Bradford & Bingley Conveyancing Lender Panel Compliance Tool

Lexsure’s COMPLETIONmonitor is web-based pre- and post-completion checklist for residential conveyancing lawyers. Supported by the Council of Mortgage Lenders and PI insurers such as AmTrust. It is a unique risk mitigation tool.

This system facilitates the way you can demonstrate to lender panels that you are, and can remain fully compliant with their requirements, with automatic updates on Bradford & Bingley’s changes. While using this technology is not a condition for being on the Bradford & Bingley panel, demonstrating you can remain up to date with Bradford & Bingley’s Handbook requirements is a helpful support to your panel application and, just as importantly, protect your firm’s panel status.

The software generates real-time alerts, automatically produces SRA and CQS reports, and will improve your firm's efficiency. It is also user friendly, cost-effective and, for many firms, leads to reduced PII premiums.

Find a Law Firm approved by Bradford & Bingley

Lenders often vary their requirements. The UK Finance Lenders’ Handbook requirements from Bradford & Bingley are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, over time:

A Timeline of Policy Changes


Since 2008, Bradford & Bingley has made 140 revisions or additions to sections of their version of the CML Handbook.
That equates to a section change every 19.5 days. In total, 37% of the sections of P2 of the UK Finance Lenders’ Handbook for Bradford & Bingley have been changed since 15/12/2008.

To find out more about lender panel compliance,

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Recent Changes Include

# Date Assoc. Changes Related To
17.1.1 21/11/2016 CML
6.14.1a 01/12/2014 CML
6.14.4 01/12/2014 CML
16.5.2 30/06/2014 CML
10.9 01/12/2010 CML
17.2.1b 01/12/2010 CML
5.5.1a 01/12/2010 CML
5.5.4 01/12/2010 CML Restrictive Covenant Indemnity Insurance
6.6.1 01/12/2010 CML
16.5.2 03/12/2009 CML

Last update 22/03/2019

Q and A’s regarding the Bradford & Bingley Solicitor Panel from members of the public

How easy is it to change a solicitor as I need to find one who is on the Bradford & Bingley conveyancing panel. How easy is it to change conveyancer?
If you haven't yet instructed a solicitor to do anything for you and have just received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer you're considering.
My son is in the process of securing a newly built flat with a mortgage from Bradford & Bingley. His conveyancer has said that there is a delay in completing the ‘Disclosure of Incentive Form’. What is this document - I have never come across this before?
The document is intended to provide information to the main parties involved in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Bradford & Bingley conveyancing panel as a standard part of the process, and to the valuer when requested.

The Developer will be required to start the process by downloading the form and completing it.

The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Bradford & Bingley conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

I require the services of a Bradford & Bingley panel solicitor in Stirling. Could you help me?
Unfortunately it’s not apparent why you need a Bradford & Bingley panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to Bradford & Bingley to find out which solicitors in Bradford & Bingley are on their panel. If you do find such a firm not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site
My lawyers in Liverpool have advised me that no longer have my conveyancing file. At the time of my purchase I took out a mortgage with Bradford & Bingley. Is it case that being on the Bradford & Bingley conveyancing panel they need to have retained the file for a prescribed period?
It very much depends from lender to lender but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the Bradford & Bingley Conveyancing Panel Terms. It might be worth you contacting Bradford & Bingley directly.
We expect to receive a DIP from Bradford & Bingley this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc).Do the Bradford & Bingley recommend a solicitor on the Bradford & Bingley conveyancing panel, or is it better to find our own lawyer
You will need to appoint solicitors independently although you'll need to choose one on the Bradford & Bingley conveyancing panel. The solicitor represents both you and the Bradford & Bingley through the process.
My husband and I are in the throws of viewing houses and now considering a potential offer. Is it best to have a conveyancer on ‘stand by’? I will be getting a home loan with Bradford & Bingley
It would be sensible to have your start your search soon rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on the the EA. As you are getting a mortgage with Bradford & Bingley , make sure you remember to check that your lawyer is on the Bradford & Bingley conveyancing panel.
I am due to exchange contracts on my house. I had a double glazing fitted in month 2010 but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Bradford & Bingley are being difficult. The solicitor who is on the Bradford & Bingley conveyancing panel is recommending indemnity insurance as a solution but Bradford & Bingley are insisting on a building regulation certificate. Why do Bradford & Bingley have a conveyancing panel of they don’t accept advice from them?
It is probably the case that Bradford & Bingley have referred the matter to their valuer. The reason why Bradford & Bingley may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing correctly and safely installed. It merely protects against enforcement action which is very unlikely anyway.