Bradford & Bingley Conveyancing Lender Panel Compliance Tool

COMPLETIONmonitor is web-based pre- and post-completion checklist for residential conveyancing lawyers. Supported by the CML and professional indemnity insures. COMPLETIONmonitor is a unique risk mitigation tool.

This system optimises the way you can prove to lender panels that you are, and can remain fully compliant with their requirements, with notifications given on Bradford & Bingley’s changes. Even though utilising the software is not a condition for being on the Bradford & Bingley panel, demonstrating you can remain up to date with Bradford & Bingley’s Handbook requirements is a helpful support to your panel application and, just as importantly, protect your firm’s panel status.

COMPLETIONmonitor generates real-time alerts, automatically produces SRA and CQS reports, and will improve your firm's efficiency. In addition it is user friendly, cost-effective and, for many firms, leads to a PII saving.

Find a Law Firm approved by Bradford & Bingley

Banks and building societies frequently vary their requirements. The UK Finance Lenders’ Handbook requirements from Bradford & Bingley are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, over time:

A Timeline of Policy Changes

Since 2008, Bradford & Bingley has made 140 revisions or additions to sections of their version of the CML Handbook.
That equates to a section change every 19.5 days. In total, 37% of the sections of P2 of the UK Finance Lenders’ Handbook for Bradford & Bingley have been changed since 15/12/2008.

To find out more about lender panel compliance,

Book a Personalised Demo

Recent Changes Include

# Date Assoc. Changes Related To
5.5.1a 01/12/2014 CML
17.2.1b 12/07/2013 CML
4.5a 01/12/2010 CML
4.5b 01/12/2010 CML
5.19.1 01/12/2010 CML
5.5.3b 01/12/2010 CML Lack of Planning Permission Indemnity Insurance
6.10.2 01/12/2010 CML
6.13.1 01/12/2010 CML
6.2.1 01/12/2010 CML
6.6.1 01/12/2010 CML

Last update 03/09/2019

FAQs : The Bradford & Bingley Solicitor Panel from members of the public

I was advised recently by my financial adviser that my lawyer is not on the Bradford & Bingley Solicitor panel. What can I do to check?
The first thing you need to do is to contact your lawyer directly. You lawyer should advise you what has happened. If they are not on the panel they may recommend you to a firm that is on the conveyancing panel for Bradford & Bingley.
My conveyancer has uncovered an inconsistency between the assumptions in Bradford & Bingley’s home valuation report and what is revealed within the title deeds. My lawyer has advised that as he is on the Bradford & Bingley conveyancing panel he needs to check that the bank is OK with this discrepancy and is still content to lend. Is my lawyer’s course or action appropriate?
A precondition to being on the Bradford & Bingley approved panel is to comply with the CML Handbook requirements (last updated for this lender on Bradford & Bingley) which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
I require the services of a Bradford & Bingley panel solicitor in Inverness. Can you assist?
Unfortunately it’s not apparent why you need a Bradford & Bingley panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to Bradford & Bingley to find out which solicitors in Bradford & Bingley are on their panel. If you do find such a firm not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site
I was scheduled to move into my dream home two days ago. My solicitor is on the Bradford & Bingley solicitors panel but has changed address 8 weeks ago and had not informed Bradford & Bingley of their new address. Bradford & Bingley is now refusing to release my funds as the information from the solicitors isn't correct.
This is as unusual as it is unlucky. The majority of lender Terms of Conveyancing Panel Appointment specifically oblige the solicitor to inform the lender of an address change. Your solicitor needs to treat this with the utmost urgency. Do speak with or register your concern with the senior partner (assuming he or she is not your direct lawyer). Most lenders would be reasonable in this situation and expedite the resolution of this issue. It may be prudent to enlist the help of your local Bradford & Bingley branch or your mortgage broker to see if they can help.
Do the majority of banks operate their own panel of solicitors?
Many lenders do operate a restricted conveyancing panel but a lot of lenders allow any solicitors to join their panel so long as they meet their criteria. Each lender sets their own criteria. For example the Bradford & Bingley conveyancing panel requirements are different to Bradford & Bingley’s conveyancing panel requirements.
We have agreed to purchase a house.One unusual aspect is that the roof has a solar panel. Bradford & Bingley have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that you are obtaining a mortgage with Bradford & Bingley your lawyer must to check the Bradford & Bingley conveyancing instructions contained in the Part of CML Handbook for Bradford & Bingley . The CML Handbook contains minimum requirements for solar panel roof-space leases, and solicitors are required to report to Bradford & Bingley where a lease does not meet these requirements. The requirements relate to the installation of panels on properties in England and Wales. Requirements for Scotland are due in the near future.
Me and my partner are buying a penthouse in Hendon. Conveyancing solicitors in Hendon will soon begiven the go-ahead. My friendadvised that we check that the property lawyer in Hendon is on the Bradford & Bingley list of approved conveyancing firms. Aren't all lawyers on the Bradford & Bingley panel?
Not all Hendon conveyancing practices are on the Bradford & Bingley conveyancing panel. Use the above search tool to find a Hendon conveyancing practitioner on the on the Bradford & Bingley panel.