are clear conflict of interest issues and it's not going to make a huge difference to the speed of the overall process. So as not to hold things us you should pass on your solicitors details to Cumberland Building Society. Feel free to use our search tool to look for a licensed conveyancer or solicitor on the Cumberland Building Society conveyancing panel.
I have agreed a price on a apartment I spoke to a lawyer recommended by my uncle and he recommended using a solicitor approved by Cumberland Building Society. The estate agent recommended two local firms so I asked Cumberland Building Society if the 2 suggested solicitors are approved, which they are not. Cumberland Building Society pointed out that either practice can fill out the appropriate forms to become approved. Do I (1) save myself the aggravation and use one of Cumberland Building Society 's conveyancing panel solicitors (2) Use the local solicitor and accept there may be delays etc as they go through the approval process.
Ask Cumberland Building Society to suggest a law firm in your location. Most banks have lawyers on their panel throughout the UK. You can also use our search tool at the top of this page to search for a lawyer on the Cumberland Building Society conveyancing panel based on location. If you particularly like the sound of one of the local lawyers that you have spoken to ask them if they would go onto Cumberland Building Society conveyancing panel as it may only take about 2-3 weeks. As long as they meet Cumberland Building Society’s requirements it can be a very simple job for the solicitor. Other stuff will be going on in parallel (as you are at an early stage) so it may not delay matters.

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