Britannia Solicitor Panel Recently Asked Questions
from members of the public
I am hoping to receive a offer of a mortgage from Britannia. I hope to employ the services of a Licensed Conveyancer. Does the Britannia Conveyancing panel exclude conveyancers regulated by the CLC
Britannia’s conveyancing panel is, like many other lenders represented by the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
We are due to exchange on the purchase a house but as a result of damage from the recent storms I have agreed compensation from the seller of £3k approx by way of a reduction in the price. This was going to be dealt with as part of the conveyancing process but my mortgage company Britannia will not agree to this. Why was Britannia even consulted?
Your lawyer being on the Britannia conveyancing panel is duty bound to inform Britannia of any changes to the purchase price. If you were to refuse your lawyers to disclose the reduction to Britannia then they would have to discontinue acting for you and Britannia.
I require the services of a Britannia panel solicitor in Stirling. Can you assist?
Unfortunately it’s not apparent why you need a Britannia panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to Britannia to find out which solicitors in Britannia are on their panel. If you do find such a firm not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site
I was scheduled to move into my dream home last Thursday. My solicitor is on the Britannia solicitors panel but has changed address 8 weeks ago and had not informed Britannia of their new address. Britannia has locked down the release of mortgage funds until such time as their systems are up to date with the correct details.
This is as unusual as it is unlucky. The majority of lender Terms of Conveyancing Panel Appointment specifically oblige the solicitor to inform the lender of an address change. Your solicitor needs to treat this with the utmost urgency. Do speak with or register your concern with the senior partner (assuming he or she is not your direct lawyer). Most lenders would be reasonable in this situation and expedite the resolution of this issue. It may be prudent to enlist the help of your local Britannia branch or your mortgage broker to see if they can help.
Is there a list of Britannia panel solicitors on the CML Handbook Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few lenders make their panel listings available online.
I am due to exchange contracts on my apartment. I had a double glazing fitted in month 2010 but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Britannia are being pedantic. The solicitor who is on the Britannia conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Britannia are insisting on a building regulation certificate. Why do Britannia have a conveyancing panel of they don’t accept advice from them?
It is probably the case that Britannia have referred the matter to their valuer. The reason why Britannia may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing correctly and safely installed. It merely protects against enforcement action which is very unlikely anyway.
My ex -wife’s name is on the Britannia mortgage of my property but not on the land registry. The apartment was transferred to me on our divorce many years ago by way of a sealed court order. Does my ex still have a say on the sale even though the land registry showing the property in my name alone? Will I be required to take her name of the Britannia mortgage in order to sell?
In terms of the Britannia mortgage, it is unusual that your ex-wife’s name remains on the mortgage but not on the title. It is conceivable that this is an oversight on the part of your conveyancers to ensure that her name was removed or even an administrative error on the part of Britannia in failing to update their data. In any event, it should cause difficulty providing her name no longer appears on the Land Registry title and you have a court order ordering that the property is transferred to you.