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Britannia Conveyancing Lender Panel Compliance Tool

Looking for information about your firm's panel status?

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How can my firm apply to be on the Britannia Conveyancing Panel?
Check your firm’s panel Status
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How can my firm be reinstated onto the Britannia Conveyancing Panel?
Check your firm’s panel Status

COMPLETIONmonitor is an online pre- and post-completion checklist for residential conveyancing lawyers. It is supported by professional indemnity insurers. COMPLETIONmonitor is a unique risk mitigation tool.

This system optimises the way you can prove to lender panels that you are, and can remain fully compliant with their instructions, with notifications given on Britannia’s changes. Even though using the software is not a prerequisite for Britannia , demonstrating you can remain up to date with Britannia’s Handbook requirements is an excellent support to your application to their lender panel and, just as importantly, safeguard your panel standing.

COMPLETIONmonitor creates real-time alerts, automatically produces SRA and CQS reports, and will improve your firm's efficiency. In addition it is simply to use, cost-effective and, for some firms, results in a PII saving.

Find a Law Firm approved by Britannia

Banks and building societies frequently change their requirements. The UK Finance Lenders’ Handbook requirements from Britannia are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, frequently:

A Timeline of Policy Changes


Since 2008, Britannia has made 503 revisions or additions to sections of their version of the UK Finance Handbook.
That equates to a section change every 5.4 days. In total, 62% of the sections of P2 of the UK Finance Lenders’ Handbook for Britannia have been changed since 15/12/2008.

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Common questions asked concerning the Britannia Solicitor Panel from members of the public

My mortgage broker has says he needs my solicitor’s panel member for the Britannia conveyancing panel. What is the best way to discover this. I have tried my local Britannia branch but they have not responded to me.
Have you tried speaking to your lawyer about this?. They should have a central record lender panel numbers including the Britannia panel reference.
Much to my surprise my conveyancer is asking me for proof of ID documents asserting that this forms part of his retainer as a solicitor on the Britannia Conveyancing panel. Can you confirm whether this is the case?
Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with before they can accept their conveyancing business. The Terms and Conditions that you need to sign will no doubt confirm this. Your lawyer is right that Britannia also require certain documents to be viewed. If a you refuse to provide ID verification documents, your conveyancer would not be able to accept instructions from you. Your lawyer also has obligations to obtain certain documents in accordance with Britannia CML Handbook requirements last updated on Britannia
I am looking to buy a property and need a conveyancing solicitor in Liverpool who is on the Britannia solicitor. Could you point me in the right direction as regards a firm?
Our service is a directory service for firms who wish to be listed as being on the approved conveyancing panel for Britannia . We don’t recommend any particular firm.
My grandfather passed away six months ago and as sole heir and executor was left the house. The house had a small mortgage remaining of approximately £5k. I want to transfer the title deeds into my name whilst I re-mortgage to Britannia , pay off the mortgage etc. Is this allowed?
If you intend to re-mortgage then Britannia will insist on your using a conveyancer on the Britannia conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Britannia conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Britannia mortgage is registered as a charge at the Land Registry.
Do the majority of lenders operate their own panel of solicitors?
Many lenders do operate a restricted conveyancing panel but a lot of lenders allow any solicitors to join their panel so long as they meet their criteria. Each lender sets their own criteria. For example the Britannia conveyancing panel requirements are different to Britannia’s conveyancing panel requirements.
I am buying a property where the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Britannia be concerned
As you are obtaining a mortgage with Britannia your lawyer must to check the Britannia conveyancing instructions contained in the Part of CML Handbook for Britannia . The CML Handbook contains minimum requirements for solar panel roof-space leases, and solicitors are required to report to Britannia where a lease does not meet these requirements. The requirements relate to the installation of panels on properties in England and Wales. Requirements for Scotland are due in the near future.
Is it common for Britannia to withdraw a mortgage offer and what would be the reasoning?
Lenders such as Britannia can withdraw their mortgage offer although this is unusual. In the unlikely event that Britannia withdraw their offer they may or may not inform you or the lawyer as to the reasons why. There are various possible reasons but here are a number of examples:
  • Britannia may amend or withdraw an offer if the Britannia conveyancing panel solicitor is unable to confirm compliance with any of the conditions of the mortgage offer or if any of the terms of the mortgage offer cannot be satisfied
  • If the financial circumstances of the borrower have changed to the detriment and the Britannia has been notified
  • If the borrower informs Britannia of a change in the loan amount agreed
  • Where the sale is not at arms length for value to unconnected persons
  • Where the lender is on notice of a restriction or a right of pre-emption which is not at market value

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