Chesham Building Society Conveyancing Panel : Questions and Answers from members of the public
My financial adviser has says he needs my law firm’s panel reference for the Chesham Building Society conveyancing panel. What is the best way to discover this. I have contacted my local Chesham Building Society office but they cant find it on their system.
the sensible thing to do is ask for this information from your solicitor. They should have a central record lender panel numbers including the Chesham Building Society panel reference.
We are nearing an exchange and my parents having sent the 10% deposit to my lawyer. I am now advised that as the deposit has not come from me my lawyer needs to make a notification to my lender Chesham Building Society. I am advised that, being on the Chesham Building Society conveyancing panel and acting on their behalf he must inform Chesham Building Society if the balance of the mortgage advance is not just from me. I advised the bank about my parent’s contribution when I applied for the mortgage so is it really necessary for this now to be an issue?
Your lawyer is obliged to check with Chesham Building Society to make sure that they are aware that the balance of the purchase price is not from your own funds. Your solicitor can only report this to Chesham Building Society if you agree, failing which, your lawyer must cease to continue acting.
Having used your search tool I can't find the lawyer I was hoping to instruct as being on the Chesham Building Society conveyancing panel. My lawyer has said that they are on the Chesham Building Society approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the Chesham Building Society conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the Chesham Building Society solicitor panel.
I am buying a right to buy flat and getting a mortgage with Chesham Building Society. How practical is it for me to do the conveyancing?
Leaving aside the complexities and merits of DIY conveyancing you will have to appoint a solicitor on the Chesham Building Society conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to made in you doing to conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on the Chesham Building Society conveyancing panel in your location.
We were going to get a DIP from Chesham Building Society this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc).Do the Chesham Building Society recommend a solicitor on the Chesham Building Society conveyancing panel, or is it better to find our own lawyer
You will need to appoint solicitors independently although you'll need to choose one on the Chesham Building Society conveyancing panel. The solicitor represents both you and the Chesham Building Society through the process.
I'm in the process of viewing flats and am about to put in an offer. Should I already have a conveyancer appointed at this stage? I I am planning to take a home loan with Chesham Building Society
You should start obtaining conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on the the estate agent. As you are getting a mortgage with Chesham Building Society , make sure you remember to check that your lawyer is on the Chesham Building Society conveyancing panel.
I have decided to exercise my right to buy my property off the council. I have a mortgage offer with Chesham Building Society. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event if you are getting a mortgage with Chesham Building Society you will need to appoint a solicitor on the Chesham Building Society conveyancing panel.