Q and A’s regarding the Birmingham Midshires Solicitor Panel
from members of the public
My financial adviser has says he needs my solicitor’s panel reference for the Birmingham Midshires conveyancing panel. What is the best way to obtain this. I have tried my local Birmingham Midshires office but they don't know it.
Have you tried speaking to your lawyer about this?. A law firm is likely to keep a file or database of lender panel information which would include, if applicable their conveyancing panel details for Birmingham Midshires.
can you help? My conveyancer is assuring me that he has to order a Local Authority search because the firm are on the Birmingham Midshires conveyancing panel. Is my lawyer correct?
Unfortunately both you and your lawyer have little choice here. As you are taking a mortgage with Birmingham Midshires your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of Birmingham Midshires’s conveyancing panel appointment which obliges them to follow the CML Handbook requirements last updated Birmingham Midshires. even if you were a cash buyer you would be ill advised not to carry out a local authority search.
Do I need to pop into the offices of the Birmingham Midshires conveyancing panel solicitor to sign the mortgage deed? If so, I will choose one who does conveyancing in Manchester
so that I can attend their offices if necessary.
Whereas this was necessary twenty years ago, most lenders no longer require their conveyancing panel solicitor to witness the borrowers signature. You will still be obliged to provide ID Documents and there are still distinct advantages to using a local solicitor, in your case a conveyancing solicitor in Manchester
I am trying to get my former partner taken off the mortgage deeds. Can Birmingham Midshires really insist on which solicitor I can or can not retain?
You can use any solicitor you like but Birmingham Midshires then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the Birmingham Midshires solicitors panel
We have agreed to purchase a house.One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Birmingham Midshires be concerned
As your lender is Birmingham Midshires your lawyer must to check the Birmingham Midshires conveyancing instructions contained in the Part of CML Handbook for Birmingham Midshires . The CML Handbook contains minimum requirements for solar panel roof-space leases, and solicitors are required to report to Birmingham Midshires where a lease does not meet these requirements. The requirements relate to the installation of panels on properties in England and Wales. The CML are developing guidance for Northern Ireland and Scotland.
We expect to receive a DIP from Birmingham Midshires this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc).Do the Birmingham Midshires recommend a solicitor on the Birmingham Midshires conveyancing panel, or is it better to find our own lawyer
You will need to appoint solicitors independently although you'll need to choose one on the Birmingham Midshires conveyancing panel. The solicitor represents both you and the Birmingham Midshires through the process.
I am selling my house. I had a double glazing fitted in month 6 but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Birmingham Midshires are being difficult. The solicitor who is on the Birmingham Midshires conveyancing panel is saying indemnity insurance will be fine but Birmingham Midshires are requiring a building regulation certificate. Why do Birmingham Midshires have a conveyancing panel of they don’t accept advice from them?
It is probably the case that Birmingham Midshires have referred the matter to their valuer. The reason why Birmingham Midshires may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing correctly and safely installed. It merely protects against enforcement action which is very unlikely anyway.