Birmingham Midshires Conveyancing Lender Panel Compliance Tool

Lexsure’s COMPLETIONmonitor is an online pre- and post-completion checklist for property lawyers. Supported by the Council of Mortgage Lenders and PI insurers. COMPLETIONmonitor is a unique risk management tool.

This system optimises the way you can prove to lender panels that you are, and can stay fully compliant with their instructions, with alerts on Birmingham Midshires’s changes. Even though using this technology is not a condition for acceptance on the Birmingham Midshires panel, demonstrating you can remain up to date with Birmingham Midshires’s Handbook requirements is an excellent support to your panel application and, just as importantly, protect your firm’s panel status.

COMPLETIONmonitor generates real-time alerts, automatically produces regulatory and CQS reports, and will improve your firm's efficiency. In addition it is simply to use, cost-effective and, for some firms, results in reduced PII premiums.

Find a Law Firm approved by Birmingham Midshires

Banks and building societies often change their requirements. The UK Finance Lenders’ Handbook requirements from Birmingham Midshires are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, frequently:

A Timeline of Policy Changes

Since 2008, Birmingham Midshires has made 328 revisions or additions to sections of their version of the CML Handbook.
That equates to a section change every 8.3 days. In total, 46% of the sections of P2 of the UK Finance Lenders’ Handbook for Birmingham Midshires have been changed since 15/12/2008.

To find out more about lender panel compliance,

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Examples of recent questions relating to the Birmingham Midshires Solicitor Panel from members of the public

It has come to my attention via my estate agent that my the law firm I have appointed is not on the Birmingham Midshires Conveyancing panel. How can I be sure that this is correct?
You need to contact your conveyancer. You lawyer should advise you what has happened. If they are not on the panel they could put your in touch with solicitors on the the approved Birmingham Midshires solicitor panel.
Please help. My lawyer is informing me me that he has to apply for a Local Authority search because the firm are on the Birmingham Midshires conveyancing panel. The searches cost a lot of money. Can this be avoided?
Unfortunately both you and your lawyer have little choice here. As you are taking a mortgage with Birmingham Midshires your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of Birmingham Midshires’s conveyancing panel appointment which obliges them to follow the CML Handbook requirements last updated Birmingham Midshires. even if you were a cash buyer you would be ill advised not to carry out a local authority search.
Do I need to pop into the offices of the Birmingham Midshires conveyancing panel solicitor to execute the legal charge? If so, I will choose one who does conveyancing in London so that I can pop in to their offices if necessary.
Most conveyancing panel lawyers for Birmingham Midshires undertake all of the work via the post, internet or over the phone. This means that they can undertake your Conveyancing Transaction no matter where you live in England or Wales. However you should check if you can still book an appointment to go into appointed conveyancing lawyer if you prefer.
I am trying to get my former partner taken off the mortgage deeds. Can Birmingham Midshires really tell me which solicitor I can or can not use?
You can use any solicitor you like but Birmingham Midshires then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the Birmingham Midshires solicitors panel
Intending to buy a house with a mortgage with Birmingham Midshires. I have received an online quote from a licensed conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Birmingham Midshires conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that they are on the Birmingham Midshires conveyancing panel
I was told four weeks ago that my mortgage has been agreed to by Birmingham Midshires. Is it usual for Birmingham Midshires to only issue the offer once my solicitor is approved on their conveyancing panel?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Birmingham Midshires to deal with your lawyers application to be on the Birmingham Midshires conveyancing panel. There's no guarantee that your solicitors will be accepted.
Next month my fiance and I are remortgaging a house in Hendon. Conveyancing solicitors in Hendon need to beinstructed. My colleaguesuggested that we check that the conveyancer in Hendon is on the Birmingham Midshires solicitors panel. Is this really necessary?
Not all Hendon conveyancing practices are on the Birmingham Midshires conveyancing panel. 5 people a month use our search tool to find a Hendon conveyancing practitioner on the on the Birmingham Midshires list of approved conveyancing firms.