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Birmingham Bank Conveyancing Lender Panel Compliance Tool

Looking for information about your firm's panel status?

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How can my firm apply to be on the Birmingham Bank Conveyancing Panel?
Check your firm’s panel Status
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How can my firm be reinstated onto the Birmingham Bank Conveyancing Panel?
Check your firm’s panel Status

Lexsure’s COMPLETIONmonitor is web-based pre- and post-completion checklist for property lawyers. It is supported by PI insurers such as AmTrust. It is a unique risk management tool.

This system facilitates the way you can prove to lender panels that you are, and can stay fully compliant with their requirements, with notifications given on Birmingham Bank’s changes. Notwithstanding that utilising the tool is not a condition for acceptance on the Birmingham Bank panel, demonstrating you can stay up to date with Birmingham Bank’s Handbook requirements is a helpful support to your panel application and, more importantly, protect your firm’s panel status.

COMPLETIONmonitor generates real-time alerts, automatically produces compliance and CQS reports, and will improve your firm's efficiency. It is also simply to use, cost-effective and, for some firms, leads to a PII saving.

Find a Law Firm approved by Birmingham Bank

Lenders frequently vary their requirements. The UK Finance Lenders’ Handbook requirements from Birmingham Bank are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, frequently:

A Timeline of Policy Changes


Since 2008, Birmingham Bank has made 2 revisions or additions to sections of their version of the UK Finance Handbook.
That equates to a section change every 1365.0 days. In total, 1% of the sections of P2 of the UK Finance Lenders’ Handbook for Birmingham Bank have been changed since 15/12/2008.

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Examples of recent questions relating to the Birmingham Bank Solicitor Panel from members of the public

For what reasons would a law firm be excluded from the Birmingham Bank solicitor panel?
A survey recently commissioned by the Solicitors Regulatory Authority found that three quarters of law firms had been removed from a lender panel. The top reasons in order are :
  1. Low volume of transactions
  2. the lawyer is a sole practitioner
  3. as part of the HSBC panel reduction
  4. regulatory contact by SRA
  5. accidental removal. We are not aware of the specific or common criteria for removal by Birmingham Bank
Please assist. For no fault of my lawyer but, the conveyancing for my house purchase has been going on for months. The Local Authority Search from Birmingham Bank was issued random date and we have agreed a date for me to move into the property on 6. My lawyer says that as she is on the Birmingham Bank conveyancing panel she needs to redo the searches as they are no longer valid.
A precondition to being on the Birmingham Bank approved panel is to comply with the CML Handbook requirements (last updated for this lender on Birmingham Bank)which specifies that a local authority search be not more than half a year old. You should nevertheless ask your lawyer to check whether something called ‘search validation’ indemnity insurance is acceptable to Birmingham Bank.
Having used your search tool I can't find the lawyer I was hoping to instruct as being on the Birmingham Bank conveyancing panel. My lawyer has said that they are on the Birmingham Bank approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the Birmingham Bank conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the Birmingham Bank solicitor panel.
My grandmother passed away 10 months ago and as sole heir and executor was left the house. The house had a small mortgage remaining of approximately £8000. I want to transfer the title deeds into my name whilst I re-mortgage to Birmingham Bank , pay off the mortgage etc. Is this possible?
If you intend to re-mortgage then Birmingham Bank will insist on your using a conveyancer on the Birmingham Bank conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Birmingham Bank conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Birmingham Bank mortgage is registered as a charge at the Land Registry.
Is there a list of Birmingham Bank panel solicitors on the CML Handbook Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few lenders make their panel listings available online.
I am currently in the process of buying my council flat. I have a mortgage offer with Birmingham Bank. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event if you are getting a mortgage with Birmingham Bank you will need to appoint a solicitor on the Birmingham Bank conveyancing panel.
I am selling my house. I had a double glazing fitted in month 2010 but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Birmingham Bank are being pedantic. The solicitor who is on the Birmingham Bank conveyancing panel is recommending indemnity insurance as a solution but Birmingham Bank are requiring a building regulation certificate. Why do Birmingham Bank have a conveyancing panel of they don’t accept advice from them?
It is probably the case that Birmingham Bank have referred the matter to their valuer. The reason why Birmingham Bank may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing correctly and safely installed. It merely protects against enforcement action which is very unlikely anyway.

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