Birmingham Midshires Solicitor Panel Sample Enquires to our Call Center from members of the public
My husband and I are buying a 1 bedroom flat in London with a mortgage from Birmingham Midshires. We like our lawyer but Birmingham Midshires says he's not on their "panel". It seems we have little choice but to instruct one of the Birmingham Midshires panel solicitors or keep our solicitor and pay for one of their panel ones to represent them. We feel as though this is unjust; Can we not simply insist that Birmingham Midshires use our lawyer?
Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the Birmingham Midshires conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for Birmingham Midshires
Our son-in-law is about to exchange on a newly built flat with a home loan from Birmingham Midshires. His conveyancer has advised him of a delay in completing the ‘Disclosure of Incentive Form’. This document is news to me - what is it and who needs sight of it?
The document is intended to provide information to the main parties engaged in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Birmingham Midshires conveyancing panel as a standard part of the process, and to the valuer when requested.
The Developer will be required to start the process by downloading the form and completing it.
The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Birmingham Midshires conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
I require the services of a Birmingham Midshires panel solicitor in Belfast. Can you assist?
It is not clear why you need a Birmingham Midshires panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to Birmingham Midshires to find out which solicitors in Birmingham Midshires are on their panel. If you do find such a firm not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site
I am attempting to get my former partner removed the mortgage deeds. Can Birmingham Midshires really insist on which solicitor I can or can not retain?
You can use any solicitor you like but Birmingham Midshires then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the Birmingham Midshires solicitors panel
We expect to receive a DIP from Birmingham Midshires this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc).Do the Birmingham Midshires recommend a solicitor on the Birmingham Midshires conveyancing panel, or is it better to go independently
You will need to appoint solicitors independently although you'll need to choose one on the Birmingham Midshires conveyancing panel. The solicitor represents both you and the Birmingham Midshires through the process.
My fiance and I are in the throws of viewing houses and now considering a potential offer. Is it best to have a conveyancer on ‘stand by’? I intend to finance via a mortgage with Birmingham Midshires
It would be sensible to have your start your search soon rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on the the EA. As you are getting a mortgage with Birmingham Midshires , ask your prospective lawyers check they are on the Birmingham Midshires conveyancing panel otherwise they can't do the mortgage legal work.
Planning on purchasing a flat with a mortgage with Birmingham Midshires. I have received an online quote from a licensed conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Birmingham Midshires conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that they are on the Birmingham Midshires conveyancing panel
