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Birmingham Bank Conveyancing Lender Panel Compliance Tool

Looking for information about your firm's panel status?

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How can my firm apply to be on the Birmingham Bank Conveyancing Panel?
Check your firm’s panel Status
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How can my firm be reinstated onto the Birmingham Bank Conveyancing Panel?
Check your firm’s panel Status

Lexsure’s COMPLETIONmonitor is web-based pre- and post-completion checklist for property lawyers. It is supported by PI insurers such as AmTrust. COMPLETIONmonitor is a unique risk mitigation tool.

This software optimises the way you can demonstrate to lender panels that you are, and can remain fully compliant with their requirements, with notifications given on Birmingham Bank’s changes. While utilising the software is not a condition for being on the Birmingham Bank panel, demonstrating you can remain up to date with Birmingham Bank’s Handbook requirements is a helpful support to your application to their lender panel and, more importantly, safeguard your firm’s panel standing.

COMPLETIONmonitor generates real-time alerts, automatically produces compliance and CQS reports, and will enhance your firm's efficiency. It is also user friendly, cost-effective and, for many firms, leads to a PII saving.

Find a Law Firm approved by Birmingham Bank

Banks and building societies often vary their requirements. The UK Finance Lenders’ Handbook requirements from Birmingham Bank are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, over time:

A Timeline of Policy Changes


Since 2008, Birmingham Bank has made 45 revisions or additions to sections of their version of the UK Finance Handbook.
That equates to a section change every 60.7 days. In total, 22% of the sections of P2 of the UK Finance Lenders’ Handbook for Birmingham Bank have been changed since 15/12/2008.

To find out more about lender panel compliance,
Book a Personalised Demo

Examples of recent questions relating to the Birmingham Bank Conveyancing Panel from members of the public

For what reasons could a law firm be excluded from the Birmingham Bank approved conveyancing panel?
According to a recent survey report by the solicitors regulator three quarters of law firms had been removed from a lender panel. The most common reasons in order are :
  1. lack of transactions
  2. the lawyer is a sole practitioner
  3. as part of the HSBC panel reduction
  4. regulatory contact by SRA
  5. accidental removal. We are not aware of the specific or common criteria for removal by Birmingham Bank
My husband and I are refinancing our apartment with Birmingham Bank. We have a son 19 who lives with us. The solicitor on the Birmingham Bank conveyancing panel has asked us to disclose anyone over the age of 17 other than ourselves who reside at the property. Our lawyer has now e-mailed a document for our son to sign, waiving any legal rights in the event that the apartment is repossessed. I have two concerns (1) Is this form unique to the Birmingham Bank conveyancing panel as he did not need to sign this form when we remortgaged 3 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?
On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Birmingham Bank .This is solely used to protect the Birmingham Bank if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave.

It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Birmingham Bank had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

I have checked your search tool I can't find the lawyer I was hoping to instruct as being on the Birmingham Bank conveyancing panel. My lawyer has said that they are on the Birmingham Bank approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the Birmingham Bank conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the Birmingham Bank solicitor panel.
We're in Liverpool, First time buyers purchasing with a mortgage (lender is Birmingham Bank , but our solicitor is on the Birmingham Bank conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Birmingham Bank conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
Are all Conveyancing Quality Solicitors on the Birmingham Bank conveyancing panel?
Some major lenders now use CQS as the starting point for Panel membership such as HSBC and Santander. CQS membership however is no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for firms wishing to join their approved list of conveyancing solicitors.
We are getting a further advance on our mortgage from Birmingham Bank as we wish to carry out a loft conversion to our home. Do we need to appoint a solicitor on the Birmingham Bank conveyancing panel to deal with the paperwork?
Birmingham Bank do not ordinarily instruct firms on their approved list of lawyers to deal with such a matter. If they did require any legal work then you would need to ensure that such a lawyer was on the Birmingham Bank panel
After shopping around on the internet I have found a solicitor having made sure that they are on the Birmingham Bank conveyancing panel. Does my lawyer arrange the survey of the property? Or I've read lots of mortgage guides,I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my solicitor - who is on the Birmingham Bank conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Birmingham Bank will need an independent valuation of the property. Your lawyer will not arrange this. Usually Birmingham Bank will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller. or Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by postcode. As you are getting a mortgage with Birmingham Bank you could contact your them to see if they have a list of approved surveyors.

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