About Lexure Contact us

Bluestone Mortgages Conveyancing Lender Panel Compliance Tool

Looking for information about your firm's panel status?

Card image cap
How can my firm apply to be on the Bluestone Mortgages Conveyancing Panel?
Check your firm’s panel Status
Card image cap
How can my firm be reinstated onto the Bluestone Mortgages Conveyancing Panel?
Check your firm’s panel Status

COMPLETIONmonitor is an online pre- and post-completion checklist for residential conveyancing lawyers. It is supported by professional indemnity insurers. COMPLETIONmonitor is a unique risk mitigation tool.

This system optimises the way you can demonstrate to lender panels that you are, and can stay fully compliant with their instructions, with alerts on Bluestone Mortgages’s changes. While using the tool is not a condition for acceptance on the Bluestone Mortgages panel, demonstrating you can stay up to date with Bluestone Mortgages’s Handbook requirements is an excellent support to your application to their lender panel and, just as importantly, protect your firm’s panel status.

The system generates real-time alerts, automatically produces SRA and CQS reports, and will increase your firm's efficiency. In addition it is simply to use, cost-effective and, for some firms, leads to a PII saving.

Find a Law Firm approved by Bluestone Mortgages

Lenders often change their requirements. The UK Finance Lenders’ Handbook requirements from Bluestone Mortgages are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, frequently:

A Timeline of Policy Changes


Since 2008, Bluestone Mortgages has made 446 revisions or additions to sections of their version of the UK Finance Handbook.
That equates to a section change every 6.1 days. In total, 61% of the sections of P2 of the UK Finance Lenders’ Handbook for Bluestone Mortgages have been changed since 15/12/2008.

To find out more about lender panel compliance,
Book a Personalised Demo

Common questions asked concerning the Bluestone Mortgages Conveyancing Panel from members of the public

Am I correct in assuming that the fact that my solicitor is not identified on the Bluestone Mortgages Conveyancing panel that there is a problem with the standard of his work?
That would more than likely be a wrong assumption to make. There are all sorts of perfectly reasonable explanations. A recent report by the solicitors regulator indicated 76% of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) lack of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. If you are concerned you should simply call the firm and ask them why they are no longer on the approved list for Bluestone Mortgages.
Our conveyancer has discovered a legal deficiency with the lease for the flat we are purchasing. The seller’s lawyers have suggested defective title insurance as a solution. We are content with insurance and will pay for it. Our lawyer has advised that as he is on the Bluestone Mortgages conveyancing panel he must ensure that the lender is happy with this solution. Are we the client or is Bluestone Mortgages?
Just because you have a mortgage offer from Bluestone Mortgages does not mean to say that the property will be meet their requirements for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the CML Handbook Requirements. You and Bluestone Mortgages are the client. The appropriate lender requirements have to be complied with by the Bluestone Mortgages conveyancing panel who has to balance acting for you and Bluestone Mortgages
How do I search for a local solicitor on the Bluestone Mortgages conveyancing panel? I have a car and am prepared to travel up to 20 kilometers to meet the solicitor.
Feel free to make use of the find a conveyancing panel search on this website. Please choose the lender and your location and you will see a number of lawyer located nearest you. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the Bluestone Mortgages solicitor panel.
My lawyers in Newcastle have advised me that they can not locate my conveyancing file. At the time of my purchase I took out a mortgage with Bluestone Mortgages. Is it case that being on the Bluestone Mortgages conveyancing panel they need to have retained the file for a number of years?
It very much depends from lender to lender but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the Bluestone Mortgages Conveyancing Panel Terms. It might be worth you contacting Bluestone Mortgages directly.
Are all Conveyancing Quality Solicitors on the Bluestone Mortgages conveyancing panel?
A selection of banks and building societies now use CQS as the starting point for Panel membership such as HSBC and Santander. The Law Society’s CQS accreditation however is no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for firms wishing to join their approved list of firms.
I have decided to exercise my right to buy my property off the council. I have a mortgage agreed with Bluestone Mortgages. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event if you are getting a mortgage with Bluestone Mortgages you will need to appoint a solicitor on the Bluestone Mortgages conveyancing panel.
Bluestone Mortgages have agreed my mortgage in principle, my offer on house has been accepted, now what?
The estate agent will want to know who your solicitors are (make sure these solicitors are on the lenders panel). Call up Bluestone Mortgages or your broker and complete any relevant paperwork. Bluestone Mortgages will tell you what documents they want. Bluestone Mortgages will instruct a valuer. The valuer will get in touch with the estate agent or seller to book an appointment. Once conducted (assuming no problems) it takes about week to get a mortgage offer. Bluestone Mortgages will issue the offer to you and your lawyer. The transaction will then take it’s course according the nature and complexity of the conveyancing.

Copyright © Lexsure Limited, 2025

Privacy