FAQs for the Barclays - Woolwich Solicitor Panel from members of the public
A solicitor my fiance and I wanted to use for conveyancing on a purchase said he will levy higher legal fees if my lender is due to their difficult processes! Am I likely to be frustrated using Barclays - Woolwich? Is Barclays - Woolwich conveyancing so much more difficult?
Barclays - Woolwich conveyancing requirements for their panel are no better or no more complicated than most lenders.
It is the case now the CML Handbook, the "bible" used by solicitors to establish lender requirements, is different for each lender.
It is not clear if your lawyer is on the Barclays - Woolwich conveyancing panel. If they are not, this does add further risk of delay as Barclays - Woolwich will appoint their own solicitors to look after their interest.
I am due to complete my purchase next Friday. My conveyancing lawyer has asked me to provide him with a copy of the building insurance for the house as he says that he has to check this in has capacity as lawyer for Barclays - Woolwich. What risks do Barclays - Woolwich expect the insurance to cover?
Any lawyer on the Barclays - Woolwich conveyancing panel would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in Barclays - Woolwich’s Part 2 requirements of the CML Handbook (last updated on Barclays - Woolwich). Being on the Barclays - Woolwich conveyancing panel your lawyer is expect to follow these requirements.
How do I search for a local solicitor on the Barclays - Woolwich conveyancing panel? I have a car and am prepared to travel up to 10 miles to meet the solicitor.
Feel free to make use of the find a conveyancing panel tool on this page. Please choose the lender and your location and you will see a number of lawyer located nearest you. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the Barclays - Woolwich solicitor panel.
My house is up for sale and I have a buyer. Does my solicitor have to be on the Barclays - Woolwich conveyancing panel in order to deal with redeeming my mortgage?
Ordinarily, even if your lawyer is not on the Barclays - Woolwich conveyancing panel they can still act for you on your sale. it might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently at the moment.
Can you point me to a directory of Barclays - Woolwich panel solicitors on the Building Society Association’s Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few lenders make their panel listings available online.
Hi, thinking about buying a house off my mate. Assuming we can agree a figure, what’s the best way to move forward? I hope to get a mortgage with Barclays - Woolwich. Is it possible to avoid using solicitors to save on the costs? My dad reckons back in the day he did a lot of it himself, just went into the land registry office and providing them with the info they needed himself
If you are getting a mortgage with Barclays - Woolwich involved you will need to appoint a solicitor on the Barclays - Woolwich conveyancing panel. We would not encourage you to both use the same solicitors' firm. There are clear conflict of interest issues and it's not going to make a huge difference to the speed of the overall process. So as not to hold things us you should pass on your solicitors details to Barclays - Woolwich. Feel free to use our search tool to look for a licensed conveyancer or solicitor on the Barclays - Woolwich conveyancing panel.
I have paid off my mortgage with Barclays - Woolwich. I assume I don't need a solicitor on the Barclays - Woolwich panel to remove the mortgage at the Land Registry. Please confirm
If you have finished paying off your Barclays - Woolwich mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Barclays - Woolwich mortgage from the register. Barclays - Woolwich,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
but are not moving to another property
where the Barclays - Woolwich has sent the Land Registry the discharge electronically, and
the Barclays - Woolwich has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your Barclays - Woolwich mortgage has been paid off.