Banks and Clients Conveyancing Lender Panel Compliance Tool

Looking for information about your firm's panel status?

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Halifax Conveyancing Panel?
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Is my firm on the Halifax Conveyancing Panel?
Check your firm’s panel Status

Lexsure’s COMPLETIONmonitor is web-based pre- and post-completion checklist for residential conveyancing lawyers. Supported by the CML and professional indemnity insures. COMPLETIONmonitor is a unique risk management tool.

This software facilitates the way you can prove to lender panels that you are, and can stay fully compliant with their requirements, with notifications given on Banks and Clients’s changes. Even though using the software is not a condition for acceptance on the Banks and Clients panel, demonstrating you can remain up to date with Banks and Clients’s Handbook requirements is an excellent support to your application to their lender panel and, just as importantly, safeguard your firm’s panel standing.

COMPLETIONmonitor generates real-time alerts, automatically produces regulatory and CQS reports, and will improve your firm's efficiency. It is also user friendly, cost-effective and, for many firms, leads to a PII saving.

Find a Law Firm approved by Banks and Clients

Mortgage companies often change their requirements. The UK Finance Lenders’ Handbook requirements from Banks and Clients are not guidelines, they are instructions from a client. As with many clients, instructions can change - and they do change, over time:

A Timeline of Policy Changes

Since 2008, Banks and Clients has made 1 revisions or additions to sections of their version of the CML Handbook.
That equates to a section change every 2730.0 days. In total, 0% of the sections of P2 of the UK Finance Lenders’ Handbook for Banks and Clients have been changed since 15/12/2008.

To find out more about lender panel compliance,

Frequently asked questions relating to the Banks and Clients Conveyancing Panel from members of the public

I have been advised by my broker that I have to pay Banks and Clients fees should I instruct my family lawyer. How good are the Banks and Clients conveyancing panel solicitors? I'm happy to use any solicitor in the country TBH as long as they're good and not exorbitantly priced. Are there any Banks and Clients conveyancers you'd recommend?
Banks and Clients’s conveyancing panel is pretty large so your best bet is just to check with the firms you are getting quotes from whether they are on it. You can search by postcode on the search tool on this site to find solicitors that Banks and Clients will allow to act for them.
We are due to exchange on the purchase a house but as a result of damage from the recent storms I have agreed compensation from the seller of £3k approx by way of a reduction in the price. This was going to be dealt with as part of the conveyancing process but my mortgage company Banks and Clients will not agree to this. Why was Banks and Clients even consulted?
Your lawyer being on the Banks and Clients conveyancing panel is duty bound to inform Banks and Clients of any changes to the purchase price. If you were to refuse your lawyers to disclose the reduction to Banks and Clients then they would have to discontinue acting for you and Banks and Clients.
What tools are available to find a local solicitor on the Banks and Clients conveyancing panel? I have a car and am prepared to travel up to 20 miles to meet the lawyer.
Feel free to make use of the find a conveyancing panel tool on this website. Please choose the lender and your location and you will see a number of lawyer located nearest you. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the Banks and Clients solicitor panel.
I am attempting to get my former partner removed the mortgage deeds. Can Banks and Clients really tell me which solicitor I can or can not instruct?
You can use any solicitor you like but Banks and Clients then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the Banks and Clients solicitors panel
Hi, thinking about buying a house off my mate. Once we agree a price, what’s the best way to move forward? I plan to obtain a mortgage with Banks and Clients. Is it possible to avoid using solicitors to save us both money? My father said that years ago it was possible to take the documents into the local Land Registry office and they did the rest
If you are getting a mortgage with Banks and Clients involved you will need to appoint a solicitor on the Banks and Clients conveyancing panel. We would not encourage you to both use the same solicitors' firm. There are clear conflict of interest issues and it's not going to make a huge difference to the speed of the overall process. So as not to hold things us you should pass on your solicitors details to Banks and Clients. Feel free to use our search tool to look for a licensed conveyancer or solicitor on the Banks and Clients conveyancing panel.
I have today made my last payment due on mortgage with Banks and Clients. I assume I don't need a solicitor on the Banks and Clients panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Banks and Clients mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Banks and Clients mortgage from the register. Banks and Clients,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage: but are not moving to another property where the Banks and Clients has sent the Land Registry the discharge electronically, and the Banks and Clients has instructed the Land Registry to do so The Land Registry will send you a letter confirming that your Banks and Clients mortgage has been paid off.
I had an offer accepted on a house on the 5th March 2014, valuation was booked 4 days later, all came back fine. Solicitor appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to Banks and Clients and chasing them on my offer I have now been told that my offer will not be issued unless the lawyer is on the Banks and Clients conveyancing panel. Are Banks and Clients entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Banks and Clients to deal with your lawyers application to be on the Banks and Clients conveyancing panel. There's no guarantee that your solicitors will be accepted.

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