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Cambridge Building Society Conveyancing Lender Panel Compliance Tool

Looking for information about your firm's panel status?

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How can my firm apply to be on the Cambridge Building Society Conveyancing Panel?
Check your firm’s panel Status
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How can my firm be reinstated onto the Cambridge Building Society Conveyancing Panel?
Check your firm’s panel Status

COMPLETIONmonitor is an online pre- and post-completion checklist for property lawyers. It is supported by PI insurers. COMPLETIONmonitor is a unique risk mitigation tool.

This software is the only way you can prove to lender panels that you are, and can stay fully compliant with their instructions, with automatic updates on Cambridge Building Society’s changes. While using the tool is not a condition for being on the Cambridge Building Society panel, demonstrating you can remain up to date with Cambridge Building Society’s Handbook requirements is an excellent support to your panel application and, more importantly, safeguard your firm’s panel status.

The software creates real-time alerts, automatically produces COLP and CQS reports, and will enhance your firm's efficiency. It is also simply to use, cost-effective and, for many firms, results in reduced PII premiums.

Find a Law Firm approved by Cambridge Building Society

Lenders often change their requirements. The BSA instructions from Cambridge Building Society are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, over time:

A Timeline of Policy Changes


Since 2010, Cambridge Building Society has made 75 revisions or additions to sections of their version of the BSA Requirements.
That equates to a section change every 36.4 days. In total, 50% of the sections of the BSA Requirements for Cambridge Building Society have been changed since 26/1/2010.

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Examples of recent questions relating to the Cambridge Building Society Solicitor Panel from members of the public

My husband and I are buying a 1 bedroom flat in Leeds with a mortgage from Cambridge Building Society. We would like to retain our solicitor but Cambridge Building Society says he's not on their "panel". It seems we have little choice but to instruct one of the Cambridge Building Society panel firms or keep our solicitor and pay for one of their panel ones to represent them. We feel as though this is unjust; is there anything we can do?
Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the Cambridge Building Society conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for Cambridge Building Society
We are due to exchange on the purchase a house but as a result of damage from the recent storms I have agreed compensation from the seller of £3k approx by way of a reduction in the price. This was going to be dealt with as part of the conveyancing process but my mortgage company Cambridge Building Society will not agree to this. Why was Cambridge Building Society even consulted?
Your lawyer being on the Cambridge Building Society conveyancing panel is duty bound to inform Cambridge Building Society of any changes to the purchase price. If you were to refuse your lawyers to disclose the reduction to Cambridge Building Society then they would have to discontinue acting for you and Cambridge Building Society.
I have checked your search tool I can't find the lawyer I was hoping to instruct as being on the Cambridge Building Society conveyancing panel. My lawyer has said that they are on the Cambridge Building Society approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the Cambridge Building Society conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the Cambridge Building Society solicitor panel.
I am trying to get my ex-husband taken off the mortgage deeds. Can Cambridge Building Society really insist on which solicitor I can or can not instruct?
You can use any solicitor you like but Cambridge Building Society then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the Cambridge Building Society solicitors panel
Hi, thinking about buying a house off my mate. Once we agree a price, what’s the best way to move forward? I hope to get a mortgage with Cambridge Building Society. Is it possible to avoid using solicitors to save on the costs? My dad reckons back in the day he did a lot of it himself, just went into the land registry office and providing them with the info they needed himself
If you are getting a mortgage with Cambridge Building Society involved you will need to appoint a solicitor on the Cambridge Building Society conveyancing panel. We would not encourage you to both use the same solicitors' firm. There are clear conflict of interest issues and it's not going to make a huge difference to the speed of the overall process. So as not to hold things us you should pass on your solicitors details to Cambridge Building Society. Feel free to use our search tool to look for a licensed conveyancer or solicitor on the Cambridge Building Society conveyancing panel.
I am about to exchange contracts on a purchase with a mortgage from Cambridge Building Society. The report from my solicitor mentions that Cambridge Building Society could withdraw their offer before completion. Is this right?
Banks and Building Societies such as Cambridge Building Society can withdraw their mortgage offer although this rarely happens. In the unlikely event that Cambridge Building Society withdraw their offer they may or may not inform you or the lawyer as to their reasoning. There are various possible reasons but here are a few examples:
  • Where information comes to Cambridge Building Society ‘s attention regarding the customers or the security that they were not aware of prior to offer that affects their original decision to lend
  • If the financial circumstances of the borrower have changed to the detriment and the Cambridge Building Society has been notified
  • Amendments if purchase price adjusted and the loan to value limits exceeded by this. Please note that Cambridge Building Society conveyancing panel solicitors would be obliged to notify Cambridge Building Society of a change in the price of the property.
  • A cashback to the buyer, or | part of the price includes a non-cash incentive to the buyer (eg paid stamp duty land tax),or | any indirect incentive (cash or non cash) or rental guarantee, of which the lender was previously unaware
  • Where to proceed with the Mortgage offer would be unlawful
I am selling my house. I had a double glazing fitted in month 8 but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Cambridge Building Society are being pedantic. The solicitor who is on the Cambridge Building Society conveyancing panel is recommending indemnity insurance as a solution but Cambridge Building Society are insisting on a building regulation certificate. Why do Cambridge Building Society have a conveyancing panel of they don’t accept advice from them?
It is probably the case that Cambridge Building Society have referred the matter to their valuer. The reason why Cambridge Building Society may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing correctly and safely installed. It merely protects against enforcement action which is very unlikely anyway.